2221 COLONIAL DRIVE, DUNEDIN, FL, 34698
Active6 days on marketListed Jul 17, 2026MLS #TB8529426
About this home
2221 COLONIAL DRIVE
Welcome to your own private tropical paradise in one of Dunedin's most desirable locations! This beautifully maintained 3-bedroom, 2-bath pool home sits on a spacious corner lot in Flood Zone X with NO mandatory HOA, offering peace of mind and the freedom to truly enjoy Florida living. Inside, you'll find gorgeous flooring, an open and inviting layout, new stainless steel kitchen appliances, a whole-house water softener, and a reverse osmosis drinking water system in the kitchen. Comfort and efficiency are unmatched with the top-of-the-line Japanese-designed 5-zone HVAC system, allowing each room to have its own individual temperature control for personalized comfort. The home also features newer solar panels that dramatically reduces monthly electric bills for years to come. The solar loan will transfer to the new owner, allowing them to continue enjoying the energy savings. Step outside into your own private tropical oasis! The fully fenced backyard is designed for entertaining and relaxation with lush tropical landscaping, a sparkling pool featuring a new pool pump and filter, a spacious screened lanai, tiki bar, outdoor grilling area, and exceptional privacy. Whether you're hosting friends or enjoying a quiet evening under the palms, this backyard truly feels like your own resort. Located just minutes from everything that makes Dunedin one of Tampa Bay's most sought-after communities: Just minutes to the award-winning beaches of Honeymoon Island State Park and Caladesi Island State Park Close to the vibrant Downtown Dunedin with its waterfront parks, restaurants, breweries, boutiques, festivals, and marina Easy access to the Pinellas Trail for walking and biking Approximately 20 minutes to Clearwater Beach Approximately 30 minutes to Tampa International Airport Convenient to shopping, medical facilities, golf courses, and everyday conveniences This home offers the perfect combination of comfort, energy efficiency, privacy, and an unbeatable location. Whether you're looking for a full-time residence, vacation home, or investment opportunity, this Florida oasis is ready for you to move in and start enjoying the lifestyle you've been dreaming about.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,466
Sqft
0.22 ac
Lot size
2
Garage
1976
Year built
One
Levels
$375
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,301 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,301/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.2%
$/sqft vs Dunedin actives
$375 vs $296
Days on market
6 vs 51 typical
Where $375/sqft sits among the 264 Dunedin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunedin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dunedin. See the full Dunedin guide →
DUNEDIN 34698 — neighborhood snapshot
Population
37,817
Median age
58.1
Median income
$67,323
Median home value
$335,800
Avg household
2.04
Households w/ children
2,412
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunedin market
$440K → $410K
Dunedin median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
153 of 264
Dunedin actives have cut their price
Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 83% above the DUNEDIN 34698 median. See the full Dunedin market guide →
Paper trail
This home's history
Reality check
What actually sold near 2221 COLONIAL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$337,000
2977 PALMETTO COURT · same community
3 bd · 2 ba · 1,466 sqft · $230/sqft · 1 DOM
Sold · Nov ’25$475,000
2240 COLONIAL DRIVE · same community
3 bd · 2 ba · 1,476 sqft · $322/sqft · 304 DOM
Sold · May ’26$450,000
2255 WILSHIRE DRIVE · same community
3 bd · 2 ba · 1,454 sqft · $309/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2221 COLONIAL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2221 COLONIAL DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2221 COLONIAL DRIVE FAQs
What would the monthly payment be for 2221 COLONIAL DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,301/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2221 COLONIAL DRIVE?+
The most recent tax bill on record (2025) was $7,924. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Dunedin?+
At $550,000, this home is listed about 38% above the Dunedin median of $398,500. The market section on this page shows how the area is trending.
Which schools are assigned to 2221 COLONIAL DRIVE?+
Dunedin Highland Middle School (middle), Dunedin Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$550,000 runs 83% above the DUNEDIN 34698 median — but at 1,466 sqft it's also 24% larger than the typical Dunedin listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 6 days on market in a Dunedin market that averages 51 — if it fits, move quickly.
04Strong assigned schools
Dunedin Highland Middle School, Dunedin Elementary School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Stacy Allen. MLS #TB8529426.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Dunedin homes, in your inbox
Like 2221 COLONIAL DRIVE but not quite? A daily digest of every new listing in Dunedin — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →