7490 46TH AVENUE N UNIT 314, ST PETERSBURG, FL, 33709
Active31 days on marketListed Jul 14, 2026MLS #TB8529289
About this home
7490 46TH AVENUE N UNIT 314
Own land in Florida at such amazing price and location, confort living in this 2-bedroom, 2-bath home. Nestled in a desirable 55+ community. Filled with natural light and warm, inviting spaces, this home offers an open living and dining area with updated flooring that creates a bright and spacious feel. The kitchen features abundant cabinetry and plenty of workspace, making meal preparation both convenient and enjoyable. Just beyond the living area, the expansive enclosed Florida room provides the perfect place to sip your morning coffee, entertain family and friends, or simply relax year-round. Outside, you'll find covered parking, attractive curb appeal, and a low-maintenance lifestyle that lets you spend more time enjoying all of St. Petersburg. Conveniently located near shopping, dining, medical facilities, and the beautiful Gulf beaches, this move-in-ready home is ideal for year-round living or a seasonal retreat. Schedule your private showing today and discover why this charming home feels just right.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,056
Sqft
0 ac
Lot size
1976
Year built
One
Levels
$132
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,272 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,272/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+20%
$/sqft vs St Petersburg actives
$132 vs $340
Days on market
31 vs 58 typical
Where $132/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33709 — neighborhood snapshot
Population
25,371
Median age
53.3
Median income
$52,621
Median home value
$190,300
Avg household
2.2
Households w/ children
1,922
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
228 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% below the ST PETERSBURG 33709 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 7490 46TH AVENUE N UNIT 314
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$73,000
7490 46TH AVENUE N UNIT 225 · same community
1 bd · 1 ba · 884 sqft · $83/sqft · 99 DOM
Sold · Jun ’26$280,000
8068 30TH AVENUE N
3 bd · 2 ba · 1,030 sqft · $272/sqft · 10 DOM
Sold · Aug ’25$381,000
3100 70TH STREET N
2 bd · 2 ba · 1,088 sqft · $350/sqft · 53 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7490 46TH AVENUE N UNIT 314 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7490 46TH AVENUE N UNIT 314 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
7490 46TH AVENUE N UNIT 314 FAQs
What would the monthly payment be for 7490 46TH AVENUE N UNIT 314?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,272/mo — principal and interest, the actual property-tax bill, the $130/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7490 46TH AVENUE N UNIT 314?+
The association fee works out to $130 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7490 46TH AVENUE N UNIT 314?+
The most recent tax bill on record (2025) was $1,228. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7490 46TH AVENUE N UNIT 314?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $139,000, this home is listed about 68% below the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7490 46TH AVENUE N UNIT 314?+
Westgate Elementary School (elementary), Dixie M. Hollins High School (high), Tyrone Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Diana Mejia. MLS #TB8529289.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New St Petersburg homes, in your inbox
Like 7490 46TH AVENUE N UNIT 314 but not quite? A daily digest of every new listing in St Petersburg — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →