161 HICKORY GATE DRIVE, PALM HARBOR, FL, 34684
Active9 days on marketListed Jul 15, 2026MLS #TB8529193
About this home
161 HICKORY GATE DRIVE
2 bedroom 2 bath with great curb appeal in no flood (X) area. Super looking remodeled baths and solid surface kitchen counters. Master bedroom has luxury vinyl floor and both bedrooms have walk-in closets. The home has newer windows. It also has a tankless water heater about 6 years old. It has a huge family room across the front lined all the way across with windows. There are hurricane shutters for storm protection. This is a 55+ community and this home alllows a cat, but, sorry no dogs. This lovely home has a deeded lot 50X75 included in the price. The low maintenance fee of $230/ Month includes water, sewer, trash, lawn, clubhouse, heated pool, a small lake behind the clubhouse, shuffleboard, Bocce ball, many more activities, private roads, and a lot where you can park your RV or your boat. Room measurements approximate.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,095
Sqft
0.09 ac
Lot size
1981
Year built
One
Levels
$145
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,208 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,208/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.9%
$/sqft vs Palm Harbor actives
$145 vs $259
Days on market
9 vs 42 typical
Where $145/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Curlew
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Curlew — neighborhood snapshot
Population
1,000
Median age
61
Median income
$64,608
Median home value
$253,000
Avg household
2
Households w/ children
51%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$425K → $450K
Palm Harbor median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
209 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% below the PALM HARBOR 34684 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 161 HICKORY GATE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$159,000
45 HEMLOCK COURT · same community
2 bd · 2 ba · 1,092 sqft · $146/sqft · 319 DOM
Sold · Feb ’26$174,000
215 RED MAPLE DRIVE · same community
2 bd · 2 ba · 1,110 sqft · $157/sqft · 196 DOM
Sold · Apr ’26$188,000
105 PINEBARK DRIVE · same community
2 bd · 2 ba · 1,116 sqft · $168/sqft · 34 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 161 HICKORY GATE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 161 HICKORY GATE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
161 HICKORY GATE DRIVE FAQs
What would the monthly payment be for 161 HICKORY GATE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,208/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 161 HICKORY GATE DRIVE?+
The most recent tax bill on record (2025) was $498. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 161 HICKORY GATE DRIVE?+
The listing reports pets: Cats OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $159,000, this home is listed about 58% below the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 161 HICKORY GATE DRIVE?+
Curlew Creek Elementary School (elementary), Countryside High School (high), Palm Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Renny Bryden. MLS #TB8529193.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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