240 WINDWARD PSGE UNIT 401, CLEARWATER BEACH, FL, 33767
Active4 days on marketListed Jul 20, 2026MLS #TB8529121
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About this home
240 WINDWARD PSGE UNIT 401
Welcome to coastal luxury living in the highly sought after Island Estates! This stunning, fully renovated 3 bedroom, 2.5 bathroom townhome offers the perfect blend of modern elegance, comfort, and convenience just minutes from world-famous Clearwater Beach. Thoughtfully redesigned from top to bottom, this light-filled residence showcases a sophisticated coastal modern aesthetic with high-end finishes throughout. The spectacular custom kitchen features premium cabinetry, smart appliances, sleek countertops, a dramatic waterfall breakfast bar, additional bar ice machine, beverage refrigerator and is ideal for both everyday living and entertaining. The spacious open concept floor plan is enhanced by top-of-the-line electronic blinds, designer lighting, and beautifully updated bathrooms. Being offered fully furnished, this turnkey home is ready for immediate enjoyment. The oversized 3 car garage features an epoxy-coated floor, an electric vehicle charging station, additional storage room providing exceptional convenience. Enjoy the Island Estates lifestyle with two community swimming pools, beautifully maintained grounds, and boat slips available for rent, making it easy to enjoy the surrounding waterways. This end unit is perfectly positioned along a wide deep water canal with amazing views, sunsets and the Gulf breeze from your private outdoor living space. Whether you’re heading out by boat, walking to nearby restaurants, visiting the Clearwater Marine Aquarium, or spending the day on the sugar sand beaches of Clearwater Beach, everything you need is just moments away. This exceptional home offers the perfect combination of style, location, and move-in-ready convenience. Flood Barrier Protection Included!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,886
Sqft
0 ac
Lot size
3
Garage
1980
Year built
Two
Levels
$437
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,000 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,000/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−12.8%
$/sqft vs Clearwater Beach actives
$437 vs $574
Days on market
4 vs 84 typical
Where $437/sqft sits among the 284 Clearwater Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Island Estate
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater Beach. See the full Clearwater Beach guide →
Island Estate — neighborhood snapshot
Population
2,783
Median age
62
Median income
$108,222
Median home value
$631,400
Avg household
2
Households w/ children
223
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater Beach market
$535K → $916K
Clearwater Beach median sold, yr/yr
93.9%
Sale-to-list ratio (12 mo)
129 of 284
Clearwater Beach actives have cut their price
Median sold price, Clearwater Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 49% above the CLEARWATER BEACH 33767 median. See the full Clearwater Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 240 WINDWARD PSGE UNIT 401
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$450,000
240 WINDWARD PASSAGE UNIT 504 · same community
3 bd · 2.5 ba · 1,904 sqft · $236/sqft · 551 DOM
Sold · Jan ’26$500,000
240 WINDWARD PASSAGE UNIT 602 · same community
2 bd · 2.5 ba · 1,728 sqft · $289/sqft · 82 DOM
Sold · Aug ’25$560,000
240 WINDWARD PASSAGE UNIT 605 · same community
2 bd · 2.5 ba · 1,728 sqft · $324/sqft · 303 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 240 WINDWARD PSGE UNIT 401 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 240 WINDWARD PSGE UNIT 401 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
240 WINDWARD PSGE UNIT 401 FAQs
What would the monthly payment be for 240 WINDWARD PSGE UNIT 401?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,000/mo — principal and interest, the actual property-tax bill, the $1,195/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 240 WINDWARD PSGE UNIT 401?+
The association fee works out to $1,195 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 240 WINDWARD PSGE UNIT 401?+
The most recent tax bill on record (2025) was $10,611. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 240 WINDWARD PSGE UNIT 401?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater Beach?+
At $825,000, this home is listed about 2% above the Clearwater Beach median of $808,600. The market section on this page shows how the area is trending.
Which schools are assigned to 240 WINDWARD PSGE UNIT 401?+
Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$825,000 runs 49% above the CLEARWATER BEACH 33767 median — but at 1,886 sqft it's also 35% larger than the typical Clearwater Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $1,195/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Fresh on the market
Only 4 days on market in a Clearwater Beach market that averages 84 — if it fits, move quickly.
05Strong assigned schools
Sandy Lane Elementary School, Dunedin Highland Middle School, Clearwater High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of ENGEL & VOLKERS BELLEAIR · Kristin Hallamek. MLS #TB8529121.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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