240 WINDWARD PASSAGE UNIT 1004, CLEARWATER BEACH, FL, 33767
Active68 days on marketListed May 18, 2026MLS #TB8509508
About this home
240 WINDWARD PASSAGE UNIT 1004
Come enjoy the Florida Lifestyle you deserve in this elegantly designed townhome on Island Estates. Beautifully decorated Entryway invites you to the second floor that features a living room, dining area, kitchen, den/bonus room, laundry room, & half bath. Gorgeous porcelain flooring showcases the second floor living area. Enjoy relaxing in the living room in front of the electric fireplace, or enjoy grilling out on the balcony deck. The kitchen features imported Italian Cucina glass front cabinets with 2 slide out pantries, quartz counter tops, Gaggeneau in-counter steamer, stainless steel refrigerator & Samsung split oven range (2015), & porcelain tile, & Breakfast Bar. The laundry room is off the kitchen. The powder room has stunning blue glass tile & Antonio Lupi molded sink. The den has cork flooring, crown molding & a balcony. Go up the newer spiral staircase to the third floor features the master bedroom with oak flooring, crown molding, his & her closets, a window seat & balcony. The master bath has walk in shower and dual vanity quartz countertop. The third bedroom features ash wood flooring & built-in workstation & yes another balcony that is shared with the 2nd bedroom. The bath has Robern slide-up/lighted cabinets, Agape sink & recessed lighting over the tub. The bathrooms are European designed, featuring German Duravit toilets & Hansgrohe fixtures/faucets. Other upgrades are solid wood doors & water heater in 2015, Trane a/c & air handler (2024), water conditioner/purifier, & newer light fixtures. Miami code rated garage door (2015) & windows installed in 2011. 2 car garage with a 10x25 workshop. deep water boat slips (as available) & 2 community pools. The building exterior was painted & driveways resurfaced in 2016. Roofs were replaced about 7 years ago. Price includes all furniture as displayed. Come enjoy Clearwater Beach, famous for its sugar sand beaches, vibrant atmosphere, nightlife, retaurants & gorgeous sunsets!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,062
Sqft
0 ac
Lot size
2
Garage
1982
Year built
Three Or More
Levels
$315
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,669 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,669/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−22.1%
$/sqft vs Clearwater Beach actives
$315 vs $571
Days on market
68 vs 84 typical
Where $315/sqft sits among the 285 Clearwater Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Island Estate
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater Beach. See the full Clearwater Beach guide →
Island Estate — neighborhood snapshot
Population
2,783
Median age
62
Median income
$108,222
Median home value
$631,400
Avg household
2
Households w/ children
223
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater Beach market
$535K → $916K
Clearwater Beach median sold, yr/yr
93.9%
Sale-to-list ratio (12 mo)
128 of 285
Clearwater Beach actives have cut their price
Median sold price, Clearwater Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% above the CLEARWATER BEACH 33767 median. See the full Clearwater Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 240 WINDWARD PASSAGE UNIT 1004
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$450,000
240 WINDWARD PASSAGE UNIT 504 · same community
3 bd · 2.5 ba · 1,904 sqft · $236/sqft · 551 DOM
Sold · Jan ’26$500,000
240 WINDWARD PASSAGE UNIT 602 · same community
2 bd · 2.5 ba · 1,728 sqft · $289/sqft · 82 DOM
Sold · Aug ’25$560,000
240 WINDWARD PASSAGE UNIT 605 · same community
2 bd · 2.5 ba · 1,728 sqft · $324/sqft · 303 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 240 WINDWARD PASSAGE UNIT 1004 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 240 WINDWARD PASSAGE UNIT 1004 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
240 WINDWARD PASSAGE UNIT 1004 FAQs
What would the monthly payment be for 240 WINDWARD PASSAGE UNIT 1004?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,669/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 240 WINDWARD PASSAGE UNIT 1004?+
The most recent tax bill on record (2025) was $9,090. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 240 WINDWARD PASSAGE UNIT 1004?+
The listing reports pets: Cats OK, Dogs OK, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater Beach?+
At $650,000, this home is listed about 20% below the Clearwater Beach median of $808,600. The market section on this page shows how the area is trending.
Which schools are assigned to 240 WINDWARD PASSAGE UNIT 1004?+
Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$650,000 runs 17% above the CLEARWATER BEACH 33767 median — but at 2,062 sqft it's also 48% larger than the typical Clearwater Beach listing.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Strong assigned schools
Sandy Lane Elementary School, Dunedin Highland Middle School, Clearwater High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $675,000, now $650,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA WEST COAST HOMES, LLC · Lynn Rice. MLS #TB8509508.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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