13148 3RD STREET E, ST PETERSBURG, FL, 33708
Active8 days on marketListed Jul 16, 2026MLS #TB8529095
Come see it
Upcoming open house
Sat, Jul 25
11:00 AM – 1:00 PM
About this home
13148 3RD STREET E
Live the Florida beach lifestyle in this beautifully updated 3-bedroom, 2-bathroom home in Madeira Beach, ideally located just one-third of a mile from beach access and only half a mile from the popular Johns Pass Village & Boardwalk. Offering the perfect combination of coastal charm and modern updates, this home places you close to the Gulf's sandy shores, waterfront dining, boutique shopping, and endless entertainment options. Freshly updated with permits in 2025, this move-in-ready home features new flooring, new countertops, and brand-new decking on the upstairs patio, rear deck, and front porch. Additional improvements include professionally cleaned air ducts and a newer HVAC system installed in 2024, providing comfort and peace of mind. Inside, you'll find a bright and inviting floor plan featuring a welcoming front sitting room and a living and dining room combination. The beautifully remodeled kitchen showcases stainless steel appliances, a center island perfect for meal prep or casual dining, stylish pendant lighting, and modern finishes throughout. All three bedrooms are conveniently located upstairs, creating a private retreat away from the main living areas. The primary bedroom features its own private balcony, offering the perfect place to enjoy your morning coffee or unwind after a day at the beach. A full bathroom is conveniently located downstairs, while an additional full bathroom upstairs serves the bedroom level. Step outside and enjoy multiple outdoor living spaces, including the upstairs balcony and backyard patio, featuring an outdoor shower, perfect for entertaining family and friends or simply embracing the laid-back coastal lifestyle. Whether you're looking for a primary residence, vacation getaway, or investment opportunity, this exceptional Madeira Beach home offers an unbeatable location just moments from the beach and all the charm of one of Tampa Bay's most sought-after beach communities. Schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,336
Sqft
0.09 ac
Lot size
1
Garage
1925
Year built
Two
Levels
$486
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,273 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,273/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.2%
$/sqft vs St Petersburg actives
$486 vs $314
Days on market
8 vs 48 typical
Where $486/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Mitchell's Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Mitchell's Beach — neighborhood snapshot
Population
377
Median age
61
Median income
$117,645
Median home value
$104,438
Avg household
2
Households w/ children
10%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $434K
St Petersburg median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
191 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 31% above the ST PETERSBURG 33708 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 13148 3RD STREET E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$460,000
13330 BOCA CIEGA AVENUE · same community
2 bd · 2 ba · 1,352 sqft · $340/sqft · 42 DOM
Sold · Dec ’25$550,000
253 BOCA CIEGA DRIVE · same community
2 bd · 2 ba · 1,361 sqft · $404/sqft · 159 DOM
Sold · Oct ’25$425,000
13225 2ND STREET E · same community
2 bd · 1.5 ba · 1,035 sqft · $411/sqft · 226 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13148 3RD STREET E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13148 3RD STREET E — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13148 3RD STREET E FAQs
What would the monthly payment be for 13148 3RD STREET E?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,273/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13148 3RD STREET E?+
The most recent tax bill on record (2025) was $4,350. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $649,900, this home is listed about 53% above the St Petersburg median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 13148 3RD STREET E?+
Orange Grove Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high), Seminole Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Jeffrey Borham, PA. MLS #TB8529095.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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