13150 BOCA CIEGA AVENUE, MADEIRA BEACH, FL, 33708
Active331 days on marketListed Sep 10, 2025MLS #TB8426175
About this home
13150 BOCA CIEGA AVENUE
LOCATION, LOCATION, LOCATION!!! Rare redevelopment opportunity in desirable Madeira Beach! Perfect for builders, developers, investors or someone looking to build their dream home. This spacious lot offers prime potential for a duplex or triplex under current R-2 zoning (variances may be required for maximum density) or a large 5,000+ sqft single family home. Just steps from Boca Ciega Bay, John's Pass, award winning Gulf beaches, dining, and entertainment. All of this with an intercoastal view? It doesn't get much better than that! Just a short drive to both Tampa and St. Pete Airport. This is your chance to build your dream home in an unbeatable location, or build multiple units perfect for an investment portfolio. Strong short-term rental demand in surrounding area (check city ordinances for restrictions). Elevated construction permitted (ideal for flood compliance). Home has already been removed and is ready for immediate construction. Don't miss out on an incredible opportunity. Contact us today to set up a showing!
Facts & features
The home at a glance
0.17 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,148 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,148/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Mitchell's Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Madeira Beach. See the full Madeira Beach guide →
Mitchell's Beach — neighborhood snapshot
Population
377
Median age
61
Median income
$117,645
Median home value
$104,438
Avg household
2
Households w/ children
10%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Madeira Beach market
$573K → $501K
Madeira Beach median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
Median sold price, Madeira Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% below the MADEIRA BEACH 33708 median. See the full Madeira Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 13150 BOCA CIEGA AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$300,000
13123 4TH STREET E · same community
2 bd · 1 ba · 681 sqft · $441/sqft · 93 DOM
Sold · Oct ’25$425,000
13225 2ND STREET E · same community
2 bd · 1.5 ba · 1,035 sqft · $411/sqft · 226 DOM
Sold · Dec ’25$550,000
253 BOCA CIEGA DRIVE · same community
2 bd · 2 ba · 1,361 sqft · $404/sqft · 159 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13150 BOCA CIEGA AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13150 BOCA CIEGA AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13150 BOCA CIEGA AVENUE FAQs
What would the monthly payment be for 13150 BOCA CIEGA AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,148/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13150 BOCA CIEGA AVENUE?+
The most recent tax bill on record (2024) was $1,676. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13150 BOCA CIEGA AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Madeira Beach?+
At $450,000, this home is listed about 40% below the Madeira Beach median of $750,000. The market section on this page shows how the area is trending.
Which schools are assigned to 13150 BOCA CIEGA AVENUE?+
Orange Grove Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high), Seminole Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the MADEIRA BEACH 33708 market on paper
$450,000 is 3% below the MADEIRA BEACH 33708 median of $462,500.
02Time on market is leverage
331 days on market against a Madeira Beach median of 97 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Orange Grove Elementary School, Richard O Jacobson Technical High School At Seminole, Seminole Middle School — Orange Grove Elementary School rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $475,000, now $450,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of 54 REALTY LLC · Tom Walters. MLS #TB8426175.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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