312 GATOR ALLEY, LAKE WALES, FL, 33898
Active9 days on marketListed Aug 3, 2026MLS #TB8529086
About this home
312 GATOR ALLEY
JUST LISTED IN RIVER RANCH RV RESORT! Welcome to Lot 312 Gator Alley, an absolute showstopper situated in the highly coveted Phase 3 of Florida's premier luxury outdoor destination. This massive 4,245-square-foot, big-rig-friendly deeded lot delivers the ultimate blend of natural Old Florida beauty, premium convenience, and total seclusion. The lot has been thoughtfully upgraded with brand new 200-amp electrical service, ensuring plenty of power for the largest luxury rigs. The property is fully shaded and cooled by a magnificent canopy of mature grand oak trees, creating a park-like backyard setting. Enveloped on all sides by lush, green foliage, you will enjoy unparalleled privacy while relaxing in your own dedicated "gathering nook," featuring a cozy fire pit table perfect for evening unwinding. The oversized concrete pad features an additional parking area designed to easily accommodate an extra vehicle, a trailer, or multiple golf carts, alongside a full-size matching shed for all your storage needs. Complete with a rare patch of open green space that is perfect for pets, this spacious lot boasts an unbeatable location within easy walking distance to the Phase 3 pool, pickleball courts, laundry facilities, and the bathhouse. Living in this golf-cart-friendly community means enjoying low-maintenance luxury. The quarterly HOA fee of $942 takes care of all your essentials, covering water, sewer, trash service, high-speed internet, cable/streaming TV, lawn maintenance, and 24/7 community security. Resort owners enjoy exclusive access to resort-style heated pools, hot tubs, tennis courts, a modern fitness center, and a luxury owner's lounge. Best of all, you are just a quick golf cart ride away from the legendary Westgate River Ranch Resort & Dude Ranch. This adjacent playground offers seamless access to a brand-new water park (with a lazy river coming soon), a full-service marina on the Kissimmee River, horseback riding, trap/skeet shooting, and the world-famous Saturday Night Rodeo. Top-tier on-site dining includes the River Ranch Cattle Company Steakhouse, Starbucks, and a general store. Whether you are searching for a turn-key weekend retreat, a premium full-time parking destination, or a high-yielding passive investment property for a rental program, Lot 312 Gator Alley is an exceptional find.
Facts & features
The home at a glance
0.09 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,211 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,211/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Lake Wales
Get to know Lake Wales. See the full Lake Wales guide →
LAKE WALES 33898 — neighborhood snapshot
Population
18,426
Median age
46.9
Median income
$54,778
Median home value
$161,500
Avg household
2.51
Households w/ children
1,790
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Wales market
$275K → $271K
Lake Wales median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Lake Wales, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 69% above the LAKE WALES 33898 median. See the full Lake Wales market guide →
Paper trail
This home's history
Reality check
What actually sold near 312 GATOR ALLEY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$160,000
47 PALAMINO PATH
1 bd · 1 ba · 480 sqft · $333/sqft · 81 DOM
Sold · Jun ’26$142,000
3200 RIVER RANCH BOULEVARD UNIT 303
1 bd · 1 ba · 555 sqft · $256/sqft · 233 DOM
Sold · Oct ’25$162,000
3200 RIVER RANCH BOULEVARD UNIT 204
1 bd · 1 ba · 629 sqft · $258/sqft · 388 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 312 GATOR ALLEY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 312 GATOR ALLEY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
312 GATOR ALLEY FAQs
What would the monthly payment be for 312 GATOR ALLEY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,211/mo — principal and interest, the actual property-tax bill, the $314/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 312 GATOR ALLEY?+
The association fee works out to $314 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 312 GATOR ALLEY?+
The most recent tax bill on record (2025) was $2,236. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 312 GATOR ALLEY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Wales?+
At $245,000, this home is listed about 2% below the Lake Wales median of $250,080. The market section on this page shows how the area is trending.
Which schools are assigned to 312 GATOR ALLEY?+
Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FUTURE HOME REALTY INC · Michelle Chandler. MLS #TB8529086.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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