David Ramirez
$239,900$289,900$2,179 /mo all-in ↓

371 BOB CAT LANE, RIVER RANCH, FL, 33867

Active798 days on marketListed May 16, 2024MLS #U8242602

Reduced $50KOUTDOOR RESORTS RIVER RANCH RV RESORT PH 03

About this home

371 BOB CAT LANE

Deeded RV Lot in Central Florida, a perfect Home Away from Home! Welcome to this GORGEOUS Full Hookup Luxury Campsite at River Ranch RV Resort (roughly 1 hr S of Orlando)! Lot size is roughly 4,000sf and has been completely renovated! Located in PHASE 3, this lot encompasses the entire corner and you own it!! The sellers installed all new pavers, seating, outdoor kitchen area, firepit area, lighting, landscape and more! This lot is a WONDERFUL location and is steps from the pool, laundry, bathhouse and pickleball! All furnishings convey with the sale. There are gorgeous oak trees that offer shade and lush grassy areas to enjoy! Plenty of seating, counter top space and storage space as well as a cozy firepit area perfect for enjoying friends, family and campfire smores! River Ranch RV Resort is perfect for weekend vacations, family camping, seasonal living! River Ranch RV Resort offers beautiful landscaping and privately owned RV lots. There are many amenities such as Pools, Tennis, PickleBall, Clubhouse, Social Events, Billiards, Poker Room and more! Enjoy all the amenities of Westgate River Ranch Resort and Rodeo while you camp in paradise! RODEO, SALOON, ADVENTURE PARK, RESTAURANTS, HORSEBACK RIDES, SWAMP BUGGY, PETTING ZOO and more!

Facts & features

The home at a glance

0.09 ac

Lot size

Pets allowed

Inside

Outside & construction

Community & fees

HOA fee$314/mo
Taxes (2025)$2,236/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Available · Sewer Connected · Water Available
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,179 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,412
FHA mortgage insurance (est.)$106
Property tax — 2025 actual bill$186
HOA fee — from the listing$314
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,397Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,397
Interest rate6.00%
Loan term

Estimated payment

$2,179/mo

Principal & interest$1,412
FHA mortgage insurance (est.)$106
Property taxes (actual bill)$186
HOA / condo fee$314
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside River Ranch

Map of 371 BOB CAT LANE

Get to know River Ranch. See the full River Ranch guide →

RIVER RANCH 33867 — neighborhood snapshot

Population

64

Median age

69.8

Avg household

1.21

For the school run

Polk County School District

ElementaryFrostproof Ben Hill Griffin Junior Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The River Ranch market

Seller’s marketLeans buyer7.5 months of inventoryBuyer’s market

$237K$181K

River Ranch median sold, yr/yr

92.8%

Sale-to-list ratio (12 mo)

Median sold price, River Ranch, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 48% above the RIVER RANCH 33867 median. See the full River Ranch market guide →

Paper trail

This home's history

CurrentPrice reduced to $239,900 $50K
May 16, 2024Listed at $289,900 · 798 days on market since

Reality check

What actually sold near 371 BOB CAT LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

47 PALAMINO PATHSold · Apr ’26

$160,000

47 PALAMINO PATH

1 bd · 1 ba · 480 sqft · $333/sqft · 81 DOM

3200 RIVER RANCH BOULEVARD UNIT 303Sold · Jun ’26

$142,000

3200 RIVER RANCH BOULEVARD UNIT 303

1 bd · 1 ba · 555 sqft · $256/sqft · 233 DOM

3200 RIVER RANCH BOULEVARD UNIT 204Sold · Oct ’25

$162,000

3200 RIVER RANCH BOULEVARD UNIT 204

1 bd · 1 ba · 629 sqft · $258/sqft · 388 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 371 BOB CAT LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 371 BOB CAT LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

371 BOB CAT LANE FAQs

What would the monthly payment be for 371 BOB CAT LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,179/mo — principal and interest, the actual property-tax bill, the $314/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 371 BOB CAT LANE?+

The association fee works out to $314 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 371 BOB CAT LANE?+

The most recent tax bill on record (2025) was $2,236. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 371 BOB CAT LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in River Ranch?+

At $239,900, this home is listed about 73% above the River Ranch median of $139,000. The market section on this page shows how the area is trending.

Which schools are assigned to 371 BOB CAT LANE?+

Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$239,900 runs 48% above the RIVER RANCH 33867 median.

02Time on market is leverage

798 days on market against a River Ranch median of 130 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $289,900, now $239,900 — a $50K cut. The full history is in the market section below.

Listing courtesy of FUTURE HOME REALTY INC · Michelle Chandler. MLS #U8242602.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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