David Ramirez
$309,0002 bd2 ba1,103 sqft$280 /sqft$2,636 /mo all-in ↓

1439 WATER VIEW DRIVE W, LARGO, FL, 33771

Active7 days on marketListed Jul 17, 2026MLS #TB8528906

WaterfrontVillaNEW HAVEN EAST PH 1

About this home

1439 WATER VIEW DRIVE W

Rarely available and completely remodeled, this stunning SINGLE-STORY, corner-unit villa offers the perfect blend of privacy, modern updates, and peaceful pond views. Conveniently located directly across from the community pool! Featuring 2 spacious bedrooms, 2 full bathrooms, a one-car garage, and an indoor laundry room, this move-in-ready home is truly one of a kind. Step inside to discover fresh interior paint and trim, beautiful luxury vinyl plank flooring throughout, and a thoughtfully redesigned open living space. The gorgeous chef’s kitchen is the centerpiece of the home, showcasing solid wood cabinetry, sleek quartz countertops, and brand-new stainless steel appliances—perfect for both everyday living and entertaining. Both bathrooms have been beautifully renovated with designer tile showers, stylish new vanities, updated lighting, and modern finishes. Each generously sized bedroom offers the comfort of its own private en-suite bathroom and spacious walk-in closet, creating the ideal layout for guests, roommates, or multi-generational living. Outside, you’ll enjoy exceptional indoor-outdoor living with over 300 square feet of private front terrace space, fully enclosed for added privacy and perfect for entertaining, grilling, or simply relaxing. Out back, unwind on the screened-in porch overlooking the tranquil pond, complete with a brand-new wood deck—the perfect spot to enjoy your morning coffee or take in Florida’s breathtaking sunsets. Additional highlights include a new A/C installed in 2025, all new Energy efficient windows and doors, abundant storage throughout, an attached garage, and the convenience of an indoor laundry room. Combining rare single-story living, premium updates, and serene waterfront views, this exceptional villa is ready for its next owner to call it home.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,103

Sqft

0.05 ac

Lot size

1

Garage

1987

Year built

One

Levels

$280

Per sqft

WaterfrontPets allowed

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryLaundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Vinyl Siding
FoundationSlab
FacesEast
ExteriorCourtyard · Private Entrance · Private Mailbox · Sidewalk · Storage

Community & fees

HOA fee$200/mo
Taxes (2025)$3,845/yr
PetsYes
CommunityPool

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,636 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,819
FHA mortgage insurance (est.)$137
Property tax — 2025 actual bill$320
HOA fee — from the listing$200
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,815Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,815
Interest rate6.00%
Loan term

Estimated payment

$2,636/mo

Principal & interest$1,819
FHA mortgage insurance (est.)$137
Property taxes (actual bill)$320
HOA / condo fee$200
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $309K
$235KedgeAI estimate $259,741 · range $245K$273K$321K

vs edgeAI estimate

+19%

$/sqft vs Largo actives

$280 vs $236

Days on market

7 vs 42 typical

Where $280/sqft sits among the 400 Largo actives

102
87
72 · this home
62
46
31
$105–165$165–225$225–285$285–345$345–405$405+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Water View Estates

Map of 1439 WATER VIEW DRIVE W inside its neighborhood boundary

Drive times from this address

Downtown Tampa30 min
Tampa Int’l Airport (TPA)30 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Largo. See the full Largo guide →

Water View Estates — neighborhood snapshot

Population

1,295

Median age

63

Median income

$70,547

Avg household

2

Households w/ children

89%

For the school run

Pinellas County School District

MiddleLargo Middle School★★★★★
HighLargo High School★★★★★
ElementarySouthern Oak Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Largo market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$340K$325K

Largo median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

200 of 400

Largo actives have cut their price

Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 39% above the LARGO 33771 median. See the full Largo market guide →

Paper trail

This home's history

Jul 17, 2026Listed at $309,000 · 7 days on market since
1987Built · NEW HAVEN EAST PH 1

Reality check

What actually sold near 1439 WATER VIEW DRIVE W

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12651 SEMINOLE BOULEVARD UNIT 1ISold · May ’26

$140,000

12651 SEMINOLE BOULEVARD UNIT 1I

2 bd · 2 ba · 1,080 sqft · $130/sqft · 304 DOM

12424 105TH STREETSold · Mar ’26

$380,000

12424 105TH STREET

2 bd · 1.5 ba · 1,128 sqft · $337/sqft · 7 DOM

12293 SAILWINDS DRIVE UNIT 207Sold · Jun ’26

$187,450

12293 SAILWINDS DRIVE UNIT 207

3 bd · 2 ba · 1,138 sqft · $165/sqft · 93 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1439 WATER VIEW DRIVE W — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1439 WATER VIEW DRIVE W — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1439 WATER VIEW DRIVE W FAQs

What would the monthly payment be for 1439 WATER VIEW DRIVE W?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,636/mo — principal and interest, the actual property-tax bill, the $200/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1439 WATER VIEW DRIVE W?+

The association fee works out to $200 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1439 WATER VIEW DRIVE W?+

The most recent tax bill on record (2025) was $3,845. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1439 WATER VIEW DRIVE W?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Largo?+

At $309,000, this home is listed about 15% above the Largo median of $269,500. The market section on this page shows how the area is trending.

Which schools are assigned to 1439 WATER VIEW DRIVE W?+

Largo Middle School (middle), Largo High School (high), Southern Oak Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$309,000 runs 39% above the LARGO 33771 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 7 days on market in a Largo market that averages 42 — if it fits, move quickly.

04Strong assigned schools

Largo Middle School, Largo High School, Southern Oak Elementary School — Southern Oak Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of SIGNATURE REALTY ASSOCIATES · Caitlin Gordon. MLS #TB8528906.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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