521 PINELLAS BAYWAY S UNIT 206, TIERRA VERDE, FL, 33715
Active24 days on marketListed Jul 13, 2026MLS #TB8528852
About this home
521 PINELLAS BAYWAY S UNIT 206
UPDATED PHOTOS!!! Island Living with Endless Potential in Desirable Tierra Verde! Discover the opportunity to create your dream coastal retreat in the sought-after Tierra Shores Townhomes community! This spacious 3-bedroom, 3.5-bath block townhome offers 2,140 square feet of living space, an oversized tandem garage accommodating up to 3 vehicles, and an unbeatable location surrounded by some of Tampa Bay's most desirable waterfront destinations. Inside, you'll find a flexible floor plan with generously sized bedrooms and multiple levels of living space ready for your personal updates and finishing touches. Whether you're looking for a primary residence, vacation home, or investment opportunity, this home offers incredible value in one of Pinellas County's most coveted island communities. The oversized tandem garage provides abundant room for vehicles, golf carts, water toys, bicycles, or additional storage. A rare feature that sets this property apart. Residents of Tierra Shores enjoy access to a heated community pool while being just moments from the best of Florida's Gulf Coast lifestyle. You are approximately 2.5 miles to Fort De Soto Park & Beach, 3 miles to St. Pete Beach, 8 miles to Downtown St. Petersburg, 10 miles to Pass-a-Grille Beach, 12 miles to Tropicana Field, 13 miles to The St. Pete Pier, and 28 miles to Tampa International Airport. Surrounded by marinas, waterfront dining, fishing, boating, kayaking, and scenic biking trails, Tierra Verde offers the perfect blend of island tranquility and convenient access to everything the area has to offer. Bring your vision and transform this spacious townhome into the coastal getaway you've always wanted. Opportunities to own in Tierra Shores are limited, schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
2,140
Sqft
0.03 ac
Lot size
3
Garage
2000
Year built
Three Or More
Levels
$208
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,959 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,959/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tierra Verde actives
$208 vs $441
Days on market
24 vs 99 typical
Where $208/sqft sits among the 60 Tierra Verde actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tierra Verde
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tierra Verde. See the full Tierra Verde guide →
TIERRA VERDE 33715 — neighborhood snapshot
Population
7,932
Median age
62.6
Median income
$105,068
Median home value
$539,700
Avg household
1.99
Households w/ children
442
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tierra Verde market
$986K → $995K
Tierra Verde median sold, yr/yr
94.4%
Sale-to-list ratio (12 mo)
36 of 60
Tierra Verde actives have cut their price
Median sold price, Tierra Verde, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 67% above the TIERRA VERDE 33715 median. See the full Tierra Verde market guide →
Paper trail
This home's history
Reality check
What actually sold near 521 PINELLAS BAYWAY S UNIT 206
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$949,000
1110 2ND AVENUE S
3 bd · 2 ba · 2,126 sqft · $446/sqft · 27 DOM
Sold · Apr ’26$1,160,000
842 2ND AVENUE S
4 bd · 3.5 ba · 2,103 sqft · $552/sqft · 73 DOM
Sold · Apr ’26$500,000
545 PINELLAS BAYWAY S UNIT 301
3 bd · 3 ba · 2,100 sqft · $238/sqft · 42 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 521 PINELLAS BAYWAY S UNIT 206 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 521 PINELLAS BAYWAY S UNIT 206 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
521 PINELLAS BAYWAY S UNIT 206 FAQs
What would the monthly payment be for 521 PINELLAS BAYWAY S UNIT 206?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,959/mo — principal and interest, the actual property-tax bill, the $770/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 521 PINELLAS BAYWAY S UNIT 206?+
The association fee works out to $770 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 521 PINELLAS BAYWAY S UNIT 206?+
The most recent tax bill on record (2025) was $2,549. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 521 PINELLAS BAYWAY S UNIT 206?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tierra Verde?+
At $445,000, this home is listed about 49% below the Tierra Verde median of $875,000. The market section on this page shows how the area is trending.
Which schools are assigned to 521 PINELLAS BAYWAY S UNIT 206?+
Bay Point Middle School (middle), Gulfport Montessori Elementary School (elementary), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of THE SHOP REAL ESTATE CO. · Jessica Martin. MLS #TB8528852.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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