David Ramirez
$465,0002 bd2.5 ba1,750 sqft$266 /sqft$4,396 /mo all-in ↓

465 PINELLAS BAYWAY S UNIT 311, TIERRA VERDE, FL, 33715

Active85 days on marketListed May 15, 2026MLS #TB8506362

TownhouseCHANNEL LANDING TWNHMS

About this home

465 PINELLAS BAYWAY S UNIT 311

Tucked within one of Tierra Verde’s most desirable waterfront communities, this thoughtfully designed end-unit townhome offers a rare combination of natural light, comfort, and easy coastal living. Located at 465 Pinellas Bayway #311, this 2-bedroom, 2.5-bath residence with a private garage and bonus room on the first level stands out immediately for its bright, open, and inviting feel — something not often found in townhome living. Additional windows exclusive to the end-unit layout fill the interior with beautiful natural light throughout the day, creating an airy and welcoming atmosphere from the moment you walk inside. The floorplan lives comfortably with well-balanced spaces designed for both everyday living and relaxed entertaining. The kitchen opens naturally into the main living areas, while the overall flow of the home creates an easy, low-maintenance lifestyle ideal for full-time residents, second-home buyers, or anyone looking to enjoy the Tierra Verde lifestyle with convenience and simplicity. This community is centered around waterfront living, with a setting that captures the relaxed coastal character that makes Tierra Verde so highly sought after. Whether enjoying nearby marinas, local restaurants, quick access to Fort De Soto Park, or the short drive into downtown St. Petersburg, the location places some of Tampa Bay’s best boating, beaches, and outdoor recreation right at your fingertips. Bright, comfortable, and exceptionally well located, this residence offers an outstanding opportunity to enjoy one of Florida’s most enjoyable coastal communities.

Facts & features

The home at a glance

2

Bedrooms

2.5

Bathrooms

1,750

Sqft

0.03 ac

Lot size

2

Garage

1995

Year built

Three Or More

Levels

$266

Per sqft

FireplacePets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesRange · Refrigerator
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesSouthwest
ExteriorLighting · Rain Gutters

Community & fees

HOA fee$958/mo
Taxes (2025)$4,024/yr
PetsYes
CommunityBuyer Approval Required · Community Mailbox · Irrigation-Reclaimed Water · No Truck/RV/Motorcycle Parking · Pool

Utilities & systems

UtilitiesCable Available · Electricity Connected · Fire Hydrant · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,396 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,737
FHA mortgage insurance (est.)$206
Property tax — 2025 actual bill$335
HOA fee — from the listing$958
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,275Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,275
Interest rate6.00%
Loan term

Estimated payment

$4,396/mo

Principal & interest$2,737
FHA mortgage insurance (est.)$206
Property taxes (actual bill)$335
HOA / condo fee$958
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $465K
$433KedgeAI estimate $617,663 · range $451K$699K$727K

vs edgeAI estimate

−24.7%

$/sqft vs Tierra Verde actives

$266 vs $440

Days on market

85 vs 98 typical

Where $266/sqft sits among the 61 Tierra Verde actives

24 · this home
24
3
3
2
5
$247–417$417–587$587–757$757–927$927–1097$1097+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tierra Verde

Map of 465 PINELLAS BAYWAY S UNIT 311

Drive times from this address

Downtown Tampa43 min
Tampa Int’l Airport (TPA)43 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tierra Verde. See the full Tierra Verde guide →

TIERRA VERDE 33715 — neighborhood snapshot

Population

7,932

Median age

62.6

Median income

$105,068

Median home value

$539,700

Avg household

1.99

Households w/ children

442

For the school run

Pinellas County School District

MiddleBay Point Middle School★★★★★
ElementaryGulfport Montessori Elementary School★★★★★
HighLakewood High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tierra Verde market

Seller’s marketLeans buyer8.9 months of inventoryBuyer’s market

$986K$995K

Tierra Verde median sold, yr/yr

94.4%

Sale-to-list ratio (12 mo)

36 of 61

Tierra Verde actives have cut their price

Median sold price, Tierra Verde, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 76% above the TIERRA VERDE 33715 median. See the full Tierra Verde market guide →

Paper trail

This home's history

May 15, 2026Listed at $465,000 · 85 days on market since
1995Built · CHANNEL LANDING TWNHMS

Reality check

What actually sold near 465 PINELLAS BAYWAY S UNIT 311

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

903 PINELLAS BAYWAY S UNIT 104Sold · Dec ’25

$925,000

903 PINELLAS BAYWAY S UNIT 104

2 bd · 2.5 ba · 1,750 sqft · $529/sqft · 47 DOM

534 PINELLAS BAYWAY S UNIT 201Sold · Apr ’26

$975,000

534 PINELLAS BAYWAY S UNIT 201

3 bd · 3 ba · 1,775 sqft · $549/sqft · 67 DOM

1355 PINELLAS BAYWAY S UNIT 16Sold · Jun ’26

$640,000

1355 PINELLAS BAYWAY S UNIT 16

3 bd · 2 ba · 1,840 sqft · $348/sqft · 147 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 465 PINELLAS BAYWAY S UNIT 311 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 465 PINELLAS BAYWAY S UNIT 311 — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

465 PINELLAS BAYWAY S UNIT 311 FAQs

What would the monthly payment be for 465 PINELLAS BAYWAY S UNIT 311?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,396/mo — principal and interest, the actual property-tax bill, the $958/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 465 PINELLAS BAYWAY S UNIT 311?+

The association fee works out to $958 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 465 PINELLAS BAYWAY S UNIT 311?+

The most recent tax bill on record (2025) was $4,024. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 465 PINELLAS BAYWAY S UNIT 311?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tierra Verde?+

At $465,000, this home is listed about 46% below the Tierra Verde median of $860,000. The market section on this page shows how the area is trending.

Which schools are assigned to 465 PINELLAS BAYWAY S UNIT 311?+

Bay Point Middle School (middle), Gulfport Montessori Elementary School (elementary), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of NEXTHOME SOUTH POINTE · Kent Rodahaver. MLS #TB8506362.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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