David Ramirez
$899,0005 bd4 ba4,209 sqft$214 /sqft$6,262 /mo all-in ↓

19304 YELLOW CLOVER DRIVE, TAMPA, FL, 33647

Active12 days on marketListed Jul 23, 2026MLS #TB8528808

Private poolFully furnishedSingle Family ResidenceBASSET CREEK ESTATES PH 1

About this home

19304 YELLOW CLOVER DRIVE

Welcome home to this exceptional waterfront home loaded with unforgettable character and charm, a must-see gem in New Tampa. Perfectly positioned on a large pond, it offers beautiful fountain and preserve views with a breathtaking resort-style outdoor retreat. The custom Landmark pool features a dramatic waterfall, flowing river feature and jump rock, all surrounded by lush tropical landscaping for outstanding privacy. The welcoming large front porch with relaxing swing ushers you inside to soaring ceilings and extensive custom woodwork and trim, Craftsman-style window and door casings, 5.5-inch baseboards, hand-stained solid oak staircase, and Shaw engineered oak flooring. Get ready for cherished memories to be made in the beautiful open floor plan.The open floor plan seamlessly connects the spacious kitchen, great room, and dining area, all overlooking beautiful water views. An additional separate large formal living or dining room, currently used as a playroom, offers flexible space for entertaining, working or relaxing. The updated kitchen features 42-inch solid wood maple cabinetry, quartz countertops, a seamless 10-by-4-foot island, mother-of-pearl backsplash, oversized cast-iron porcelain sink, gold-tone fixtures and hardware, Bosch dishwasher, butler’s pantry and an extra-large walk-in pantry. The reverse-osmosis drinking water system, whole-home water softener system, and buried propane tank that fuels the gas range and fireplace add amazing convenience. The thoughtful floor plan includes both a primary suite and a secondary bedroom on the first floor. Four of the five bedrooms offer walk-in closets, and the spa-like primary bath includes a 10-foot quartz vanity, dual sinks, garden tub, and oversized walk-in shower. Additional features include a large laundry and office area with built-in desk and cabinetry, gas fireplace with custom wood mantel in the great room, three-car garage with floor-to-ceiling shelving and Ox floor coating, Low-E windows, UV-resistant plantation shutters, radiant heat barrier to reduce energy costs, security system, in-wall pest-control tubing, termite detection system with transferable warranty, and custom shelving system in the large master walk-in closet. Major improvements include a new roof in 2021 with transferable warranty, two new complete HVAC systems installed in 2022, extensive HVAC enhancements and REME HALO air purification systems added in 2026, premium exterior painting and waterproofing in 2020, new main pool pump in 2025, new waterfall feature pump in 2022, new pool salt system in 2026, and whole-home air duct cleaning in 2025. Walking distance to an A-rated elementary school, and minutes from all Tampa has to offer, this home is a unique opportunity to own your own piece of paradise. Residents of K-Bar Ranch enjoy community amenities including a playground, clubhouse, pool, basketball court, tennis courts, parks and trails. A new community center opened in 2026 is conveniently located in walking distance. In a prime location near I-75, I-275, USF, hospitals, and a wide array of shopping, dining and entertainment. The remarkable craftsmanship, exceptional upgrades, and unforgettable outdoor retreat will leave you feeling like you’re on vacation at your own home.

Facts & features

The home at a glance

5

Bedrooms

4

Bathrooms

4,209

Sqft

0.26 ac

Lot size

3

Garage

2011

Year built

Two

Levels

$214

Per sqft

Private poolFireplaceTrees/Woods & Water viewFurnishedPets allowed

Inside

FlooringCarpet · Ceramic Tile · Engineered Hardwood
AppliancesConvection Oven · Dishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCrown Molding · Eating Space In Kitchen · High Ceilings · In Wall Pest System · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric · Propane
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods · Water
FacesNortheast
ParkingDriveway · Garage Door Opener
ExteriorFrench Doors · Irrigation System · Lighting · Rain Gutters · Sidewalk

Community & fees

Taxes (2025)$10,962/yr
PetsYes
CommunityClubhouse · Pool · Special Community Restrictions

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Natural Gas Available · Natural Gas Connected · Phone Available · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$6,262 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,851
PMI (est., until 20% equity)$337
Property tax — 2025 actual bill$914
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $89,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $89,900
Interest rate6.00%
Loan term

Estimated payment

$6,262/mo

Principal & interest$4,851
PMI (est., until 20% equity)$337
Property taxes (actual bill)$914
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $899K
$761KedgeAI estimate $813,388 · range $793K$822K$935K

vs edgeAI estimate

+10.5%

$/sqft vs Tampa actives

$214 vs $297

Days on market

12 vs 39 typical

Where $214/sqft sits among the 400 Tampa actives

163 · this home
121
52
20
17
27
$153–269$269–385$385–500$500–616$616–732$732+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside K Bar Ranch

Map of 19304 YELLOW CLOVER DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa36 min
Tampa Int’l Airport (TPA)47 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

K Bar Ranch — neighborhood snapshot

Population

2,864

Median age

36

Median income

$116,513

Median home value

$440,900

Avg household

3

Households w/ children

419

For the school run

Hillsborough County School District

ElementaryHeritage Elementary School★★★★★
MiddleBenito Middle School★★★★
HighWharton High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$413K$450K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

186 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 138% above the TAMPA 33647 median. See the full Tampa market guide →

Paper trail

This home's history

Jul 23, 2026Listed at $899,000 · 12 days on market since
2011Built · BASSET CREEK ESTATES PH 1

Reality check

What actually sold near 19304 YELLOW CLOVER DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

19238 CLIMBING ASTER DRIVESold · Oct ’25

$655,000

19238 CLIMBING ASTER DRIVE · same community

5 bd · 4 ba · 3,816 sqft · $172/sqft · 197 DOM

10511 MISTFLOWER LANESold · Jun ’26

$605,000

10511 MISTFLOWER LANE · same community

4 bd · 4 ba · 3,763 sqft · $161/sqft · 114 DOM

19361 YELLOW CLOVER DRIVESold · Apr ’26

$620,000

19361 YELLOW CLOVER DRIVE · same community

4 bd · 2.5 ba · 3,287 sqft · $189/sqft · 147 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 19304 YELLOW CLOVER DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 19304 YELLOW CLOVER DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

19304 YELLOW CLOVER DRIVE FAQs

What would the monthly payment be for 19304 YELLOW CLOVER DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,262/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 19304 YELLOW CLOVER DRIVE?+

The most recent tax bill on record (2025) was $10,962. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 19304 YELLOW CLOVER DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $899,000, this home is listed about 100% above the Tampa median of $450,000. The market section on this page shows how the area is trending.

Which schools are assigned to 19304 YELLOW CLOVER DRIVE?+

Heritage Elementary School (elementary), Benito Middle School (middle), Wharton High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$899,000 runs 138% above the TAMPA 33647 median — but at 4,209 sqft it's also nearly 3 times the size of the typical Tampa listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Heritage Elementary School, Benito Middle School, Wharton High School, Patricia Sullivan Metropolitan Ministries Partnership School — Benito Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of FLORIDA EXECUTIVE REALTY · Kristy Darragh. MLS #TB8528808.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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