David Ramirez
$4,200$4,5004 bd4 ba3,718 sqft$1 /sqft$190 /mo all-in ↓

19125 SWEET CLOVER LANE, TAMPA, FL, 33647

Active116 days on marketListed Apr 14, 2026MLS #TB8497488

Priced 99% below the TAMPA 33647 medianReduced $300Private poolSingle Family ResidenceBASSET CREEK ESTATES PH 1

About this home

19125 SWEET CLOVER LANE

BACK ON MARKET! Spacious and well-appointed home featuring 4 bedrooms and 4 full bathrooms, PLUS formal living room, formal dining room, PLUS office/den, and a versatile upstairs bonus room. Enjoy a private outdoor setting with a POOL and spa on a conservation lot. This home includes a complete appliance package, including washer and dryer, as well as lawn and pool maintenance for added convenience. The owner’s suite is located downstairs, along with the formal living and dining areas, office/den, two additional bedrooms, two full bathrooms, and the laundry room. Upstairs offers a private suite setup with a bonus room, bedroom, and full bathroom—ideal for guests or additional living space. To qualify for this property all applicants (all adults must apply) must have a credit score of 650 or higher, have had no evictions filed against them, cannot be in an active bankruptcy and monthly income must be equal to or greater than 2.5x the monthly rent. Application fee is $75.00 per adult, all adults must apply. Application fees are non-refundable.

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

3,718

Sqft

0.23 ac

Lot size

3

Garage

2010

Year built

Two

Levels

$1

Per sqft

Private poolNegotiablePets allowed

Inside

FlooringCarpet · Porcelain Tile · Hardwood
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Coffered Ceiling(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Tray Ceiling(s) · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

FacesNorth
ExteriorIrrigation System · Sidewalk

Community & fees

PetsBreed Restrictions, Dogs OK, Monthly Pet Fee, Number Limit, Yes
CommunityClubhouse · Pool

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$190 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$25
FHA mortgage insurance (est.)$2
Est. property taxes (1.1%/yr)$4
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $147Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $147
Interest rate6.00%
Loan term

Estimated payment

$190/mo

Principal & interest$25
FHA mortgage insurance (est.)$2
Est. property taxes$4
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Tampa actives

$1 vs $301

Days on market

116 vs 42 typical

Where $1/sqft sits among the 400 Tampa actives

27 · this home
200
97
36
10
30
$1–164$164–326$326–489$489–651$651–814$814+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside K Bar Ranch

Map of 19125 SWEET CLOVER LANE inside its neighborhood boundary

Drive times from this address

Downtown Tampa36 min
Tampa Int’l Airport (TPA)47 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

K Bar Ranch — neighborhood snapshot

Population

2,864

Median age

36

Median income

$116,513

Median home value

$440,900

Avg household

3

Households w/ children

419

For the school run

Hillsborough County School District

ElementaryHeritage Elementary School★★★★★
MiddleBenito Middle School★★★★
HighWharton High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$413K$439K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

205 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the TAMPA 33647 median. See the full Tampa market guide →

Paper trail

This home's history

CurrentPrice reduced to $4,200 $300
Apr 14, 2026Listed at $4,500 · 116 days on market since
2010Built · BASSET CREEK ESTATES PH 1

Reality check

What actually sold near 19125 SWEET CLOVER LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10511 MISTFLOWER LANESold · Jun ’26

$605,000

10511 MISTFLOWER LANE · same community

4 bd · 4 ba · 3,763 sqft · $161/sqft · 114 DOM

19238 CLIMBING ASTER DRIVESold · Oct ’25

$655,000

19238 CLIMBING ASTER DRIVE · same community

5 bd · 4 ba · 3,816 sqft · $172/sqft · 197 DOM

19361 YELLOW CLOVER DRIVESold · Apr ’26

$620,000

19361 YELLOW CLOVER DRIVE · same community

4 bd · 2.5 ba · 3,287 sqft · $189/sqft · 147 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 19125 SWEET CLOVER LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 19125 SWEET CLOVER LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

19125 SWEET CLOVER LANE FAQs

What would the monthly payment be for 19125 SWEET CLOVER LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $190/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 19125 SWEET CLOVER LANE?+

The listing reports pets: Breed Restrictions, Dogs OK, Monthly Pet Fee, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $4,200, this home is listed about 99% below the Tampa median of $450,000. The market section on this page shows how the area is trending.

Which schools are assigned to 19125 SWEET CLOVER LANE?+

Heritage Elementary School (elementary), Benito Middle School (middle), Wharton High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the TAMPA 33647 market on paper

$4,200 is 99% below the TAMPA 33647 median of $370,000, and at $1/sqft it sits under the Tampa average of $346.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

116 days on market against a Tampa median of 42 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Heritage Elementary School, Benito Middle School, Wharton High School, Patricia Sullivan Metropolitan Ministries Partnership School — Benito Middle School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $4,500, now $4,200 — a $300 cut. The full history is in the market section below.

Listing courtesy of PROBITY REALTY · Troy Yoshihara. MLS #TB8497488.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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