David Ramirez
$2,6003 bd2 ba2,032 sqft$1 /sqft$179 /mo all-in ↓

2782 HIGH RIDGE DRIVE, LAKELAND, FL, 33812

Active20 days on marketListed Jul 15, 2026MLS #TB8528783

Priced 99% below the LAKELAND 33812 medianSingle Family ResidenceHIGHLANDS RIDGE

About this home

2782 HIGH RIDGE DRIVE

Beautifully maintained rental home located in the gated community of Highlands Ridge! This spacious home features 3 bedrooms, 2 bathrooms, plus an office/study with custom built-in wood shelving can be use as a 4th Bedroom. The great room offers vaulted ceilings, a wood-burning fireplace, and French doors leading to the under-truss screened rear lanai. The open kitchen includes granite countertops, stainless steel appliances, plenty of cabinet and counter space, and a closet pantry. The formal dining area features crown molding and wood flooring. Both secondary bedrooms include walk-in closets and wood flooring. Conveniently located between George Jenkins High School and Valley View Elementary. Schedule your showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,032

Sqft

0.23 ac

Lot size

2

Garage

2001

Year built

One

Levels

$1

Per sqft

Fireplace

Inside

FlooringCeramic Tile · Hardwood
AppliancesDishwasher · Electric Water Heater · Range · Refrigerator
InteriorBuilt-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · Kitchen/Family Room Combo · Split Bedroom · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

FacesWest
ParkingGarage Door Opener
ExteriorFrench Doors · Irrigation System · Lighting · Sidewalk

Community & fees

PetsNo

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Sewer Connected
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$179 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$15
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $91Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $91
Interest rate6.00%
Loan term

Estimated payment

$179/mo

Principal & interest$15
FHA mortgage insurance (est.)$1
Est. property taxes$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Lakeland actives

$1 vs $195

Days on market

20 vs 42 typical

Where $1/sqft sits among the 400 Lakeland actives

0 · this home
6
88
203
68
35
$1–57$57–112$112–168$168–223$223–279$279+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lakeland

Map of 2782 HIGH RIDGE DRIVE

Drive times from this address

Downtown Tampa47 min
Walt Disney World55 min
Tampa Int’l Airport (TPA)58 min
Universal Orlando65 min
Downtown Orlando71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lakeland. See the full Lakeland guide →

LAKELAND 33812 — neighborhood snapshot

Population

14,836

Median age

38.9

Median income

$100,569

Median home value

$335,000

Avg household

3.02

Households w/ children

1,880

For the school run

Polk County School District

ElementaryHighland City Elementary School★★★★★
HighBartow Senior High School★★★★★
MiddleBartow Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lakeland market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$316K$316K

Lakeland median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

191 of 400

Lakeland actives have cut their price

Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the LAKELAND 33812 median. See the full Lakeland market guide →

Paper trail

This home's history

Jul 15, 2026Listed at $2,600 · 20 days on market since
2001Built · HIGHLANDS RIDGE

Reality check

What actually sold near 2782 HIGH RIDGE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3113 S Prestwick Dr, FL 33825Sold · Aug ’25

$249,030

3113 S Prestwick Dr, FL 33825 · same community

2 bd · 2 ba · 2,013 sqft · $124/sqft · 297 DOM

2756 HIGHLANDS CREEK DRIVESold · Jul ’26

$385,000

2756 HIGHLANDS CREEK DRIVE

3 bd · 2 ba · 2,035 sqft · $189/sqft · 218 DOM

2730 HIGHLANDS CREEK DRIVESold · May ’26

$389,000

2730 HIGHLANDS CREEK DRIVE

3 bd · 2 ba · 2,035 sqft · $191/sqft · 8 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2782 HIGH RIDGE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2782 HIGH RIDGE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

2782 HIGH RIDGE DRIVE FAQs

What would the monthly payment be for 2782 HIGH RIDGE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $179/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 2782 HIGH RIDGE DRIVE?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lakeland?+

At $2,600, this home is listed about 99% below the Lakeland median of $339,998. The market section on this page shows how the area is trending.

Which schools are assigned to 2782 HIGH RIDGE DRIVE?+

Highland City Elementary School (elementary), Bartow Senior High School (high), Bartow Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LIFESTYLE INTERNATIONAL REALTY · Miguel Miranda Diaz. MLS #TB8528783.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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2782 HIGH RIDGE DRIVE, LAKELAND, FL — 3 Bed, 2 Bath — $2,600 | CENTURY 21 Edge