1108 FOX LAKE DRIVE, LAKELAND, FL, 33809
Active6 days on marketListed Jul 28, 2026MLS #L4963879
About this home
1108 FOX LAKE DRIVE
Stunning 2024 Newer Construction Town Home. Furnished with rental options of: 12+ months $2,500/mo, 4-11 months $2,700/month, and 1-3 months. Photos and 3D tour are of the actual unit and it's furnishings. NO HOA. 1,850SF Two Story 4 Bed/3 Bath that has Two En Suite bedrooms. This home features higher quality finishes than what is included in most new construction single family homes. There are 9' foot ceilings on both the first and second floors. The first floor features an open Great Room concept with U-Shaped Kitchens with white shaker cabinets, stainless appliances including slide in range, granite counter tops, recessed ceiling lighting, and breakfast bar. The first floor also has Bedroom 4 which is an En Suite, perfect for multi generational living or as guest room. It has a low threshold walk in shower, linen closet, granite vanity top and also hallway access for guests. The Rear Patio Slider Door in the great room has internal blinds. On the 2nd floor you have the Primary Bedroom which easily accommodates a King Size bed and a Large bedroom furniture grouping and it had Double Closets. The Primary Bath has a Walk in Shower and Double Sink Vanity with Granite Vanity top. Bedrooms 2 and 3 share a hall accessed bathroom with tub/shower combo. There is also a laundry room on the 2nd floor that includes Washer and Dryer. Premium Finishes though out include:Two Panel Doors, Designer Door Hardware, Plumbing Fixtures & Vinyl Plank flooring throughout. No Carpet! City Water and Sewer. This property is conveniently located just Two Blocks North of Duff Road. The Blue Line 2 Bus Stop is about a 7 minute walk. It is under 4 miles to the I-4. Grocery (Publix, Walmart, and Dollar General), Banks, Restaurants, and Pharmacies are also within walking distance. This Property is Non-Smoking and DOES NOT ACCEPT PETS. The home has a small patio in the back yard. Two Long Parking Spots are included. No restrictions on oversized or work vehicles or trailers if they fit in the two oversized assigned parking spots. Leasing Requirements: No prior evictions. Minimum 580 Credit score for each adult. $35 per adult Application Fee. Security deposit = One Month's Rent based on Lease Length. Lawn Care is included. Call with questions.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,850
Sqft
0.1 ac
Lot size
2024
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$178 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$178/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lakeland actives
$1 vs $191
Days on market
6 vs 33 typical
Where $1/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33809 — neighborhood snapshot
Population
30,498
Median age
42.6
Median income
$67,112
Median home value
$248,700
Avg household
2.58
Households w/ children
3,738
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $325K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
208 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the LAKELAND 33809 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 1108 FOX LAKE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$350,000
1523 BRANGUS DRIVE
3 bd · 2 ba · 1,836 sqft · $191/sqft · 112 DOM
Sold · Apr ’26$325,000
7226 CEDARCREST BOULEVARD
3 bd · 2 ba · 1,870 sqft · $174/sqft · 110 DOM
Sold · Mar ’26$364,900
6129 GREEN ROAD
4 bd · 2 ba · 1,829 sqft · $200/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1108 FOX LAKE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1108 FOX LAKE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1108 FOX LAKE DRIVE FAQs
What would the monthly payment be for 1108 FOX LAKE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $178/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 1108 FOX LAKE DRIVE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $2,500, this home is listed about 99% below the Lakeland median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1108 FOX LAKE DRIVE?+
Edgar L. Padgett Elementary (elementary), Lake Gibson Middle School (middle), Lake Gibson Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the LAKELAND 33809 market on paper
$2,500 is 99% below the LAKELAND 33809 median of $324,900, and at $1/sqft it sits under the Lakeland average of $205.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Fresh on the market
Only 6 days on market in a Lakeland market that averages 33 — if it fits, move quickly.
04The price has already moved
Listed at $2,800, now $2,500 — a $300 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of NUGGET REALTY · Steven Burnett. MLS #L4963879.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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