1039 53RD AVENUE N, ST PETERSBURG, FL, 33703
Active21 days on marketListed Jul 22, 2026MLS #TB8528660
About this home
1039 53RD AVENUE N
Welcome to 1038 53rd Ave N — a newly built 2024 luxury compound in the heart of St. Petersburg, offering the rare combination of a fully finished main residence and a private, income-ready guest home. This is multigenerational living and smart investment strategy, elevated. The 4-bedroom, 3-bath main house is built for both everyday living and effortless entertaining. Step inside to a sun-filled great room that flows into a chef's kitchen: stone countertops, custom shaker cabinetry, stainless steel appliances, and a walk-in pantry. Covered lanais front and back stretch the living space outdoors year-round. A main-floor bedroom doubles as a guest suite or private office, while upstairs delivers a true owner's retreat — an expansive primary suite with a spa-inspired bath and a walk-in closet built, plus a dedicated bonus room and second-floor laundry for everyday convenience. Set privately behind the main home, the detached 3-bedroom, 2-bath ADU is finished to the same high standard — its own HVAC, separate utility meters, private entrance, balcony, garage, and parking. Move in extended family, host guests in style, or lease it out as a turnkey rental income stream. Just minutes from downtown St. Petersburg's top dining, culture, and beaches, this is a rare chance to own new construction with the flexibility.
Facts & features
The home at a glance
7
Bedrooms
5
Bathrooms
3,877
Sqft
0.17 ac
Lot size
1
Garage
2024
Year built
Two
Levels
$232
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,254 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,254/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.1%
$/sqft vs St Petersburg actives
$232 vs $336
Days on market
21 vs 58 typical
Where $232/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33703 — neighborhood snapshot
Population
25,948
Median age
43.4
Median income
$96,795
Median home value
$395,200
Avg household
2.32
Households w/ children
2,665
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
225 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 112% above the ST PETERSBURG 33703 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 1039 53RD AVENUE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$1,050,000
1405 50TH AVENUE N · same community
4 bd · 3 ba · 3,092 sqft · $340/sqft · 7 DOM
Sold · Dec ’25$830,000
1235 50TH AVENUE N · same community
3 bd · 2.5 ba · 1,838 sqft · $452/sqft · 1 DOM
Sold · Jul ’26$450,000
1120 52ND AVENUE N · same community
3 bd · 2 ba · 1,520 sqft · $296/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1039 53RD AVENUE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1039 53RD AVENUE N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1039 53RD AVENUE N FAQs
What would the monthly payment be for 1039 53RD AVENUE N?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,254/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1039 53RD AVENUE N?+
The most recent tax bill on record (2025) was $22,805. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $900,000, this home is listed about 107% above the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1039 53RD AVENUE N?+
Northeast High School (high), John M. Sexton Elementary School (elementary), Meadowlawn Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS TAMPA CENTRAL · Alison Salama. MLS #TB8528660.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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