David Ramirez
$1,495,0005 bd4 ba3,305 sqft$452 /sqft$8,842 /mo all-in ↓

5204 10TH STREET N, ST PETERSBURG, FL, 33703

Active124 days on marketListed Apr 11, 2026MLS #TB8496699

New constructionSingle Family ResidenceFRANKLIN HEIGHTS

About this home

5204 10TH STREET N

Under Construction. Completion Scheduled for Late Summer! Introducing the Folk Vernacular plan at 5204 10th St N, a newly built home by Canopy Builders set on a prominent corner lot in Euclid Heights — one of St. Pete’s most established neighborhoods. The home reflects a timeless architecture with a welcoming front porch, and Canopy’s signature gas pendant. The main home offers 2,876 square feet of thoughtfully composed living space, including four bedrooms, three bathrooms, a walk-in pantry, and a private study with a closet that can function as a fifth bedroom. A spacious upstairs loft provides additional flexibility for work or gathering. Above the detached two-car garage, a 526-square-foot studio ADU includes a full kitchen, bathroom, and laundry hookups—well suited for guests, a home office, or income-producing potential. Inside, natural light moves easily through the home, complemented by 10-foot ceilings on the main level and 9-foot ceilings upstairs. The kitchen is the heart of the home, featuring marble countertops, brass plumbing fixtures and hardware, and designer lighting with statement pendants. White oak engineered hardwood floors run throughout, reinforcing a cohesive and elevated feel. The downstairs powder bath serves as a standout moment, with tongue-and-groove paneling finished in a rich, saturated color. Throughout the home, every finish has been pre-designed by Canopy’s in-house design team, with a cohesive palette that feels both intentional and timeless. Upstairs, the primary suite is designed as a quiet retreat, with a freestanding soaking tub, frameless glass shower, and classic marble finishes. The laundry room includes built-in cabinetry, a soaking sink, and a linen closet. Positioned on a corner lot, the home offers generous outdoor space with a full-width front porch, rear porch, and a large yard with room for a pool, garden, or outdoor entertaining. In Euclid Heights, opportunities with this kind of lot placement and scale are increasingly rare. Completion Date in Late Summer 2026, this home reflects a thoughtful balance of enduring design and modern livability in one of St. Pete’s most established settings.

Facts & features

The home at a glance

5

Bedrooms

4

Bathrooms

3,305

Sqft

0.14 ac

Lot size

2

Garage

2026

Year built

Two

Levels

$452

Per sqft

Inside

FlooringEngineered Hardwood · Tile
AppliancesConvection Oven · Dishwasher · Disposal · Gas Water Heater · Microwave · Range · Range Hood · Refrigerator · Tankless Water Heater
InteriorHigh Ceilings · Kitchen/Family Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingElectric · Natural Gas

Outside & construction

RoofShingle
ConstructionCement Siding · Wood Frame
FoundationSlab
FacesEast
ParkingGarage Faces Side
ExteriorIrrigation System

Community & fees

Taxes (2025)$652/yr

Utilities & systems

UtilitiesElectricity Connected · Natural Gas Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$8,842 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$8,067
PMI (est., until 20% equity)$561
Property tax — 2025 actual bill$54
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $149,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $149,500
Interest rate6.00%
Loan term

Estimated payment

$8,842/mo

Principal & interest$8,067
PMI (est., until 20% equity)$561
Property taxes (actual bill)$54
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.5M
$1.1MedgeAI estimate $1,488,165 · range $1.2M$2.1M$2.2M

vs edgeAI estimate

+0.5%

$/sqft vs St Petersburg actives

$452 vs $336

Days on market

124 vs 57 typical

Where $452/sqft sits among the 400 St Petersburg actives

134
140
58 · this home
28
11
29
$134–271$271–408$408–545$545–682$682–818$818+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Petersburg

Map of 5204 10TH STREET N

Drive times from this address

Downtown Tampa24 min
Tampa Int’l Airport (TPA)24 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

ST PETERSBURG 33703 — neighborhood snapshot

Population

25,948

Median age

43.4

Median income

$96,795

Median home value

$395,200

Avg household

2.32

Households w/ children

2,665

For the school run

Pinellas County School District

HighNortheast High School★★★★★
ElementaryJohn M. Sexton Elementary School★★★★★
MiddleMeadowlawn Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

227 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 252% above the ST PETERSBURG 33703 median. See the full St Petersburg market guide →

Paper trail

This home's history

Apr 11, 2026Listed at $1,495,000 · 124 days on market since
2026Built · FRANKLIN HEIGHTS

Reality check

What actually sold near 5204 10TH STREET N

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1405 50TH AVENUE NSold · Dec ’25

$1,050,000

1405 50TH AVENUE N · same community

4 bd · 3 ba · 3,092 sqft · $340/sqft · 7 DOM

1235 50TH AVENUE NSold · Dec ’25

$830,000

1235 50TH AVENUE N · same community

3 bd · 2.5 ba · 1,838 sqft · $452/sqft · 1 DOM

1120 52ND AVENUE NSold · Jul ’26

$450,000

1120 52ND AVENUE N · same community

3 bd · 2 ba · 1,520 sqft · $296/sqft · 1 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5204 10TH STREET N — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5204 10TH STREET N — before you fall in love.

See it in person

Schedule a tour

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Straight answers

5204 10TH STREET N FAQs

What would the monthly payment be for 5204 10TH STREET N?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,842/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 5204 10TH STREET N?+

The most recent tax bill on record (2025) was $652. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in St Petersburg?+

At $1,495,000, this home is listed about 248% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5204 10TH STREET N?+

Northeast High School (high), John M. Sexton Elementary School (elementary), Meadowlawn Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Zach Zehnder. MLS #TB8496699.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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