2960 EMERSON AVENUE S, ST PETERSBURG, FL, 33712
Active30 days on marketListed Jul 14, 2026MLS #TB8528646
About this home
2960 EMERSON AVENUE S
SELLER OFFERING $5,000 towards closing costs or rate buy down. NEW ROOF, 2025. NEW ELECTRICAL 2022, UPDATED WINDOWS. Tucked into the quiet grid of Palmetto Park, this St. Pete bungalow sits close enough to feel the pulse of Grand Central, only 5 short blocks away. Kick off your morning at Bandit Coffee, then take in everything Central Ave has to offer, from restaurants to shops to cocktail bars. The Pinellas Trail runs nearby too, perfect for a dose of nature and exercise. Completely reimagined inside, the home carries a palette inspired by the coast: ocean blues, shell-toned neutrals, warm wood accents, and light-filled rooms. The 2 bedrooms and 1 bathroom are arranged with intention. The bathroom itself is a standout, featuring scalloped designer shower tile, terrazzo-inspired flooring, a large double vanity, ample storage, and a linen closet. The spacious kitchen offers an abundance of storage, brand-new stainless steel appliances, and plenty of natural light, with room left over for a breakfast nook. The oversized laundry room sits nearby, offering flexible space that works equally well as a traditional laundry area or an additional pantry. Outside, the carport is ready as covered parking or could be reimagined as an outdoor sitting area, while the backyard offers enough space to make room for both. This is a home for someone who wants character without compromise, and proximity without the price tag of downtown. Something this lovely won't last long! BRAND NEW ROOF 2025!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
960
Sqft
0.09 ac
Lot size
1954
Year built
One
Levels
$338
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,541 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,541/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.6%
$/sqft vs St Petersburg actives
$338 vs $336
Days on market
30 vs 57 typical
Where $338/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33712 — neighborhood snapshot
Population
25,871
Median age
38.5
Median income
$57,729
Median home value
$300,600
Avg household
2.53
Households w/ children
2,441
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
228 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% above the ST PETERSBURG 33712 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 2960 EMERSON AVENUE S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$328,000
2835 FREEMONT TERRACE S · same community
2 bd · 2 ba · 1,316 sqft · $249/sqft · 350 DOM
Sold · Oct ’25$725,000
2932 FAIRFIELD AVENUE S · same community
3 bd · 2.5 ba · 1,942 sqft · $373/sqft · 79 DOM
Sold · Mar ’26$98,000
2226 UNION STREET S
2 bd · 1 ba · 959 sqft · $102/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2960 EMERSON AVENUE S — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2960 EMERSON AVENUE S — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2960 EMERSON AVENUE S FAQs
What would the monthly payment be for 2960 EMERSON AVENUE S?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,541/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2960 EMERSON AVENUE S?+
The most recent tax bill on record (2025) was $3,899. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2960 EMERSON AVENUE S?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $324,899, this home is listed about 24% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2960 EMERSON AVENUE S?+
Gibbs High School (high), Fairmount Park Elementary School (elementary), John Hopkins Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Brian Walsh. MLS #TB8528646.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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