2834 & 2836 FREEMONT TERRACE S, ST PETERSBURG, FL, 33712
Active40 days on marketListed Jul 9, 2026MLS #TB8527594
About this home
2834 & 2836 FREEMONT TERRACE S
Here's a rare setup: one unit of this two unit duplex will be vacant as of 7/31, giving buyers real flexibility from day one. Investors can bring in a new tenant at current market rent, while an owner occupant can move into the vacant unit and let the other one generate rental income to help cover the mortgage. Either way, you're stepping into built in cash flow. Set in one of St. Petersburg's most sought after up and coming pockets, this duplex is only a short stroll from the Warehouse Arts District and puts you within easy reach of all the energy along Grand Central. As the surrounding neighborhood continues to develop, this property offers a smart way to plant roots in an area primed for growth. Recent upgrades throughout make this one move in ready. Unit one has been completely refreshed with brand new flooring, new paint, stainless steel appliances, updated cabinetry, new windows and doors, a new vanity in the bathroom, and new carpet. Unit two isn't far behind, with new flooring and paint, new windows and doors, stainless steel appliances, and an updated bathroom of its own. Both units sit under a roof that was replaced in 2023, so buyers can move forward with confidence. Each unit comes with its own private driveway parking, and the fenced side and rear yards give both residences a rare sense of privacy and usable outdoor space for a location this close to the city's art and entertainment scene. Whether you're planning to rent both units, house family across generations, or live in one while renting the other, the layout keeps your options open. Between the recent renovations, private outdoor space, and a location minutes from galleries, restaurants, and nightlife, this duplex is well positioned to ride the wave of St. Pete's ongoing growth. Reach out to schedule a showing and see it for yourself.
Facts & features
The home at a glance
4
Bedrooms
1,304
Sqft
0.08 ac
Lot size
1959
Year built
$306
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,142 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,142/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Petersburg actives
$306 vs $344
Days on market
40 vs 57 typical
Where $306/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33712 — neighborhood snapshot
Population
25,871
Median age
38.5
Median income
$57,729
Median home value
$300,600
Avg household
2.53
Households w/ children
2,441
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
233 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% above the ST PETERSBURG 33712 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 2834 & 2836 FREEMONT TERRACE S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$328,000
2835 FREEMONT TERRACE S · same community
2 bd · 2 ba · 1,316 sqft · $249/sqft · 350 DOM
Sold · Oct ’25$725,000
2932 FAIRFIELD AVENUE S · same community
3 bd · 2.5 ba · 1,942 sqft · $373/sqft · 79 DOM
Sold · Oct ’25$305,000
2026 UNION STREET S
3 bd · 2 ba · 1,322 sqft · $231/sqft · 58 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2834 & 2836 FREEMONT TERRACE S — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2834 & 2836 FREEMONT TERRACE S — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2834 & 2836 FREEMONT TERRACE S FAQs
What would the monthly payment be for 2834 & 2836 FREEMONT TERRACE S?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,142/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2834 & 2836 FREEMONT TERRACE S?+
The most recent tax bill on record (2025) was $5,478. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2834 & 2836 FREEMONT TERRACE S?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $399,000, this home is listed about 9% below the St Petersburg median of $436,900. The market section on this page shows how the area is trending.
Which schools are assigned to 2834 & 2836 FREEMONT TERRACE S?+
Gibbs High School (high), Fairmount Park Elementary School (elementary), John Hopkins Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of AGILE GROUP REALTY · Kyle Gruber. MLS #TB8527594.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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