180 SKY LOCH DRIVE W, DUNEDIN, FL, 34698
Active9 days on marketListed Jul 15, 2026MLS #TB8528643
About this home
180 SKY LOCH DRIVE W
Location, Location, Location ! Skye Loch Villas is one of the best kept secrets in Dunedin. This solid block 950 square foot villa offers 2 bedrooms, 1 bathroom plus an 8’ x 15’ screened porch in the rear. The primary bedroom has a large walk in closet. Comes with a full size washer & dryer plus hurricane shutters. This villa sits on one of the largest lots in Skye Loch. Drive your golf cart to downtown Dunedin, a mile away. Skye Loch Villas is a 55+ community. Clubhouse offers a kitchen and library, community heated pool, shuffleboard, etc. Close to downtown Dunedin, Honeymoon Island, Clearwater Beach, Toronto Blue Jays stadium, The 75 mile long Pinellas Trail, etc. The Historic Fenway Hotel is a mile away, perfect for your out of town guests. Close to the Dunedin Marina, where you can put your kayak into the Gulf of Mexico, with so many islands to discover. Low HOA fees of $320 includes water, sewer, trash, Spectrum internet and Platinum TV cable including Disney+Basic plus Peacock Premium, Spectrum TV® includes access to popular streaming apps at no extra cost, in addition to 150+ channels, lawn care, & exterior paint. With no land lease or flood zone, Skye Loch is a very desirable community. This X flood zone villa had no damage or water intrusion from any past hurricanes or storms, it’s high and dry. Half hour to Tampa International Airport. Golf cart, bicycle or walk to Historic Downtown Dunedin. Come live in Skye Loch villas & enjoy all Dunedin has ~
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
950
Sqft
0.07 ac
Lot size
1970
Year built
One
Levels
$209
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,777 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,777/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+24.6%
$/sqft vs Dunedin actives
$209 vs $297
Days on market
9 vs 51 typical
Where $209/sqft sits among the 264 Dunedin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunedin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dunedin. See the full Dunedin guide →
DUNEDIN 34698 — neighborhood snapshot
Population
37,817
Median age
58.1
Median income
$67,323
Median home value
$335,800
Avg household
2.04
Households w/ children
2,412
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunedin market
$440K → $410K
Dunedin median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
153 of 264
Dunedin actives have cut their price
Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 34% below the DUNEDIN 34698 median. See the full Dunedin market guide →
Paper trail
This home's history
Reality check
What actually sold near 180 SKY LOCH DRIVE W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$177,000
266 SKY LOCH DRIVE W · same community
2 bd · 1 ba · 950 sqft · $186/sqft · 11 DOM
Sold · Mar ’26$175,000
230 PORTREE DRIVE · same community
2 bd · 1 ba · 931 sqft · $188/sqft · 269 DOM
Sold · May ’26$80,000
889 SKY LOCH DRIVE S · same community
1 bd · 2 ba · 983 sqft · $81/sqft · 391 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 180 SKY LOCH DRIVE W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 180 SKY LOCH DRIVE W — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
180 SKY LOCH DRIVE W FAQs
What would the monthly payment be for 180 SKY LOCH DRIVE W?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,777/mo — principal and interest, the actual property-tax bill, the $320/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 180 SKY LOCH DRIVE W?+
The association fee works out to $320 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 180 SKY LOCH DRIVE W?+
The most recent tax bill on record (2025) was $449. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 180 SKY LOCH DRIVE W?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunedin?+
At $199,000, this home is listed about 50% below the Dunedin median of $398,500. The market section on this page shows how the area is trending.
Which schools are assigned to 180 SKY LOCH DRIVE W?+
Dunedin Highland Middle School (middle), Dunedin Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of NEXTHOME GULF COAST · Viki Watson. MLS #TB8528643.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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