331 SKY LOCH DRIVE W, DUNEDIN, FL, 34698
Active78 days on marketListed May 7, 2026MLS #TB8506103
About this home
331 SKY LOCH DRIVE W
Located in the highly sought-after 55+ community of Skye Loch Villas, this charming villa offers the perfect blend of comfort, convenience, and relaxed Florida living—nestled within a desirable golf cart-friendly community. This beautifully maintained 1-bedroom, 1-bath residence features a fully updated kitchen complete with stainless steel appliances, quartz countertops, a stylish tile backsplash, and soft-close cabinetry. Major updates include a 2020 roof and a 2019 HVAC system, both completed with permits, offering added peace of mind. Designed for easy living, the home includes in-unit laundry with ample cabinetry and storage, while the heat and air-controlled lanai provides a versatile Florida room you can enjoy year-round. A covered carport and additional storage space add to the home’s everyday practicality. Skye Loch Villas is a quiet, well-maintained 55+ community where residents enjoy a variety of amenities, including a clubhouse with kitchen, library, heated pool, shuffleboard courts, and a full calendar of social activities. The location is truly unbeatable—just minutes from Honeymoon Island, Downtown Dunedin, the Dunedin Marina, Clearwater Beach, the Toronto Blue Jays stadium, and the Pinellas Trail. The low HOA fee of $320/month covers water, sewer, trash, Spectrum internet, cable, landscaping, and exterior maintenance. Best of all, there is no land lease, and the property is located in a high and dry, no flood zone. Whether you're looking for a seasonal retreat or a full-time residence, this villa delivers the ideal Florida lifestyle in one of Dunedin’s most desirable communities.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
722
Sqft
0.04 ac
Lot size
1968
Year built
One
Levels
$270
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,735 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,735/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16.2%
$/sqft vs Dunedin actives
$270 vs $298
Days on market
78 vs 51 typical
Where $270/sqft sits among the 265 Dunedin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunedin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dunedin. See the full Dunedin guide →
DUNEDIN 34698 — neighborhood snapshot
Population
37,817
Median age
58.1
Median income
$67,323
Median home value
$335,800
Avg household
2.04
Households w/ children
2,412
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunedin market
$440K → $410K
Dunedin median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
157 of 265
Dunedin actives have cut their price
Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% below the DUNEDIN 34698 median. See the full Dunedin market guide →
Paper trail
This home's history
Reality check
What actually sold near 331 SKY LOCH DRIVE W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$197,500
854 SKY LOCH DRIVE N · same community
1 bd · 1 ba · 758 sqft · $261/sqft · 11 DOM
Sold · Apr ’26$185,000
875 SKY LOCH DRIVE S · same community
1 bd · 1 ba · 686 sqft · $270/sqft · 121 DOM
Sold · Aug ’25$175,000
854 SKY LOCH DRIVE N · same community
1 bd · 1 ba · 758 sqft · $231/sqft · 92 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 331 SKY LOCH DRIVE W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 331 SKY LOCH DRIVE W — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
331 SKY LOCH DRIVE W FAQs
What would the monthly payment be for 331 SKY LOCH DRIVE W?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,735/mo — principal and interest, the actual property-tax bill, the $320/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 331 SKY LOCH DRIVE W?+
The association fee works out to $320 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 331 SKY LOCH DRIVE W?+
The most recent tax bill on record (2025) was $254. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 331 SKY LOCH DRIVE W?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunedin?+
At $195,000, this home is listed about 51% below the Dunedin median of $398,500. The market section on this page shows how the area is trending.
Which schools are assigned to 331 SKY LOCH DRIVE W?+
Dunedin Highland Middle School (middle), Dunedin Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the DUNEDIN 34698 market on paper
$195,000 is 35% below the DUNEDIN 34698 median of $299,950, and at $270/sqft it sits under the Dunedin average of $330.
02Strong assigned schools
Dunedin Highland Middle School, Dunedin Elementary School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $199,500, now $195,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Ternell Phillips. MLS #TB8506103.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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