David Ramirez
$749,0004 bd3 ba2,584 sqft$290 /sqft$5,287 /mo all-in ↓

19906 JODI DRIVE, LUTZ, FL, 33558

Active12 days on marketListed Jul 11, 2026MLS #TB8528374

Private poolSingle Family ResidenceHOLLY LAKE ESTATES

About this home

19906 JODI DRIVE

Set on a fully fenced half-acre homesite in highly desirable Lutz, this striking pool residence delivers an exceptional combination of elevated design, generous living space, privacy, and future potential. A sweeping driveway, oversized three-car garage, dramatic arched entry, and double front doors create an impressive arrival. Inside, the four-bedroom, three bath floor plan is filled with architectural interest, including soaring ceilings, arched details, abundant natural light, a formal foyer, and beautifully defined living and dining spaces. Neutral finishes, updated flooring, modern chandeliers, recessed lighting, and thoughtfully selected fixtures create a polished atmosphere throughout. The updated kitchen serves as the centerpiece of the home, featuring quartz countertops, gray cabinetry with contemporary hardware, a decorative mosaic backsplash, stainless steel appliances, under-cabinet lighting, a spacious center island, and an extended breakfast bar with seating. A built-in workstation and beverage area add both style and functionality, while the adjoining eat-in kitchen overlooks the pool and provides direct access to the screened outdoor living area. The spacious family room is designed for relaxing and entertaining, highlighted by a dramatic floor-to-ceiling marble-look feature wall, electric fireplace, recessed display niches, ceiling speakers, and sliding glass doors connecting the interior to the lanai and pool. The home also offers a formal living room, formal dining room, dedicated laundry room, and an oversized three-car garage with abundant space for vehicles, storage, hobbies, or recreational equipment. Outside, the expansive screened porch and pool create a private retreat for year-round Florida living. Beyond the pool enclosure, the fully fenced yard provides exceptional space and includes a professionally installed chicken coop and run, which will remain with the property. Numerous fruit-producing trees—including lemon, apple, plum, and peach—enhance the backyard setting. Adding even more value and flexibility, the property includes approved site plans for an approximately 1,000-square-foot mother-in-law suite, offering an exciting opportunity for multigenerational living, guest accommodations, or additional private space. The approved plans will be included with the sale. Located within the sought-after McKitrick Elementary, Martinez Middle, and Steinbrenner High school corridor, this distinctive Lutz property offers the space, upgrades, outdoor lifestyle, and expansion potential that are increasingly difficult to find. **Washer, dryer, and refrigerators located in the garage do not convey. Buyer to verify school assignments, site-plan approvals, permitting requirements, dimensions, and all property information.**

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,584

Sqft

0.49 ac

Lot size

3

Garage

1997

Year built

One

Levels

$290

Per sqft

Private poolFireplacePets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesCooktop · Dishwasher · Disposal · Freezer · Ice Maker · Microwave · Range · Range Hood · Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · High Ceilings · L Dining · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Stone Counters · Thermostat · Walk-In Closet(s) · Wet Bar
LaundryInside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSoutheast
ParkingDeeded · Driveway · Garage Door Opener · On Street · Oversized
ExteriorGarden · Lighting · Private Entrance · Private Mailbox · Private Yard · Rain Gutters

Community & fees

Taxes (2025)$9,652/yr
PetsCats OK, Dogs OK, Yes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Electricity Connected · Sprinkler Well · Street Lights · Water Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,287 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,042
PMI (est., until 20% equity)$281
Property tax — 2025 actual bill$804
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $74,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $74,900
Interest rate6.00%
Loan term

Estimated payment

$5,287/mo

Principal & interest$4,042
PMI (est., until 20% equity)$281
Property taxes (actual bill)$804
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $749K
$616KedgeAI estimate $661,319 · range $642K$693K$779K

vs edgeAI estimate

+13.3%

$/sqft vs Lutz actives

$290 vs $244

Days on market

12 vs 35 typical

Where $290/sqft sits among the 262 Lutz actives

73
86
53 · this home
19
11
20
$172–213$213–254$254–295$295–335$335–376$376+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lutz

Map of 19906 JODI DRIVE

Drive times from this address

Downtown Tampa26 min
Tampa Int’l Airport (TPA)28 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lutz. See the full Lutz guide →

LUTZ 33558 — neighborhood snapshot

Population

30,912

Median age

40.4

Median income

$107,427

Median home value

$479,300

Avg household

2.76

Households w/ children

4,377

For the school run

Hillsborough County School District

ElementaryMcKitrick Elementary School★★★★★
MiddleMartinez Middle School★★★★★
HighSteinbrenner High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lutz market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$580K$487K

Lutz median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

148 of 262

Lutz actives have cut their price

Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 101% above the LUTZ 33558 median. See the full Lutz market guide →

Paper trail

This home's history

Jul 11, 2026Listed at $749,000 · 12 days on market since
1997Built · HOLLY LAKE ESTATES

Reality check

What actually sold near 19906 JODI DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

20228 COUNTY LINE ROADSold · Jun ’26

$550,000

20228 COUNTY LINE ROAD · same community

4 bd · 3 ba · 2,268 sqft · $243/sqft · 144 DOM

20000 HARVIE LANESold · Apr ’26

$549,900

20000 HARVIE LANE · same community

4 bd · 2 ba · 2,231 sqft · $246/sqft · 30 DOM

1025 READING RDSold · Sep ’25

$487,000

1025 READING RD · same community

3 bd · 2 ba · 1,908 sqft · $255/sqft · 66 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 19906 JODI DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 19906 JODI DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

19906 JODI DRIVE FAQs

What would the monthly payment be for 19906 JODI DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,287/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 19906 JODI DRIVE?+

The most recent tax bill on record (2025) was $9,652. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 19906 JODI DRIVE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lutz?+

At $749,000, this home is listed about 53% above the Lutz median of $489,999. The market section on this page shows how the area is trending.

Which schools are assigned to 19906 JODI DRIVE?+

McKitrick Elementary School (elementary), Martinez Middle School (middle), Steinbrenner High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$749,000 runs 101% above the LUTZ 33558 median — but at 2,584 sqft it's also 21% larger than the typical Lutz listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

McKitrick Elementary School, Martinez Middle School, Steinbrenner High School, Patricia Sullivan Metropolitan Ministries Partnership School — McKitrick Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of MIHARA & ASSOCIATES INC. · Heather Spinosa. MLS #TB8528374.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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