18911 AVENUE BIARRITZ, LUTZ, FL, 33558
Active95 days on marketListed May 3, 2026MLS #TB8504508
About this home
18911 AVENUE BIARRITZ
Beautiful golf course view home situated in Biarritz Village of Cheval This spacious 4 bedroom,+ an office, 3 full bath home with a stunning family room with floor to ceiling windows overlooks the tranquil pool and golf course views, feature wood floors in living room, dining room, family room, a well designed spacious layout with the primary bedroom and a dedicated office conveniently located downstairs, along with an additional full bath for convenience. Large kitchen open to dining area, and family room, upstairs, you will find three additional bedrooms, and a full bathroom. This home is in good condition and offers a fantastic opportunity for a buyer to update it and truly make it their dream home, with a desirable community ,floor plan, pool and golf course views this home is full of potential in a highly sought-after community This inner community has its own separate HOA , they maintain all the grounds surrounding all the homes. Cheval has 3 convenient entry gates, all of which are staffed 24/7. Two 18-hole golf courses (including the TPC Tampa Bay), tennis courts, pickleball courts, athletic club, and miles of sidewalks for strolling
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,761
Sqft
0.14 ac
Lot size
2
Garage
1993
Year built
Two
Levels
$250
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,770 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,770/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−16.2%
$/sqft vs Lutz actives
$250 vs $244
Days on market
95 vs 46 typical
Where $250/sqft sits among the 264 Lutz actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lutz
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
LUTZ 33558 — neighborhood snapshot
Population
30,912
Median age
40.4
Median income
$107,427
Median home value
$479,300
Avg household
2.76
Households w/ children
4,377
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$541K → $585K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
157 of 264
Lutz actives have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 79% above the LUTZ 33558 median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 18911 AVENUE BIARRITZ
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$558,000
18034 LAKE REFLECTIONS BOULEVARD
3 bd · 2 ba · 2,676 sqft · $209/sqft · 57 DOM
Sold · Sep ’25$582,500
18545 BITTERN AVENUE
4 bd · 3 ba · 2,623 sqft · $222/sqft · 14 DOM
Sold · Nov ’25$490,000
17863 STELLA MOON PLACE
4 bd · 3 ba · 2,618 sqft · $187/sqft · 56 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 18911 AVENUE BIARRITZ — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18911 AVENUE BIARRITZ — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
18911 AVENUE BIARRITZ FAQs
What would the monthly payment be for 18911 AVENUE BIARRITZ?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,770/mo — principal and interest, the actual property-tax bill, the $164/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 18911 AVENUE BIARRITZ?+
The association fee works out to $164 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 18911 AVENUE BIARRITZ?+
The most recent tax bill on record (2025) was $5,567. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 18911 AVENUE BIARRITZ?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lutz?+
At $690,000, this home is listed about 39% above the Lutz median of $495,000. The market section on this page shows how the area is trending.
Which schools are assigned to 18911 AVENUE BIARRITZ?+
Sunlake High School (high), Charles S. Rushe Middle School (middle), Oakstead Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$690,000 runs 79% above the LUTZ 33558 median — but at 2,761 sqft it's also 29% larger than the typical Lutz listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
95 days on market against a Lutz median of 46 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Sunlake High School, Charles S. Rushe Middle School, Oakstead Elementary School — Sunlake High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $750,000, now $690,000 — a $60K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX REALTEC GROUP INC · Mena Reyes. MLS #TB8504508.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Lutz homes, in your inbox
Like 18911 AVENUE BIARRITZ but not quite? A daily digest of every new listing in Lutz — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →