David Ramirez
$724,9004 bd2.5 ba2,454 sqft$295 /sqft$5,106 /mo all-in ↓

16909 ROLLING ROCK DRIVE, TAMPA, FL, 33618

Active15 days on marketListed Jul 16, 2026MLS #TB8528226

Private poolSingle Family ResidenceNORTH LAKES SEC F UNIT 3

About this home

16909 ROLLING ROCK DRIVE

Welcome to 16909 Rolling Rock Drive, a beautifully updated pool home in Tampa’s sought-after Lake Heather Oaks community, ideally positioned near Carrollwood, Lake Magdalene, and North Dale Mabry. This 4-bedroom, 2.5-bath residence offers 2,454 square feet of comfortable living space on a generous .4 acre lot with a newly fenced backyard, creating a private setting for play, pets, entertaining, and everyday outdoor living. Inside, the home features luxury vinyl plank flooring throughout, crown molding, ceiling fans, impact French doors, and flexible living spaces that include a dedicated office or den. The kitchen is designed for both daily living and hosting, with stainless steel appliances, granite and stone counters, custom cabinetry, ample prep space, and an inviting eat-in area. Generously sized bedrooms and a private primary suite provide comfort and functionality for today’s lifestyle. Outdoor living takes center stage with an oversized screened lanai, a heated in-ground pool, and updated pool equipment, creating the perfect place to relax, entertain, or enjoy the Florida sunshine throughout the year. The newly fenced backyard adds valuable usable space and privacy beyond the pool area. Major improvements include a new 5-ton variable-speed Daikin HVAC system installed in 2023, along with updated air ducts and returns, a UV system, and an air purifier. Additional upgrades include a whole-home interlock switch for a portable generator, offering added preparedness and flexibility, plus a mini-split AC/heater installed in the garage in 2024, making the space more comfortable for a workshop, home gym, storage, or hobby area. Residents of Lake Heather Oaks enjoy access to community amenities including a lake, fishing opportunities, park, playground, basketball court, sidewalks, and reclaimed-water irrigation. The location provides convenient access to shopping at Carrollwood Center, Village Center, and the many retail, grocery, fitness, and service options along North Dale Mabry. Popular nearby dining includes Sacred Pepper, Michael’s Grill, Kobe Japanese Steakhouse, Piccolo Buco, coffee shops, casual restaurants, and local Carrollwood favorites. Nearby parks and recreation include Carrollwood Village Park, Lake Park, and community green spaces, while the Veterans Expressway offers an easy connection to Tampa International Airport, downtown Tampa, an

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,454

Sqft

0.4 ac

Lot size

2

Garage

1985

Year built

Two

Levels

$295

Per sqft

Private poolTrees/Woods viewPets allowed

Inside

FlooringCarpet · Ceramic Tile · Vinyl
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · PrimaryBedroom Upstairs · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Wood Siding
FoundationSlab
ViewTrees/Woods
FacesWest
ParkingDriveway · Garage Door Opener · Off Street
ExteriorFrench Doors · Garden · Irrigation System · Lighting · Private Yard · Sidewalk · Sliding Doors

Community & fees

HOA fee$28/mo
Taxes (2025)$8,813/yr
PetsCats OK, Dogs OK, Number Limit, Yes
CommunityDock · Fishing · Lake · Association Recreation - Owned · Deed Restrictions · Irrigation-Reclaimed Water · Park · Playground · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,106 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,912
PMI (est., until 20% equity)$272
Property tax — 2025 actual bill$734
HOA fee — from the listing$28
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $72,490Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $72,490
Interest rate6.00%
Loan term

Estimated payment

$5,106/mo

Principal & interest$3,912
PMI (est., until 20% equity)$272
Property taxes (actual bill)$734
HOA / condo fee$28
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $725K
$532KedgeAI estimate $592,445 · range $554K$642K$754K

vs edgeAI estimate

+22.4%

$/sqft vs Tampa actives

$295 vs $300

Days on market

15 vs 33 typical

Where $295/sqft sits among the 400 Tampa actives

149
129 · this home
54
23
15
30
$154–264$264–374$374–483$483–593$593–702$702+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Magdalene

Map of 16909 ROLLING ROCK DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa22 min
Tampa Int’l Airport (TPA)30 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

Lake Magdalene — neighborhood snapshot

Population

31,512

Median age

43

Median income

$81,772

Median home value

$334,003

Avg household

2

Households w/ children

3,419

For the school run

Hillsborough County School District

MiddleBuchanan Middle School★★★★
ElementaryLake Magdalene Elementary School★★★★★
HighGaither High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketBalanced5.0 months of inventoryBuyer’s market

$430K$455K

Tampa median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

179 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 160% above the TAMPA 33618 median. See the full Tampa market guide →

Paper trail

This home's history

Jul 16, 2026Listed at $724,900 · 15 days on market since
1985Built · NORTH LAKES SEC F UNIT 3

Reality check

What actually sold near 16909 ROLLING ROCK DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

16813 ROLLING ROCK DRIVESold · Sep ’25

$550,000

16813 ROLLING ROCK DRIVE · same community

4 bd · 2.5 ba · 2,505 sqft · $220/sqft · 10 DOM

2804 PALAMORE DRIVESold · Jun ’26

$515,000

2804 PALAMORE DRIVE · same community

4 bd · 3.5 ba · 2,385 sqft · $216/sqft · 16 DOM

16806 ROLLING ROCK DRIVESold · Dec ’25

$570,000

16806 ROLLING ROCK DRIVE · same community

4 bd · 3 ba · 2,383 sqft · $239/sqft · 75 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 16909 ROLLING ROCK DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 16909 ROLLING ROCK DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

16909 ROLLING ROCK DRIVE FAQs

What would the monthly payment be for 16909 ROLLING ROCK DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,106/mo — principal and interest, the actual property-tax bill, the $28/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 16909 ROLLING ROCK DRIVE?+

The association fee works out to $28 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 16909 ROLLING ROCK DRIVE?+

The most recent tax bill on record (2025) was $8,813. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 16909 ROLLING ROCK DRIVE?+

The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $724,900, this home is listed about 56% above the Tampa median of $464,900. The market section on this page shows how the area is trending.

Which schools are assigned to 16909 ROLLING ROCK DRIVE?+

Buchanan Middle School (middle), Lake Magdalene Elementary School (elementary), Gaither High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$724,900 runs 160% above the TAMPA 33618 median — but at 2,454 sqft it's also 53% larger than the typical Tampa listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Buchanan Middle School, Lake Magdalene Elementary School, Gaither High School, Patricia Sullivan Metropolitan Ministries Partnership School — Gaither High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COMPASS FLORIDA LLC · Neill Boyd. MLS #TB8528226.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Tampa homes, in your inbox

Like 16909 ROLLING ROCK DRIVE but not quite? A daily digest of every new listing in Tampa — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 31, 2026 at 11:05 PM UTC. The listing information on this page last changed on July 31, 2026 at 11:05 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 31, 2026 at 11:05 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 31, 2026 at 11:05 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.