4884 YACHT CLUB DRIVE, TAMPA, FL, 33616
Active123 days on marketListed Apr 16, 2026MLS #TB8497678
About this home
4884 YACHT CLUB DRIVE
Welcome to Westshore Yacht Club, one of South Tampa’s most coveted waterfront communities. This beautifully maintained 2-story townhouse offers a highly functional split floor plan with two private living areas and dual primary suites, creating exceptional flexibility for guests, multigenerational living, or a true work-from-home setup. Spanning approximately 1,990 square feet, the layout is thoughtfully designed for both privacy and connection. The first level features a full guest suite with its own en-suite bath, tucked away alongside a separate living space—ideal for visitors or a secondary lounge/media room. Upstairs, the main living level is bright and open with 10-foot ceilings, abundant natural light, and seamless flow between the living, dining, and kitchen areas. Step out onto the spacious balcony to enjoy fresh air and partial water views just steps away. The kitchen is well-appointed with solid wood cabinetry, stainless steel appliances, granite countertops, and a breakfast bar—perfect for casual dining and entertaining. The second primary suite is also located on this level, offering privacy from the downstairs guest quarters. A convenient half bath and a 2-car garage complete the home’s highly livable design. Located less than a block from the waterfront, you’re moments from sunset views and dining at the private Bay Club. As a resident of Westshore Yacht Club, enjoy access to resort-style amenities including a full-service marina with 149 slips, two heated pools, tiki bar, fitness center, spa, and 24-hour guard-gated security. With close proximity to downtown Tampa, Tampa International Airport, MacDill Air Force Base, and the area’s top dining, shopping, and beaches, this home offers a rare combination of layout, lifestyle, and location.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,990
Sqft
0.04 ac
Lot size
2
Garage
2013
Year built
Two
Levels
$351
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,624 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,624/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tampa actives
$351 vs $301
Days on market
123 vs 42 typical
Where $351/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gandy/sun Bay South
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Gandy/sun Bay South — neighborhood snapshot
Population
21,434
Median age
39
Median income
$80,354
Median home value
$420,811
Avg household
2
Households w/ children
1,986
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $438K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
226 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 61% above the TAMPA 33616 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 4884 YACHT CLUB DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$660,000
5907 PRINTERY STREET · same community
2 bd · 2.5 ba · 1,990 sqft · $332/sqft · 36 DOM
Sold · Oct ’25$396,000
4917 W PRESCOTT STREET
3 bd · 2.5 ba · 2,029 sqft · $195/sqft · 9 DOM
Sold · May ’26$407,500
6823 S KISSIMMEE STREET
3 bd · 2.5 ba · 2,029 sqft · $201/sqft · 28 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4884 YACHT CLUB DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4884 YACHT CLUB DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4884 YACHT CLUB DRIVE FAQs
What would the monthly payment be for 4884 YACHT CLUB DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,624/mo — principal and interest, the actual property-tax bill, the $541/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4884 YACHT CLUB DRIVE?+
The association fee works out to $541 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4884 YACHT CLUB DRIVE?+
The most recent tax bill on record (2025) was $10,664. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4884 YACHT CLUB DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $699,000, this home is listed about 55% above the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4884 YACHT CLUB DRIVE?+
Lanier Elementary School (elementary), Robinson High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$699,000 runs 61% above the TAMPA 33616 median — but at 1,990 sqft it's also 25% larger than the typical Tampa listing.
02Know the monthly fee
The association fee is $541/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
123 days on market against a Tampa median of 42 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Lanier Elementary School, Robinson High School, Patricia Sullivan Metropolitan Ministries Partnership School — Lanier Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Mary Beth Byrd. MLS #TB8497678.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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