724 CORAL REEF DRIVE, TAMPA, FL, 33602
Active46 days on marketListed Jun 20, 2026MLS #TB8520365
About this home
724 CORAL REEF DRIVE
Experience waterfront living in the exclusive, 24-hour guard-gated community of Island Place Residences on Harbour Island. This fully renovated townhome-style condo stands out for its modern, efficient floor plan, 2 bedrooms, 2 baths, and a private 2-car garage, with direct views of Garrison Channel. It's just a short walk to Water Street, Sparkman's Wharf, the Tampa Riverwalk, Downtown Tampa, the Channel District, upscale dining, lively nightlife, and the BIA arena, home to Lightning hockey games and concerts. Step into this beauty of a residence spanning 1225 square feet across three levels, with every detail thoughtfully curated, designer furniture, and exquisite decor throughout. The spacious living layout features high ceilings, natural light, and a private balcony, offering peaceful views of the Garrison Channel, where cruise ships and boats pass by. Elevated finishes include luxury vinyl flooring, hurricane-impact windows and sliding doors, designer lights, cable railings, custom closets, barn doors, modern finished doors, hurricane-rated garage doors, remote roller shades, electric sheer drapes, LED medicine cabinets, and high-end finishes throughout. The open kitchen combines style and functionality, featuring elegant marble countertops and backsplash, extensive custom cabinets, premium stainless-steel appliances, a wine refrigerator, a large single sink, a convection wall oven, an electric cooktop, a sleek range hood, and a reverse osmosis water filtration system. The spacious primary suite features designer double closets, barn doors, and an eye-catching en suite bathroom with a walk-in shower. A flexible guest bedroom has a walk-in closet and a custom storage bed, ideal for guests or a home office. Nearby, a second bathroom with a tub offers a perfect spot to relax. The stackable W/D and tankless water heater are behind two modern bypass doors. Residents enjoy resort-style amenities, including a temperature-controlled pool and heated spa, fitness center, tennis courts, clubhouses, scenic walking paths, kayak access, BBQ areas, valet trash service, and a pet-friendly environment. This exceptional Harbour Island residence offers water views, luxury upgrades, 4 parking spaces, and is located in one of Tampa’s most walkable areas.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,225
Sqft
0 ac
Lot size
2
Garage
1993
Year built
Three Or More
Levels
$649
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,395 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,395/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+44.3%
$/sqft vs Tampa actives
$649 vs $301
Days on market
46 vs 41 typical
Where $649/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
TAMPA 33602 — neighborhood snapshot
Population
19,694
Median age
35.2
Median income
$88,569
Median home value
$560,400
Avg household
1.78
Households w/ children
1,289
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $433K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
194 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 36% above the TAMPA 33602 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 724 CORAL REEF DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$685,000
625 TROPICAL BREEZE WAY · same community
2 bd · 2 ba · 1,225 sqft · $559/sqft · 76 DOM
Sold · May ’26$595,000
746 CORAL REEF DRIVE UNIT 746 · same community
2 bd · 2 ba · 1,293 sqft · $460/sqft · 1 DOM
Sold · Aug ’25$455,000
716 SEAGATE DRIVE UNIT 716 · same community
2 bd · 2 ba · 1,293 sqft · $352/sqft · 103 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 724 CORAL REEF DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 724 CORAL REEF DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
724 CORAL REEF DRIVE FAQs
What would the monthly payment be for 724 CORAL REEF DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,395/mo — principal and interest, the actual property-tax bill, the $957/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 724 CORAL REEF DRIVE?+
The association fee works out to $957 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 724 CORAL REEF DRIVE?+
The most recent tax bill on record (2025) was $8,279. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 724 CORAL REEF DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $795,000, this home is listed about 77% above the Tampa median of $449,999. The market section on this page shows how the area is trending.
Which schools are assigned to 724 CORAL REEF DRIVE?+
Gorrie Elementary School (elementary), Wilson Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Plant High School (high) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$795,000 runs 36% above the TAMPA 33602 median.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $957/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Gorrie Elementary School, Wilson Middle School, Patricia Sullivan Metropolitan Ministries Partnership School, Plant High School — Gorrie Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of VISTA REAL ESTATE · Clemencia Perez. MLS #TB8520365.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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