
3087 DUANE AVENUE, OLDSMAR, FL, 34677
Active23 days on marketListed Jul 10, 2026MLS #TB8527948
About this home
3087 DUANE AVENUE
Auction Property. *** Live Auction! *** THIS IS PART OF A PROPERTY SETTLEMENT. THE SELLER HAS COMMITTED TO A TIMELY, SMOOTH AND TRANSPARANT AUCTION SALE. THE AUCTION SALE IS HELD AT THE PROPERTY ON SATURDAY AUGUST 1 at 10am with PREVIEW FROM 9am ON SALE DAY. *** EVERYONE WELCOME TO BID *** Because this is an auction sale, the home may sell for less or more than the list price. REGISTER at the auction sale. Bring photo ID and a personal or business check (you'll need it if your the winning bidder) .......AUCTION TERMS AT BOTTOM OF THIS PAGE........... THIS HOME IS OWNED FREE AND CLEAR. CLEAN TITLE TRANSFERES TO NEW BUYER *** You can use cash or financing.*** Located in a highly sought-after West Oldsmar neighborhood, this move-in-ready home offers flexibility and privacy.One of the standout benefits is the private in-law suite, which the owners converted into a private Verified Listing on Airbnb. The owner reports successful bookings throughout the year, making it a great option for extended family, guests, a private office, or a potential short-term rental. Set on nearly one-third of an acre with NO HOA restrictions, the property offers ample space to enjoy, expand, or customize.. Additional updates include a durable metal roof, hurricane-rated windows, and elevated entryways. The owners have also made thoughtful drainage improvements, including a front culvert drain, French drains, and a sump pump system. Seller reports no known flooding of the home; buyers should verify all information to their satisfaction. Inside, the home features an open layout that connects the living, dining, and kitchen areas, creating a comfortable flow for everyday living and entertaining. The private in-law suite has its own entrance, giving the home added versatility for multi-generational living, guests, work-from-home needs, or income-producing possibilities. The fully fenced backyard is spacious and inviting, with mature landscaping, fruit trees, and a paved patio area ready for an outdoor kitchen, a fire pit, or a lounge area. A custom-built shed/workshop adds even more usable space for storage, tools, hobbies, or a creative studio. Conveniently located near Gulf Coast beaches, parks, shopping, restaurants, downtown Dunedin, Clearwater, and St. Petersburg, this home offers a peaceful residential setting while keeping you close to everything Tampa Bay has to offer............................................................ TERMS:....... At the end of the sale, the winning bidder will sign the contract for sale and purchase, place a 5% deposit (personal or business checks are accepted) with AMERICAN HERITAGE AUCTIONEERS to be held in escrow, balance is due within 45 days, Seller pays for Title Insurance Policy and Documentary Stamps. Clean Title is transferred free and clear of all debt. PAPPAS LAW and TITLE will close the transaction.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,296
Sqft
0.3 ac
Lot size
1969
Year built
One
Levels
$192
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,077 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,077/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−26.4%
$/sqft vs Oldsmar actives
$192 vs $229
Days on market
23 vs 43 typical
Where $192/sqft sits among the 148 Oldsmar actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oldsmar
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oldsmar. See the full Oldsmar guide →
OLDSMAR 34677 — neighborhood snapshot
Population
22,337
Median age
47.3
Median income
$85,389
Median home value
$352,200
Avg household
2.49
Households w/ children
2,157
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oldsmar market
$360K → $355K
Oldsmar median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
94 of 148
Oldsmar actives have cut their price
Median sold price, Oldsmar, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 3087 DUANE AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$325,000
3164 DUANE AVENUE · same community
3 bd · 2 ba · 1,044 sqft · $311/sqft · 160 DOM
Sold · Nov ’25$275,000
3071 HURON AVENUE · same community
3 bd · 2.5 ba · 1,680 sqft · $164/sqft · 4 DOM
Sold · Dec ’25$735,000
3765 SHORE BOULEVARD · same community
4 bd · 2 ba · 1,860 sqft · $395/sqft · 89 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3087 DUANE AVENUE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3087 DUANE AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3087 DUANE AVENUE FAQs
What would the monthly payment be for 3087 DUANE AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,077/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3087 DUANE AVENUE?+
The most recent tax bill on record (2024) was $4,131. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Oldsmar?+
At $248,500, this home is listed about 27% below the Oldsmar median of $342,450. The market section on this page shows how the area is trending.
Which schools are assigned to 3087 DUANE AVENUE?+
Oldsmar Elementary School (elementary), Joseph L. Carwise Middle School (middle), East Lake High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of AMERICAN HERITAGE REALTY, INC. · Benjamin Pietras. MLS #TB8527948.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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