David Ramirez
$249,900$309,9002 bd2 ba1,250 sqft$200 /sqft$2,262 /mo all-in ↓

260 BALSAM DRIVE, OLDSMAR, FL, 34677

Active299 days on marketListed Oct 2, 2025MLS #TB8433742

Reduced $60KVillaEAST LAKE WOODLANDS CLUSTER HOMES

About this home

260 BALSAM DRIVE

SIGNIFICANT PRICE DECREASE!!! Owners are motivated!!! This desirable end-unit villa in exclusive East Lake Woodlands combines comfort, privacy, and an ideal layout for everyday living or entertaining. Featuring two spacious primary suites, each with its own ensuite bath and split floor plan design, the home provides excellent privacy for residents and guests alike. The open layout includes a welcoming family room, a dedicated dining room, and a bright eat-in kitchen with a generous pass-through bar—perfect for casual dining, entertaining, or extra storage. A charming front courtyard offers an inviting spot for morning coffee or al fresco meals, while the expansive lanai, complete with removable windows, provides a versatile additional living space to enjoy year-round. Thoughtful storage solutions are found throughout, with ample closet space to keep everything organized. Important updates include a roof replacement in 2021, an upgraded electrical panel in 2017 and a 2016 AC system. The HOA provides peace of mind with coverage that includes roof replacement, exterior painting, wood repairs, landscaping, lawn maintenance, irrigation, and fertilization. Located within the highly regarded East Lake Woodlands, a premier gated golf course community, residents have access to optional membership opportunities that feature golf, tennis, swimming, fitness, dining, and social events. With its combination of thoughtful design, modern updates, and resort-style community amenities, this villa offers the perfect place to call your year round home or winter residence. Don't delay.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,250

Sqft

0.14 ac

Lot size

1981

Year built

One

Levels

$200

Per sqft

Park/Greenbelt view

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator
InteriorEating Space In Kitchen · Primary Bedroom Main Floor · Split Bedroom
LaundryLaundry Closet
CoolingCentral Air
HeatingHeat Pump

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewPark/Greenbelt
FacesSouth
ExteriorCourtyard

Community & fees

HOA fee$440/mo
Taxes (2024)$960/yr
PetsDogs OK
CommunityGated Community - Guard · Pool

Utilities & systems

UtilitiesCable Connected · Electricity Available · Public · Sewer Connected · Street Lights
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,262 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,471
FHA mortgage insurance (est.)$111
Property tax — 2024 actual bill$80
HOA fee — from the listing$440
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,747Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,747
Interest rate6.00%
Loan term

Estimated payment

$2,262/mo

Principal & interest$1,471
FHA mortgage insurance (est.)$111
Property taxes (actual bill)$80
HOA / condo fee$440
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $250K
$223KedgeAI estimate $252,108 · range $233K$262K$273K

vs edgeAI estimate

−0.9%

$/sqft vs EAST LAKE WOODLANDS CLUSTER HOMES

$200 vs $200

Days on market

299 vs 43 typical

Where $200/sqft sits among the 8 homes for sale in EAST LAKE WOODLANDS CLUSTER HOMES

2
1
0
1
2 · this home
2
$159–168$168–177$177–186$186–195$195–203$203+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Oldsmar

Map of 260 BALSAM DRIVE

Drive times from this address

Tampa Int’l Airport (TPA)27 min
Downtown Tampa30 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Oldsmar. See the full Oldsmar guide →

OLDSMAR 34677 — neighborhood snapshot

Population

22,337

Median age

47.3

Median income

$85,389

Median home value

$352,200

Avg household

2.49

Households w/ children

2,157

For the school run

Pinellas County School District

ElementaryOldsmar Elementary School★★★★
MiddleJoseph L. Carwise Middle School★★★★
HighEast Lake High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Oldsmar market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$360K$355K

Oldsmar median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

6 of 8

EAST LAKE WOODLANDS CLUSTER HOMES have cut their price

Median sold price, Oldsmar, trailing 36 months (3-month rolling) · live MLS data.

Paper trail

This home's history

CurrentPrice reduced to $249,900 $60K
Oct 2, 2025Listed at $309,900 · 299 days on market since
1981Built · EAST LAKE WOODLANDS CLUSTER HOMES

Reality check

What actually sold near 260 BALSAM DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

70 CYPRESS PLACESold · Sep ’25

$279,500

70 CYPRESS PLACE · same community

2 bd · 2 ba · 1,200 sqft · $233/sqft · 73 DOM

240 TADS TRAILSold · May ’26

$240,500

240 TADS TRAIL · same community

2 bd · 2 ba · 1,380 sqft · $174/sqft · 20 DOM

610 S WOODLANDS DRIVESold · Nov ’25

$289,000

610 S WOODLANDS DRIVE · same community

2 bd · 2 ba · 1,380 sqft · $209/sqft · 215 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 260 BALSAM DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 260 BALSAM DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

260 BALSAM DRIVE FAQs

What would the monthly payment be for 260 BALSAM DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,262/mo — principal and interest, the actual property-tax bill, the $440/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 260 BALSAM DRIVE?+

The association fee works out to $440 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 260 BALSAM DRIVE?+

The most recent tax bill on record (2024) was $960. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 260 BALSAM DRIVE?+

The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Oldsmar?+

At $249,900, this home is listed about 27% below the Oldsmar median of $342,450. The market section on this page shows how the area is trending.

Which schools are assigned to 260 BALSAM DRIVE?+

Oldsmar Elementary School (elementary), Joseph L. Carwise Middle School (middle), East Lake High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Park/Greenbelt views

The park/greenbelt view is part of what you're buying — views hold value independently of the structure.

02Time on market is leverage

299 days on market against a Oldsmar median of 43 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Oldsmar Elementary School, Joseph L. Carwise Middle School, East Lake High School — Oldsmar Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $309,900, now $249,900 — a $60K cut. The full history is in the market section below.

Listing courtesy of MARC JOSEPH REALTY, INC · Colleen Monagas. MLS #TB8433742.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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