David Ramirez
$2,5003 bd1 ba1,255 sqft$2 /sqft$178 /mo all-in ↓

111 W GRAPEFRUIT CIRCLE, CLEARWATER, FL, 33759

Active9 days on marketListed Jul 14, 2026MLS #TB8527877

Priced 98% below the CLEARWATER 33759 medianSingle Family ResidenceVIRGINIA GROVES ESTATES

About this home

111 W GRAPEFRUIT CIRCLE

Maximize your monthly savings and enjoy ultimate outdoor freedom with this incredible, ultra-low cost of living single-family home featuring a large, fully fenced, private backyard in the heart of Pinellas County. Rare gems like this do not come along often, offering an expansive, completely fenced private outdoor oasis paired with unmatched utility savings! This immaculate 3-bedroom, 1-bathroom residence is a budget-saver's dream, featuring a fully owned solar panel system that keeps your electric bills at an absolute minimum and an on-site septic tank system that ensures your water and sewer bills stay incredibly low. Adding to your financial peace of mind, there is absolutely no HOA fee, no hidden tenant fees, and the property sits safely in an X flood zone, meaning no high-cost flood insurance worries. Boasting 1,255 heated square feet of beautifully maintained living space under a 1,319 total square foot roof, this charming home features an open floor plan, split-bedroom layout, and stylish wood-laminate flooring throughout (no carpet!). You will love the massive 15x10 kitchen, which includes a refrigerator, range, microwave, dishwasher, disposal, and a highly convenient inside laundry area fully equipped with a washer and dryer. Host meals in the adjacent 11x10 dining room, or spread out into the versatile 14x10 bonus room that serves perfectly as an office, den, or playroom. The spacious 16x10 great room comes equipped with a cooling ceiling fan. Step outside to fully appreciate the outdoor space, which includes a cozy 12x4 front porch and a massive 24x15 rear porch that perfectly overlooks your large, secure backyard area. Storage is a breeze thanks to an included 10x8 outdoor shed, and the expansive driveway offers plenty of space for both boat parking and RV parking. Daily errands are an absolute breeze with a Super Walmart, Publix, and Starbucks located just minutes from your front door. The unbeatable location also places you just a short drive from world-famous Clearwater Beach, the charming waterfront streets of downtown Safety Harbor, and the pristine shores of Honeymoon Island State Park. You can also enjoy easy access to premier shopping and dining at the Countryside Mall, catch an incredible live performance at nearby Ruth Eckerd Hall, or explore the scenic boardwalks of Moccasin Lake Nature Park. Located in the desirable Virginia Groves Estates subdivision, this property is also zoned for highly rated local schools including McMullen-Booth Elementary, Safety Harbor Middle, and Countryside High. Up to two pets are warmly welcomed, who will absolutely love running around the secure, oversized backyard.

Facts & features

The home at a glance

3

Bedrooms

1

Bathrooms

1,255

Sqft

0.17 ac

Lot size

1955

Year built

One

Levels

$2

Per sqft

Pets allowed

Inside

FlooringLaminate · Hardwood
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Open Floorplan · Split Bedroom
LaundryIn Kitchen · Inside
CoolingCentral Air
HeatingCentral

Outside & construction

ParkingBoat · Driveway · RV Parking
ExteriorPrivate Yard · Rain Gutters

Community & fees

PetsCats OK, Dogs OK, Pet Deposit, Yes

Utilities & systems

UtilitiesBB/HS Internet Available · Public
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$178 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$15
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $88Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $88
Interest rate6.00%
Loan term

Estimated payment

$178/mo

Principal & interest$15
FHA mortgage insurance (est.)$1
Est. property taxes$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Clearwater actives

$2 vs $218

Days on market

9 vs 47 typical

Where $2/sqft sits among the 400 Clearwater actives

1 · this home
141
145
71
16
26
$2–95$95–188$188–282$282–375$375–468$468+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clearwater

Map of 111 W GRAPEFRUIT CIRCLE

Drive times from this address

Tampa Int’l Airport (TPA)23 min
Downtown Tampa27 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater. See the full Clearwater guide →

CLEARWATER 33759 — neighborhood snapshot

Population

17,647

Median age

45.5

Median income

$63,804

Median home value

$295,000

Avg household

2.23

Households w/ children

1,632

For the school run

Pinellas County School District

ElementaryEisenhower Elementary School★★★★★
MiddleSafety Harbor Middle School★★★★★
HighCountryside High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced6.5 months of inventoryBuyer’s market

$332K$335K

Clearwater median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

213 of 400

Clearwater actives have cut their price

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 98% below the CLEARWATER 33759 median. See the full Clearwater market guide →

Paper trail

This home's history

Jul 14, 2026Listed at $2,500 · 9 days on market since
1955Built · VIRGINIA GROVES ESTATES

Reality check

What actually sold near 111 W GRAPEFRUIT CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

111 W GRAPEFRUIT CIRCLESold · Jun ’26

$300,000

111 W GRAPEFRUIT CIRCLE · same community

3 bd · 1 ba · 1,255 sqft · $239/sqft · 8 DOM

124 E VIRGINIA LANESold · Oct ’25

$299,000

124 E VIRGINIA LANE · same community

3 bd · 1 ba · 1,028 sqft · $291/sqft · 77 DOM

128 E VIRGINIA LANESold · Mar ’26

$350,000

128 E VIRGINIA LANE · same community

3 bd · 2 ba · 1,842 sqft · $190/sqft · 1 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 111 W GRAPEFRUIT CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 111 W GRAPEFRUIT CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

111 W GRAPEFRUIT CIRCLE FAQs

What would the monthly payment be for 111 W GRAPEFRUIT CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $178/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 111 W GRAPEFRUIT CIRCLE?+

The listing reports pets: Cats OK, Dogs OK, Pet Deposit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater?+

At $2,500, this home is listed about 99% below the Clearwater median of $275,000. The market section on this page shows how the area is trending.

Which schools are assigned to 111 W GRAPEFRUIT CIRCLE?+

Eisenhower Elementary School (elementary), Safety Harbor Middle School (middle), Countryside High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ELEGANT CASAS CORP · Michael Melnyk. MLS #TB8527877.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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