104 E GRAPEFRUIT CIRCLE, CLEARWATER, FL, 33759
Active26 days on marketListed Jun 24, 2026MLS #TB8522282
About this home
104 E GRAPEFRUIT CIRCLE
UPDATED 2 BEDROOM, 1 BATH HOME IN FLOOD ZONE X WITH A LARGE SCREENED PATIO IN THE HEART OF CLEARWATER! Move-in ready and beautifully refreshed, this home features new flooring throughout, fresh interior and exterior paint, an updated kitchen with brand-new appliances, renovated bedrooms, and an updated bathroom. The versatile bonus room offers additional living space and is perfect for a dining room, home office, den, or flex space. Step outside to the spacious screened patio, creating the perfect spot to relax, entertain, and enjoy Florida's year-round outdoor living. Situated in desirable Flood Zone X, this home offers added peace of mind while being conveniently located just minutes from Downtown Safety Harbor, Downtown Dunedin, Clearwater Beach, Honeymoon Island, Tampa International Airport, shopping, dining, parks, and major commuter routes. All financing welcome, including FHA, VA, conventional, and cash. A fantastic opportunity to own a move-in-ready home in one of Clearwater's most convenient locations. Some photos may be virtually staged. Property is shown unfurnished unless otherwise noted.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
870
Sqft
0.14 ac
Lot size
1
Garage
1955
Year built
One
Levels
$344
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,318 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,318/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−15.1%
$/sqft vs Clearwater actives
$344 vs $219
Days on market
26 vs 47 typical
Where $344/sqft sits among the 400 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Virginia Groves Estates
Get to know Clearwater. See the full Clearwater guide →
Virginia Groves Estates — neighborhood snapshot
Population
475
Median age
55
Median income
$54,436
Median home value
$215,146
Avg household
2
Households w/ children
33%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$332K → $335K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
213 of 400
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 96% above the CLEARWATER 33759 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 104 E GRAPEFRUIT CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$299,000
124 E VIRGINIA LANE · same community
3 bd · 1 ba · 1,028 sqft · $291/sqft · 77 DOM
Sold · Jun ’26$300,000
111 W GRAPEFRUIT CIRCLE · same community
3 bd · 1 ba · 1,255 sqft · $239/sqft · 8 DOM
Sold · Mar ’26$350,000
128 E VIRGINIA LANE · same community
3 bd · 2 ba · 1,842 sqft · $190/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 104 E GRAPEFRUIT CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 104 E GRAPEFRUIT CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
104 E GRAPEFRUIT CIRCLE FAQs
What would the monthly payment be for 104 E GRAPEFRUIT CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,318/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 104 E GRAPEFRUIT CIRCLE?+
The most recent tax bill on record (2025) was $3,193. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Clearwater?+
At $299,000, this home is listed about 9% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 104 E GRAPEFRUIT CIRCLE?+
McMullen-Booth Elementary School (elementary), Safety Harbor Middle School (middle), Countryside High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HOUSEWELL.COM REALTY OF FLORIDA LLC · Catherine Nolan. MLS #TB8522282.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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