13901 88TH TERRACE, SEMINOLE, FL, 33776
Active16 days on marketListed Jul 9, 2026MLS #TB8527781
About this home
13901 88TH TERRACE
Completely move in ready! Tucked away in a quiet, peaceful Seminole neighborhood, this beautifully updated 4 bedroom, 2 bathroom, 2 car garage POOL home offers just over 1,900 sqft of living space and is perfectly positioned just 1.5 miles from the white sandy shores of Indian Shores and Redington Beach. Located in a non-flood zone with no HOA, this home sits on a 0.19-acre lot and has been lovingly maintained over the years, showcasing fantastic curb appeal with a timeless Mediterranean barrel tile roof. Stepping inside, you'll immediately appreciate the warm character created by the terracotta-inspired porcelain tile flooring and elegant archways throughout the home. A convenient mudroom nook welcomes you in the foyer before leading you into the spacious living room, which flows seamlessly into the dining area and kitchen, creating a functional layout that's perfect for everyday living and entertaining alike. The kitchen is sure to impress with beautiful quartz countertops, ample cabinetry, a center island with additional workspace, a built-in coffee bar, stainless steel appliances, and a stainless steel vent hood that adds a modern touch. A sliding barn door leads into the owner's suite, where you'll find private sliding glass doors opening directly to the pool, a walk-in closet, and an ensuite bathroom. The split bedroom floorplan offers much desired privacy with the additional bedrooms all generously sized. The guest bathroom features a stylish vessel sink that adds a unique design element. The laundry room provides plenty of additional storage, and the washer and dryer are included for added convenience. Step outside to your own private backyard oasis. A paver patio surrounds the sparkling inground saltwater pool, creating the perfect place to relax or entertain. The backyard offers plenty of privacy, along with ample space for pets to run and play or room to add a playset. Additional upgrades include a whole house water filtration and water conditioning system, a reverse osmosis drinking water system, and hurricane shutters for the windows and doors for peace of mind. Living in Seminole means enjoying the perfect balance of convenience and the Florida coastal lifestyle. Spend your weekends soaking up the sun at nearby Indian Shores, Redington Beach, or Indian Rocks Beach, explore the scenic walking trails and waterfront views at Walsingham Park and Boca Ciega Millennium Park, or enjoy shopping, dining, and entertainment at Seminole City Center just minutes from home. With easy access to both Downtown St. Petersburg and Clearwater, you'll love having everything you need while still coming home to a peaceful retreat. Schedule your showing today!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,905
Sqft
0.19 ac
Lot size
2
Garage
1971
Year built
One
Levels
$341
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,364 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,364/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.5%
$/sqft vs Seminole actives
$341 vs $253
Days on market
16 vs 44 typical
Where $341/sqft sits among the 300 Seminole actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oakhurst Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
Oakhurst Park — neighborhood snapshot
Population
433
Median age
64
Median income
$61,818
Median home value
$344,700
Avg household
2
Households w/ children
27%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$410K → $410K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
166 of 300
Seminole actives have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% above the SEMINOLE 33776 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 13901 88TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$505,000
13841 89TH AVENUE · same community
3 bd · 2 ba · 1,886 sqft · $268/sqft · 226 DOM
Sold · Jun ’26$575,000
13891 88TH TERRACE · same community
3 bd · 2 ba · 1,792 sqft · $321/sqft · 5 DOM
Sold · Nov ’25$611,500
13821 88TH TERRACE · same community
4 bd · 2 ba · 2,054 sqft · $298/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13901 88TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13901 88TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13901 88TH TERRACE FAQs
What would the monthly payment be for 13901 88TH TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,364/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13901 88TH TERRACE?+
The most recent tax bill on record (2025) was $5,508. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Seminole?+
At $649,000, this home is listed about 58% above the Seminole median of $410,950. The market section on this page shows how the area is trending.
Which schools are assigned to 13901 88TH TERRACE?+
Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$649,000 runs 30% above the SEMINOLE 33776 median — but at 1,905 sqft it's also 25% larger than the typical Seminole listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Seminole Middle School, Bauder Elementary School, Richard O Jacobson Technical High School At Seminole — Bauder Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of MAVREALTY · McKenzie Metts. MLS #TB8527781.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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