
1221 36TH TERRACE N, ST PETERSBURG, FL, 33704
Active35 days on marketListed Jul 9, 2026MLS #TB8527662
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About this home
1221 36TH TERRACE N
Modern style, effortless living, and an unbeatable Magnolia Heights location. Welcome to 1221 36th Terrace N. Completely renovated and truly move-in ready, this 2-bedroom, 2-bath home blends clean, contemporary design with everyday functionality. The open concept floor plan creates an airy, light filled living space that seamlessly combines the beautifully updated kitchen and living room, making it just as suited for quiet nights at home as it is for hosting friends. Outside, the lifestyle continues. Fresh landscaping welcomes you home, while the spacious, fully fenced backyard offers an ideal extension of the living space. Enjoy dining on the patio, entertaining under the oversized shade sails, or simply relaxing with plenty of room to spread out. An attached one-car garage adds convenience and extra storage. Set in the heart of Magnolia Heights, this location puts some of St. Petersburg's favorite local spots just minutes away. Grab coffee at Pineapple Espresso, meet friends at Golden Isles Brewery or 86 Wine Bar, stock up at Rollin' Oats, and be in vibrant downtown St. Pete in 10 minutes or less. With quick access to I-275, getting anywhere in Tampa Bay is effortless. Stylish, turnkey, and perfectly positioned to enjoy everything that makes St. Pete so desirable, this is the kind of home that checks every box.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,026
Sqft
0.13 ac
Lot size
1
Garage
1983
Year built
One
Levels
$512
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,627 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,627/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.9%
$/sqft vs St Petersburg actives
$512 vs $336
Days on market
35 vs 57 typical
Where $512/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33704 — neighborhood snapshot
Population
16,300
Median age
48.3
Median income
$102,647
Median home value
$657,400
Avg household
2.07
Households w/ children
1,726
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
226 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 34% below the ST PETERSBURG 33704 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 1221 36TH TERRACE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$325,000
1221 36TH TERRACE N · same community
3 bd · 1 ba · 1,026 sqft · $317/sqft · 95 DOM
Sold · Apr ’26$433,000
1246 37TH AVENUE N · same community
2 bd · 1 ba · 916 sqft · $473/sqft · 3 DOM
Sold · Oct ’25$205,000
3715 14TH STREET N · same community
1 bd · 1 ba · 556 sqft · $369/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1221 36TH TERRACE N — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1221 36TH TERRACE N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1221 36TH TERRACE N FAQs
What would the monthly payment be for 1221 36TH TERRACE N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,627/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1221 36TH TERRACE N?+
The most recent tax bill on record (2025) was $1,727. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $525,000, this home is listed about 22% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1221 36TH TERRACE N?+
North Shore Elementary School (elementary), John Hopkins Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · James Silver. MLS #TB8527662.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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