
3229 COVINA STREET, NEW PORT RICHEY, FL, 34655
Active42 days on marketListed Jul 7, 2026MLS #TB8526692
About this home
3229 COVINA STREET
You will not find a better deal! 4 BEDROOMS/2 BATH POOL HOME in an excellent school zone. This home boasts pride of ownership and shows like a dream. Located on a water front lot with an updated FLOATING DOCK installed in 2018! 2 sheds out back for additional storage. New pool installed in 2019 and completely enclosed to enjoy your backyard. Large enclosed patio off of the kitchen provides a large space to enjoy your water/pond views. Inside laundry! Vaulted ceilings make the space open and inviting and great for entertaining. Split bedroom floor plan with kitchen centered in the heart of the home. This home is a must see and truly checks off all the boxes! Location is IDEAL and close to everything. Call today!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,544
Sqft
0.35 ac
Lot size
1978
Year built
One
Levels
$194
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,255 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,255/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−26.8%
$/sqft vs SEVEN SPGS HOMES
$194 vs $235
Days on market
42 vs 53 typical
Where $194/sqft sits among the 17 homes for sale in SEVEN SPGS HOMES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside New Port Richey
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
NEW PORT RICHEY 34655 — neighborhood snapshot
Population
47,696
Median age
45.7
Median income
$85,107
Median home value
$353,000
Avg household
2.53
Households w/ children
5,515
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$280K → $273K
New Port Richey median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
7 of 17
SEVEN SPGS HOMES have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% below the NEW PORT RICHEY 34655 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 3229 COVINA STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$187,000
3536 HARTLAND DRIVE · same community
3 bd · 2 ba · 1,498 sqft · $125/sqft · 3 DOM
Sold · Jun ’26$210,000
7737 MITCHELL RANCH ROAD · same community
3 bd · 2 ba · 1,494 sqft · $141/sqft · 4 DOM
Sold · Oct ’25$260,000
7701 ANAHEIM AVENUE · same community
2 bd · 2 ba · 1,483 sqft · $175/sqft · 81 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3229 COVINA STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3229 COVINA STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3229 COVINA STREET FAQs
What would the monthly payment be for 3229 COVINA STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,255/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3229 COVINA STREET?+
The most recent tax bill on record (2025) was $2,431. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3229 COVINA STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Port Richey?+
At $299,000, this home is listed about 5% above the New Port Richey median of $284,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3229 COVINA STREET?+
Trinity Oaks Elementary School (elementary), Seven Springs Middle School (middle), James W. Mitchell High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the NEW PORT RICHEY 34655 market on paper
$299,000 is 7% below the NEW PORT RICHEY 34655 median of $320,000, and at $194/sqft it sits under the New Port Richey average of $214.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Trinity Oaks Elementary School, Seven Springs Middle School, James W. Mitchell High School — Seven Springs Middle School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $349,000, now $299,000 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of GIONTA REALTY GROUP LLC · Ann Gionta. MLS #TB8526692.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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