7419 IVORY TERRACE, NEW PORT RICHEY, FL, 34655
Active75 days on marketListed May 28, 2026MLS #TB8512984
About this home
7419 IVORY TERRACE
Located in the heart of the highly sought-after Seven Springs and Trinity area, this well-maintained 3-or 4-bedroom home with a Flex room and 2 full bathrooms offers a comfortable layout and everyday convenience in a prime location. With no HOA or CDD fees, this property offers greater flexibility and lower monthly expenses while remaining in the TOP-RATED TRINITY SCHOOLS district, including Seven Springs Elementary, Seven Springs Middle, and J.W. Mitchell High School. This home has never flooded. Flood insurance is only an additional $800 per YEAR. See attached. Inside, the home features a spacious living area filled with natural light, highlighted by a large front window that creates a warm and welcoming atmosphere. The updated eat-in kitchen has been recently renovated and includes white shaker cabinetry, granite countertops, stainless steel appliances, and a functional layout that flows easily into the main living space, making daily living and entertaining simple and practical. An inside laundry room with a newer full-size washer and dryer adds everyday convenience. The primary bedroom offers a private en-suite bathroom, while the additional bedrooms are well-sized and flexible, ideal for family members, guests, or hobbies. A bonus flex space provides the perfect option for a home office. Outside, the large, fully fenced backyard offers plenty of room for pets, play, or outdoor gatherings. A new storage shed on a concrete pad for all your belongings. Sidewalk-lined streets enhance the neighborhood’s walkability and overall appeal. This home is conveniently located near Trinity Plaza, shopping, dining, medical facilities, parks, beaches, bike trails, worship centers, and local attractions. Easy access to the Veterans Expressway and nearby parkways makes commuting to Tampa International Airport, Pinellas County, and surrounding areas simple and efficient. The property did not experience flooding or storm damage from Hurricane Helene or Hurricane Milton and has never flooded or had any water damage. Offering a lot of space for the money in a desirable Trinity location, this home combines comfort, functionality, and accessibility in one inviting package.***** Seller will do a 20% down Lease Option / Down payment is negotiable *****
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,509
Sqft
0.14 ac
Lot size
1977
Year built
One
Levels
$189
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,356 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,356/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.8%
$/sqft vs SEVEN SPGS HOMES
$189 vs $236
Days on market
75 vs 51 typical
Where $189/sqft sits among the 16 homes for sale in SEVEN SPGS HOMES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside New Port Richey
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
NEW PORT RICHEY 34655 — neighborhood snapshot
Population
47,696
Median age
45.7
Median income
$85,107
Median home value
$353,000
Avg household
2.53
Households w/ children
5,515
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$280K → $275K
New Port Richey median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
5 of 16
SEVEN SPGS HOMES have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% below the NEW PORT RICHEY 34655 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 7419 IVORY TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$187,000
3536 HARTLAND DRIVE · same community
3 bd · 2 ba · 1,498 sqft · $125/sqft · 3 DOM
Sold · Jun ’26$210,000
7737 MITCHELL RANCH ROAD · same community
3 bd · 2 ba · 1,494 sqft · $141/sqft · 4 DOM
Sold · Oct ’25$260,000
7701 ANAHEIM AVENUE · same community
2 bd · 2 ba · 1,483 sqft · $175/sqft · 81 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7419 IVORY TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7419 IVORY TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
7419 IVORY TERRACE FAQs
What would the monthly payment be for 7419 IVORY TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,356/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 7419 IVORY TERRACE?+
The most recent tax bill on record (2024) was $4,714. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in New Port Richey?+
At $284,900, this home is listed about 2% above the New Port Richey median of $280,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7419 IVORY TERRACE?+
Trinity Oaks Elementary School (elementary), Seven Springs Middle School (middle), James W. Mitchell High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the NEW PORT RICHEY 34655 market on paper
$284,900 is 11% below the NEW PORT RICHEY 34655 median of $319,450, and at $189/sqft it sits under the New Port Richey average of $213.
02Strong assigned schools
Trinity Oaks Elementary School, Seven Springs Middle School, James W. Mitchell High School — Seven Springs Middle School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $299,900, now $284,900 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of AMERICAN HERITAGE REALTY, INC. · Benjamin Pietras. MLS #TB8512984.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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