116 MOUNT ISLE AVENUE NE UNIT 116, ST PETERSBURG, FL, 33702
Active41 days on marketListed Jul 7, 2026MLS #TB8526406
About this home
116 MOUNT ISLE AVENUE NE UNIT 116
Welcome to worry-free Florida living in the highly sought-after 55+ community of Mobel Americana! This beautifully maintained 2-bedroom, 2-bath home offers the perfect combination of comfort, value, and peace of mind with an impressive list of recent updates that set it apart from the competition.Major improvements include a new roof (2024), new windows (2024) with a transferable warranty, new central A/C and heating system (2024), PVC sewer line (2023), and fresh interior paint. Best of all, this home never flooded, even during the 2024 storms that impacted other properties in the area, providing added confidence for future owners. Inside, you'll find a bright and inviting floor plan with generous living spaces, a functional kitchen, and a relaxing screened-in porch perfect for enjoying Florida's beautiful weather year-round. The kitchen offers the flexibility of a stove that can accommodate either gas or electric, giving buyers added convenience for future upgrades. Outside, enjoy covered parking, additional storage, and all the benefits of living in one of Pinellas County's most desirable resident-owned communities. The purchase includes ownership of the share, eliminating costly lot rent while keeping monthly maintenance fees affordable. The low monthly fee covers water, sewer, trash, lawn maintenance, private roads, a 24-hour gated entrance, and access to outstanding community amenities. Residents of Mobel Americana enjoy a vibrant lifestyle with a heated pool, clubhouse, fitness center, billiards, waterfront parks, fishing docks, and a full calendar of social activities. Conveniently located just 10 minutes from downtown St. Petersburg, 15 minutes to Tampa International and St. Pete-Clearwater airports, and only minutes from shopping, restaurants, and the beautiful Tampa Bay waterfront, this location offers the best of Florida living. With so many expensive updates already completed and true peace of mind from its storm performance, this move-in-ready home is an exceptional opportunity to enjoy the Florida lifestyle in one of St. Petersburg's premier 55+ communities. Schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,296
Sqft
0.05 ac
Lot size
1998
Year built
One
Levels
$174
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,090 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,090/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−14%
$/sqft vs St Petersburg actives
$174 vs $344
Days on market
41 vs 57 typical
Where $174/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Mobel Americana
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Mobel Americana — neighborhood snapshot
Population
682
Median age
66
Median income
$68,843
Median home value
$312,800
Avg household
2
Households w/ children
49%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
233 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% below the ST PETERSBURG 33702 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 116 MOUNT ISLE AVENUE NE UNIT 116
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$475,000
1130 50TH AVENUE N
3 bd · 1.5 ba · 1,287 sqft · $369/sqft · 1 DOM
Sold · Apr ’26$399,000
620 50TH AVENUE N
3 bd · 1.5 ba · 1,275 sqft · $313/sqft · 53 DOM
Sold · Sep ’25$557,000
526 ST TROPEZ CIRCLE NE
2 bd · 2 ba · 1,251 sqft · $445/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 116 MOUNT ISLE AVENUE NE UNIT 116 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 116 MOUNT ISLE AVENUE NE UNIT 116 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
116 MOUNT ISLE AVENUE NE UNIT 116 FAQs
What would the monthly payment be for 116 MOUNT ISLE AVENUE NE UNIT 116?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,090/mo — principal and interest, the actual property-tax bill, the $410/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 116 MOUNT ISLE AVENUE NE UNIT 116?+
The association fee works out to $410 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 116 MOUNT ISLE AVENUE NE UNIT 116?+
The most recent tax bill on record (2025) was $1,155. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 116 MOUNT ISLE AVENUE NE UNIT 116?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $225,000, this home is listed about 49% below the St Petersburg median of $436,900. The market section on this page shows how the area is trending.
Which schools are assigned to 116 MOUNT ISLE AVENUE NE UNIT 116?+
Shore Acres Elementary School (elementary), Meadowlawn Middle School (middle), Northeast High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CORCORAN DWELLINGS · Nicholas Valeriano. MLS #TB8526406.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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