130 4TH AVENUE N UNIT 201, ST PETERSBURG, FL, 33701
Active211 days on marketListed Jan 15, 2026MLS #TB8464942
About this home
130 4TH AVENUE N UNIT 201
Welcome to downtown living at its finest in the heart of St. Petersburg. This one-bedroom, one-bath corner unit offers abundant natural light, a private balcony, and beautiful light hardwood floors, all within a charming 55+ community. The building is rich in history, built in 1927 and known as the first homes of Babe Ruth and Lou Gehrig during their time in St. Petersburg. Many original architectural details from 1927 remain, giving the residence timeless character blended with modern comfort. HOAs are paid quarterly and cover electricity, gas, water, sewer, and trash collection. Amenities are conveniently located within the building and include two rooftop terraces, laundry facilities, and bike storage and personal storage. Downtown St. Petersburg is celebrated for its vibrant waterfront and cultural scene, including the iconic St. Petersburg Pier, world-renowned museums such as the Salvador Dalí Museum and the Museum of Fine Arts, and the historic Sunken Gardens, among others. Enjoy walkability to dining, shopping, parks, and endless events that define the downtown St. Pete lifestyle.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
707
Sqft
0.46 ac
Lot size
1927
Year built
One
Levels
$352
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,637 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,637/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.8%
$/sqft vs St Petersburg actives
$352 vs $336
Days on market
211 vs 58 typical
Where $352/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Downtown St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Downtown St Petersburg — neighborhood snapshot
Population
3,169
Median age
60
Median income
$50,655
Median home value
$619,783
Avg household
1
Households w/ children
55%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
227 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 67% below the ST PETERSBURG 33701 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 130 4TH AVENUE N UNIT 201
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$252,000
130 4TH AVENUE N UNIT 414 · same community
1 bd · 1 ba · 707 sqft · $356/sqft · 347 DOM
Sold · Dec ’25$199,000
130 4TH AVENUE N UNIT 314 · same community
1 bd · 1 ba · 707 sqft · $281/sqft · 103 DOM
Sold · Aug ’25$191,100
130 4TH AVENUE N UNIT 415 · same community
1 bd · 1 ba · 707 sqft · $270/sqft · 34 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 130 4TH AVENUE N UNIT 201 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 130 4TH AVENUE N UNIT 201 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
130 4TH AVENUE N UNIT 201 FAQs
What would the monthly payment be for 130 4TH AVENUE N UNIT 201?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,637/mo — principal and interest, the actual property-tax bill, the $766/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 130 4TH AVENUE N UNIT 201?+
The association fee works out to $766 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 130 4TH AVENUE N UNIT 201?+
The most recent tax bill on record (2024) was $1,617. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 130 4TH AVENUE N UNIT 201?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $249,000, this home is listed about 43% below the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 130 4TH AVENUE N UNIT 201?+
John Hopkins Middle School (middle), St. Petersburg High School (high), North Shore Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the ST PETERSBURG 33701 market on paper
$249,000 is 67% below the ST PETERSBURG 33701 median of $762,000, and at $352/sqft it sits under the St Petersburg average of $381.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $766/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
211 days on market against a St Petersburg median of 58 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $265,000, now $249,000 — a $16K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Bunni Longwell. MLS #TB8464942.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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