7400 SUN ISLAND DRIVE S UNIT 203, SOUTH PASADENA, FL, 33707
Active36 days on marketListed Jul 7, 2026MLS #TB8526374
About this home
7400 SUN ISLAND DRIVE S UNIT 203
Wake up to paradise every single day! Tucked away in the premier, guard-gated 55+ active-lifestyle community of Bay Island, this beautifully renovated, turn-key 2BR/2BA waterfront oasis is ready for you to move right in. Positioned high and dry on the second floor, this immaculate home was completely unaffected by recent storms, offering ultimate peace of mind. Property Highlights: Perfect Exposure: East-facing orientation bathes the home in glorious morning light and gentle sunrises over Boca Ciega Bay, completely avoiding the intense afternoon heat. Serene Views: The expansive, screened lanai overlooks a peaceful, park-like waterfront setting—perfect for your morning coffee or evening relaxation. Spacious & Turn-Key: Fully furnished and exceptionally well-maintained, featuring 1,230 sq. ft. of comfortable living space with premium vinyl flooring and an abundance of storage, including a large primary walk-in closet. Resort-Style Amenities: Enjoy 24/7 guard-gated security, 6 heated pools, tennis and pickleball courts, a massive clubhouse, a fully equipped gym, and a marina. This pristine residence perfectly blends coastal relaxation with an active social calendar. Creative financing and flexible purchase solutions are welcomed. Schedule your tour today and start living the resort life!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,230
Sqft
0 ac
Lot size
1971
Year built
One
Levels
$276
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,660 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,660/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−21.4%
$/sqft vs BAY ISLAND GROUP 1
$276 vs $263
Days on market
36 vs 63 typical
Where $276/sqft sits among the 9 homes for sale in BAY ISLAND GROUP 1
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Pasadena
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know South Pasadena. See the full South Pasadena guide →
SOUTH PASADENA 33707 — neighborhood snapshot
Population
24,456
Median age
59.8
Median income
$68,560
Median home value
$344,600
Avg household
1.88
Households w/ children
1,331
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The South Pasadena market
$338K → $340K
South Pasadena median sold, yr/yr
94.4%
Sale-to-list ratio (12 mo)
5 of 9
BAY ISLAND GROUP 1 have cut their price
Median sold price, South Pasadena, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% above the SOUTH PASADENA 33707 median. See the full South Pasadena market guide →
Paper trail
This home's history
Reality check
What actually sold near 7400 SUN ISLAND DRIVE S UNIT 203
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$270,000
7400 SUN ISLAND DRIVE S UNIT 810 · same community
2 bd · 2 ba · 1,230 sqft · $220/sqft · 23 DOM
Sold · May ’26$231,000
7400 SUN ISLAND DRIVE S UNIT 105 · same community
2 bd · 2 ba · 1,230 sqft · $188/sqft · 37 DOM
Sold · Apr ’26$215,000
7400 SUN ISLAND DRIVE S UNIT 311 · same community
2 bd · 2 ba · 1,300 sqft · $165/sqft · 141 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7400 SUN ISLAND DRIVE S UNIT 203 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7400 SUN ISLAND DRIVE S UNIT 203 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
7400 SUN ISLAND DRIVE S UNIT 203 FAQs
What would the monthly payment be for 7400 SUN ISLAND DRIVE S UNIT 203?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,660/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 7400 SUN ISLAND DRIVE S UNIT 203?+
The most recent tax bill on record (2025) was $4,190. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7400 SUN ISLAND DRIVE S UNIT 203?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in South Pasadena?+
At $339,900, this home is listed about 35% above the South Pasadena median of $252,468. The market section on this page shows how the area is trending.
Which schools are assigned to 7400 SUN ISLAND DRIVE S UNIT 203?+
Gulfport Montessori Elementary School (elementary), Boca Ciega High School (high), Azalea Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$339,900 runs 12% above the SOUTH PASADENA 33707 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $365,000, now $339,900 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALTY ONE GROUP INNOVATION · Christine Walker. MLS #TB8526374.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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