David Ramirez
$279,9002 bd2 ba1,300 sqft$215 /sqft$2,036 /mo all-in ↓

7400 SUN ISLAND DRIVE S UNIT 111, SOUTH PASADENA, FL, 33707

Active51 days on marketListed Jun 19, 2026MLS #OM726914

Priced 8% below the SOUTH PASADENA 33707 medianWaterfrontCondominiumBAY ISLAND GROUP 1

About this home

7400 SUN ISLAND DRIVE S UNIT 111

Virtually Staged. ### Waterfront Luxury Meets Resort-Style Living in South Pasadena Welcome to **7400 Sun Island Drive S, Unit 111**, a beautifully updated **2-bedroom, 2-bath waterfront condominium** nestled within the highly sought-after **55+ gated community of Bay Island**. This first-floor end unit offers the perfect blend of comfort, convenience, and coastal lifestyle with breathtaking water views and an abundance of natural light. Step inside to discover an inviting open-concept layout featuring a spacious living and dining area, stylish tile flooring, ceiling fans throughout, and a bright kitchen complete with **granite countertops, stainless steel appliances, two-tone cabinetry, and a charming breakfast nook**. Both bathrooms have been tastefully updated with granite countertops and modern vanities, while the primary suite offers a walk-in shower and private access to one of two outdoor patio spaces. The guest bathroom features a walk-in therapeutic tub for added comfort and accessibility. Enjoy Florida living at its finest with **two private patio areas**, including a peaceful retreat off the primary bedroom and an additional paver patio accessible from the living area—perfect for morning coffee, evening sunsets, or simply enjoying the waterfront setting. Bay Island is renowned for its resort-style amenities, including: * 24-hour gated security * Six heated swimming pools * Two hot tubs * Clubhouse and social activities * Fitness center * Tennis and pickleball courts * Marina and fishing areas * Scenic waterfront walking paths * Billiards, card rooms, and hobby spaces * Active social calendar and community events Ideally located just minutes from **St. Pete Beach, Corey Avenue shops and dining, Gulf beaches, downtown St. Petersburg, and endless entertainment options**, this home offers the perfect opportunity to enjoy maintenance-free waterfront living in one of Pinellas County's premier active adult communities. Whether you're looking for a seasonal retreat or a full-time residence, this move-in-ready waterfront gem delivers the lifestyle you've been dreaming about. Schedule your private showing today!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,300

Sqft

2 ac

Lot size

1971

Year built

One

Levels

$215

Per sqft

WaterfrontGarden view55+ community

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Walk-In Closet(s)
LaundryLaundry Room · Upper Level
CoolingCentral Air
HeatingCentral

Outside & construction

RoofOther
ConstructionConcrete
FoundationSlab
ViewGarden
FacesWest
ParkingCovered
ExteriorSidewalk · Tennis Court(s)

Community & fees

Taxes (2025)$1,254/yr
PetsCats OK, Dogs OK
CommunityBoat Slip · Intracoastal Waterway · Marina · Water Access · Buyer Approval Required · Clubhouse · Community Mailbox · Fitness Center · Gated Community - Guard · Pool · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,036 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,648
FHA mortgage insurance (est.)$124
Property tax — 2025 actual bill$105
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,797Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,797
Interest rate6.00%
Loan term

Estimated payment

$2,036/mo

Principal & interest$1,648
FHA mortgage insurance (est.)$124
Property taxes (actual bill)$105
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $280K
$269KedgeAI estimate $455,284 · range $416K$476K$495K

vs edgeAI estimate

−38.5%

$/sqft vs BAY ISLAND GROUP 1

$215 vs $272

Days on market

51 vs 59 typical

Where $215/sqft sits among the 9 homes for sale in BAY ISLAND GROUP 1

1
2
0 · this home
1
2
3
$161–187$187–214$214–240$240–266$266–293$293+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside South Pasadena

Map of 7400 SUN ISLAND DRIVE S UNIT 111

Drive times from this address

Tampa Int’l Airport (TPA)36 min
Downtown Tampa37 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know South Pasadena. See the full South Pasadena guide →

SOUTH PASADENA 33707 — neighborhood snapshot

Population

24,456

Median age

59.8

Median income

$68,560

Median home value

$344,600

Avg household

1.88

Households w/ children

1,331

For the school run

Pinellas County School District

ElementaryGulfport Montessori Elementary School★★★★★
HighBoca Ciega High School★★★★★
MiddleAzalea Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The South Pasadena market

Seller’s marketBalanced5.9 months of inventoryBuyer’s market

$338K$340K

South Pasadena median sold, yr/yr

94.4%

Sale-to-list ratio (12 mo)

6 of 9

BAY ISLAND GROUP 1 have cut their price

Median sold price, South Pasadena, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 8% below the SOUTH PASADENA 33707 median. See the full South Pasadena market guide →

Paper trail

This home's history

Jun 19, 2026Listed at $279,900 · 51 days on market since
1971Built · BAY ISLAND GROUP 1

Reality check

What actually sold near 7400 SUN ISLAND DRIVE S UNIT 111

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7400 SUN ISLAND DRIVE S UNIT 311Sold · Apr ’26

$215,000

7400 SUN ISLAND DRIVE S UNIT 311 · same community

2 bd · 2 ba · 1,300 sqft · $165/sqft · 141 DOM

7400 SUN ISLAND DRIVE S UNIT 810Sold · Apr ’26

$270,000

7400 SUN ISLAND DRIVE S UNIT 810 · same community

2 bd · 2 ba · 1,230 sqft · $220/sqft · 23 DOM

7400 SUN ISLAND DRIVE S UNIT 105Sold · May ’26

$231,000

7400 SUN ISLAND DRIVE S UNIT 105 · same community

2 bd · 2 ba · 1,230 sqft · $188/sqft · 37 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 7400 SUN ISLAND DRIVE S UNIT 111 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7400 SUN ISLAND DRIVE S UNIT 111 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

7400 SUN ISLAND DRIVE S UNIT 111 FAQs

What would the monthly payment be for 7400 SUN ISLAND DRIVE S UNIT 111?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,036/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 7400 SUN ISLAND DRIVE S UNIT 111?+

The most recent tax bill on record (2025) was $1,254. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 7400 SUN ISLAND DRIVE S UNIT 111?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in South Pasadena?+

At $279,900, this home is listed about 10% above the South Pasadena median of $254,937. The market section on this page shows how the area is trending.

Which schools are assigned to 7400 SUN ISLAND DRIVE S UNIT 111?+

Gulfport Montessori Elementary School (elementary), Boca Ciega High School (high), Azalea Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of EXP REALTY LLC · Garrett Huffman. MLS #OM726914.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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