7960 2ND STREET N, ST PETERSBURG, FL, 33702
Active29 days on marketListed Jul 14, 2026MLS #TB8526310
About this home
7960 2ND STREET N
Currently rented at $3,400 per month through 9/30/2026, this beautifully renovated 3-bedroom, 2-bath St. Pete home offers an excellent opportunity for either a future owner-occupant or investor. Located in the highly desirable Riviera Bay area, this move-in-ready property blends modern finishes, thoughtful upgrades, and Florida coastal charm in a quiet cul-de-sac setting. Inside, the home features an open-concept layout with abundant natural light, a desirable split-bedroom floor plan, wood-grain porcelain tile flooring throughout, and a 1-car garage with washer/dryer hookups. Major updates include a new roof and gutter system in 2023, newer electrical, upgraded A/C in 2019, hurricane-rated windows, and an upgraded sewer line. The fully remodeled kitchen is a true centerpiece, with new cabinetry, stainless steel appliances, expansive quartz countertops, and bar seating ideal for entertaining. A sleek electric fireplace adds warmth and style to the main living area. The spacious primary suite features custom barn doors leading to a beautifully updated en-suite bathroom with dual vanity on one side, and a generous walk-in closet on the other. Both bathrooms have been tastefully renovated with modern finishes, and the home is equipped with a Vivint security system for added peace of mind. Step outside to a large, fully fenced backyard designed for enjoying the Florida lifestyle. The outdoor space includes a new patio, designated fire pit and hammock areas, and plenty of room for a future pool. The home also includes ADA accessible design features for added convenience. Just across the street, a charming walkway leads to the river opening into the bay - perfect for fishing, dog walks, or taking in a peaceful sunset. You are also just steps from a neighborhood trail to Rio Vista Park, ideal for biking, jogging, and weekend picnics. Stylish, turnkey, and ideally located in one of St. Pete’s most sought-after coastal neighborhoods, this Riviera Bay home offers the perfect combination of comfort, lifestyle, and investment potential.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,926
Sqft
0.23 ac
Lot size
1
Garage
1965
Year built
One
Levels
$285
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,989 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,989/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.4%
$/sqft vs St Petersburg actives
$285 vs $336
Days on market
29 vs 58 typical
Where $285/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Riviera Bay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Riviera Bay — neighborhood snapshot
Population
3,650
Median age
49
Median income
$114,177
Median home value
$430,807
Avg household
2
Households w/ children
376
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
225 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 120% above the ST PETERSBURG 33702 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 7960 2ND STREET N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$503,000
7922 2ND WAY N · same community
3 bd · 2 ba · 1,630 sqft · $309/sqft · 22 DOM
Sold · Mar ’26$430,000
279 79TH AVENUE N · same community
3 bd · 2 ba · 1,479 sqft · $291/sqft · 35 DOM
Sold · Nov ’25$360,000
7961 2ND WAY N · same community
3 bd · 2 ba · 1,160 sqft · $310/sqft · 79 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7960 2ND STREET N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7960 2ND STREET N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
7960 2ND STREET N FAQs
What would the monthly payment be for 7960 2ND STREET N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,989/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 7960 2ND STREET N?+
The most recent tax bill on record (2025) was $4,250. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7960 2ND STREET N?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $549,000, this home is listed about 26% above the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7960 2ND STREET N?+
Shore Acres Elementary School (elementary), Meadowlawn Middle School (middle), Northeast High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REALTY ONE GROUP BEYOND · Chris Ziebell. MLS #TB8526310.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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