1246 HERSCHELL STREET, LAKELAND, FL, 33815
Active23 days on marketListed Jul 10, 2026MLS #TB8525817
About this home
1246 HERSCHELL STREET
NEW 2026 LUXURY HOME, with Full Mother-in-law Suite. Brand-new 2026 contemporary masterpiece, offering the ultimate blend of luxury, structural utility, and unparalleled location. Sited on a modern, beautifully paved asphalt street complete with concrete sidewalks rather than older brick roads, this 100% solid concrete block and stucco home delivers ultimate peace of mind with premium built-in disaster mitigation, including high-efficiency hurricane/impact windows and a matching storm-ready exterior. Boasting 2,028 square feet of heated living space and 2,655 total square feet under roof, this property stands completely free of any HOA or CDD restrictions and sits entirely within Flood Zone X, eliminating any requirement for costly flood insurance. The interior is a stunning showcase of modern elegance, entirely carpet-free and dressed in premium porcelain tile flooring throughout, perfectly highlighting a bright kitchen/family room combo with soaring high ceilings, custom solid wood cabinets, and exquisite granite countertops. A true crown jewel of this design is the fully integrated, independent In-Law Suite, which boasts its own private exterior entrance, an independent living room, a separate kitchen with granite counters, a dedicated bedroom, and a full bathroom - offering incredible multi-generational flexibility or immediate rental income potential. There are TWO AC UNITS with separate thermostats, one for primary home and the other for he mother-in-law suite. Shared Laundry Room is between the primary home and mother-in-law suite, separated by two exterior doors with locks. The primary owners' suite provides a luxurious retreat with an en-suite bath and a massive walk-in closet, while the additional spacious bedrooms feature ample built-in closet space. Outside, the property functions beautifully as a private oasis, featuring a large fenced yard, a covered rear porch/lanai for outdoor enjoyment, and a generous attached 2-car garage. Unbeatably located just a 1-mile, 5-minute drive from the famous 168-acre Bonnet Springs Park urban-nature retreat, and only moments from vibrant Downtown Lakeland, Lake Beulah, and the RP Funding Center, this property also offers ultimate daily convenience with an array of nearby shopping and dining options—including Publix, Target, Starbucks, and a Walmart Supercenter all just a short 5-minute drive away—making this premium estate a rare opportunity to own the area's finest multi-generational luxury build.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,028
Sqft
0.19 ac
Lot size
2
Garage
2026
Year built
One
Levels
$234
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,204 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,204/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+22.9%
$/sqft vs Lakeland actives
$234 vs $192
Days on market
23 vs 33 typical
Where $234/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Westgate Central Avenue
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
Westgate Central Avenue — neighborhood snapshot
Population
2,198
Median age
43
Median income
$36,601
Median home value
$5,622
Avg household
2
Households w/ children
258
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$318K → $320K
Lakeland median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
205 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 130% above the LAKELAND 33815 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 1246 HERSCHELL STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$700,000
316 30TH STREET W · same community
3 bd · 3 ba · 2,062 sqft · $339/sqft · 61 DOM
Sold · Sep ’25$289,000
1318 HERSCHELL STREET · same community
3 bd · 2 ba · 1,273 sqft · $227/sqft · 40 DOM
Sold · Apr ’26$390,000
315 31ST STREET W · same community
3 bd · 2 ba · 1,222 sqft · $319/sqft · 80 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1246 HERSCHELL STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1246 HERSCHELL STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1246 HERSCHELL STREET FAQs
What would the monthly payment be for 1246 HERSCHELL STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,204/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1246 HERSCHELL STREET?+
The most recent tax bill on record (2025) was $454. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1246 HERSCHELL STREET?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $474,991, this home is listed about 40% above the Lakeland median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1246 HERSCHELL STREET?+
Southwest Middle School (middle), Kathleen Senior High School (high), Scott Lake Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ELEGANT CASAS CORP · Michael Melnyk. MLS #TB8525817.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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