2312 GULF DRIVE N UNIT 103, BRADENTON BEACH, FL, 34217
Active146 days on marketListed Mar 9, 2026MLS #A4685249
About this home
2312 GULF DRIVE N UNIT 103
This two-bedroom, two-bathroom condominium offers one of the finest unobstructed views of the Gulf. Recently updated, the coastal-inspired interior features tiled floors and an unbeatable vantage point for watching amazing sunsets. Guests can enjoy the heated pool or take a short stroll to the beach to enjoy the sugar-sand shores and jeweled waters of the Gulf. The private porch provides the perfect space to relax, while the well-maintained unit ensures comfort with a modern kitchen featuring granite countertops and a large in-unit washer and dryer. This property serves as an excellent vacation rental.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,180
Sqft
0.83 ac
Lot size
1982
Year built
One
Levels
$932
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,982 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,982/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+75.2%
$/sqft vs Bradenton Beach actives
$932 vs $913
Days on market
146 vs 47 typical
Where $932/sqft sits among the 86 Bradenton Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton Beach. See the full Bradenton Beach guide →
BRADENTON BEACH 34217 — neighborhood snapshot
Population
3,774
Median age
69.2
Median income
$90,278
Median home value
$636,300
Avg household
1.8
Households w/ children
130
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton Beach market
$665K → $720K
Bradenton Beach median sold, yr/yr
90.4%
Sale-to-list ratio (12 mo)
36 of 86
Bradenton Beach actives have cut their price
Median sold price, Bradenton Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% below the BRADENTON BEACH 34217 median. See the full Bradenton Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 2312 GULF DRIVE N UNIT 103
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$390,000
315 31ST STREET W · same community
3 bd · 2 ba · 1,222 sqft · $319/sqft · 80 DOM
Sold · Sep ’25$289,000
1318 HERSCHELL STREET · same community
3 bd · 2 ba · 1,273 sqft · $227/sqft · 40 DOM
Sold · Mar ’26$700,000
316 30TH STREET W · same community
3 bd · 3 ba · 2,062 sqft · $339/sqft · 61 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2312 GULF DRIVE N UNIT 103 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2312 GULF DRIVE N UNIT 103 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2312 GULF DRIVE N UNIT 103 FAQs
What would the monthly payment be for 2312 GULF DRIVE N UNIT 103?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,982/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2312 GULF DRIVE N UNIT 103?+
The most recent tax bill on record (2025) was $5,689. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2312 GULF DRIVE N UNIT 103?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton Beach?+
At $1,100,000, this home is listed about 2% above the Bradenton Beach median of $1,082,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2312 GULF DRIVE N UNIT 103?+
Anna Maria Elementary School (elementary), Martha B. King Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the BRADENTON BEACH 34217 market on paper
$1,100,000 is 12% below the BRADENTON BEACH 34217 median of $1,250,000, and at $932/sqft it sits under the Bradenton Beach average of $966.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
146 days on market against a Bradenton Beach median of 47 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Anna Maria Elementary School, Martha B. King Middle School, Bayshore High School — Anna Maria Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,250,000, now $1,100,000 — a $150K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MIKE NORMAN REALTY INC. · Rochelle Bowers. MLS #A4685249.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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