1809 BONITA BLUFF COURT, RUSKIN, FL, 33570
Active35 days on marketListed Jul 7, 2026MLS #TB8525730
About this home
1809 BONITA BLUFF COURT
WELCOME TO THIS GATED COMMUNITY OF MIRA LAGO. NO FLOOD INSURANCE REQUIRED. This 4 bedroom, 3 full bathrooms (one is pool bath), 3 CAR GARAGE PLUS LARGE BONUS ROOM WITH ENDLESS POSSIBILITIES. TWO OFFICES BOTH WITH DOUBLE FRENCH DOORS, perfect for working from home, hobbies or just flexible living. You will love the open floor plan complete with mostly luxury vinyl flooring (carpet only in 3 bedrooms & bonus room), kitchen with granite counter tops, abundance of Bordeaux cabinets & recessed lighting. Large primary suite with big walk-in closet, dual sinks, garden tub with separate shower. Spacious family room with sliding glass doors leading out to screened in pool and fully fenced. Massive bonus room completes the 2nd floor. NEW ROOF (2024), A/C (2025), HEATED SALT WATER POOL (2023) EXTERIOR PAINTED AUG 2025. LOW CDD FEE! Easy access to Tampa, St Pete, Sarasota and beautiful beaches. Minutes away from Little Harbor Resort/Marina where you can enjoy amazing sunsets. Boat launch, shopping & waterfront restaurants nearby. The community offers swimming pool, playground, club house, walking/bike trails. Don't let this one get away, call today for showing!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
3,030
Sqft
0.15 ac
Lot size
3
Garage
2008
Year built
Two
Levels
$173
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,036 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,036/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−45.4%
$/sqft vs Ruskin actives
$173 vs $180
Days on market
35 vs 53 typical
Where $173/sqft sits among the 281 Ruskin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
The numbers that matter
The Ruskin market
$315K → $330K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
141 of 281
Ruskin actives have cut their price
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 50% above the Ruskin median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 1809 BONITA BLUFF COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$499,000
1808 BONITA BLUFF COURT · same community
4 bd · 3 ba · 2,696 sqft · $185/sqft · 10 DOM
Sold · Jan ’26$485,000
302 YORK DALE DRIVE · same community
4 bd · 3 ba · 2,672 sqft · $182/sqft · 47 DOM
Sold · Feb ’26$305,500
1706 BONITA BLUFF COURT · same community
4 bd · 2.5 ba · 2,486 sqft · $123/sqft · 95 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1809 BONITA BLUFF COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1809 BONITA BLUFF COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1809 BONITA BLUFF COURT FAQs
What would the monthly payment be for 1809 BONITA BLUFF COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,036/mo — principal and interest, the actual property-tax bill, the $98/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1809 BONITA BLUFF COURT?+
The association fee works out to $98 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1809 BONITA BLUFF COURT?+
The most recent tax bill on record (2025) was $5,467. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1809 BONITA BLUFF COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $525,000, this home is listed about 50% above the Ruskin median of $349,900. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$525,000 runs 50% above the Ruskin median — but at 3,030 sqft it's also 57% larger than the typical Ruskin listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $539,000, now $525,000 — a $14K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Marney Weaver. MLS #TB8525730.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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