
433 YORK DALE DRIVE, RUSKIN, FL, 33570
Active44 days on marketListed Jun 20, 2026MLS #TB8520228
About this home
433 YORK DALE DRIVE
Welcome to this four-bedroom, three-bathroom gorgeous home, located in the wonderful gated community of Mira Lago. With more than 3,000 square feet of living space plus a three-car garage, can you say upgrades upgrades upgrades… This is the house you’ve been looking for., this beautiful lakefront property won’t last. The majority of your living area is on the ground floor, so you won’t need the stairs unless you’re taking advantage of the big loft upstairs, which is currently being utilized as a full functional gym. Upon entering the home you have a large, living room and dining room combination. Laminate flooring through-out the lower-level living space. The heart of the home is the open concept kitchen and family room. The kitchen and bathrooms have granite countertops, LG stainless steel appliances, an eat-in area and a big breakfast bar centered in the middle of the kitchen. Just off the kitchen is the laundry room with above head wood storage cabinets along with wired storage racks. The kitchen also has access to the three-car garage, so you can walk right in with your groceries. The family room has sliding glass doors leading to the covered patio overlooking the beautiful lake–great for outdoor living. You have the privacy of no rear neighbors and completely fenced-in backyard. The bedrooms are laid out in a three-way split plan. Two guest bedrooms large enough to fit Queen sized beds; and a full guest bathroom with bathtub are located off the family room. In one corner of the house you have a junior master suite that faces the rear of the home, complete with its own private, full bathroom and private entrance perfect for “mother in law suite” The master bedroom is on the other corner. It has two walk-in closets, and the large master bathroom features a garden tub, separate shower stall and dual sinks. Living in Mira Lago offers many great amenities including a community pool, basketball court, and clubhouse for your use. Come make this home yours today!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
3,038
Sqft
0.17 ac
Lot size
3
Garage
2006
Year built
Two
Levels
$142
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,438 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,438/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−14.1%
$/sqft vs Ruskin actives
$142 vs $181
Days on market
44 vs 51 typical
Where $142/sqft sits among the 276 Ruskin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
The numbers that matter
The Ruskin market
$330K → $320K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
152 of 276
Ruskin actives have cut their price
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% above the Ruskin median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 433 YORK DALE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$499,000
1808 BONITA BLUFF COURT · same community
4 bd · 3 ba · 2,696 sqft · $185/sqft · 10 DOM
Sold · Jan ’26$485,000
302 YORK DALE DRIVE · same community
4 bd · 3 ba · 2,672 sqft · $182/sqft · 47 DOM
Sold · Feb ’26$305,500
1706 BONITA BLUFF COURT · same community
4 bd · 2.5 ba · 2,486 sqft · $123/sqft · 95 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 433 YORK DALE DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 433 YORK DALE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
433 YORK DALE DRIVE FAQs
What would the monthly payment be for 433 YORK DALE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,438/mo — principal and interest, the actual property-tax bill, the $98/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 433 YORK DALE DRIVE?+
The association fee works out to $98 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 433 YORK DALE DRIVE?+
The most recent tax bill on record (2025) was $5,501. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 433 YORK DALE DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $430,000, this home is listed about 23% above the Ruskin median of $349,850. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$430,000 runs 23% above the Ruskin median — but at 3,038 sqft it's also 62% larger than the typical Ruskin listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $450,000, now $430,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REAL PROPERTY MARKETING, INC. · Coretta Butts. MLS #TB8520228.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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