3004 BONAVENTURE CIRCLE UNIT 102, PALM HARBOR, FL, 34684
Active15 days on marketListed Jul 12, 2026MLS #TB8525348
About this home
3004 BONAVENTURE CIRCLE UNIT 102
Welcome to this beautifully maintained first-floor 2-bedroom, 2-bath condominium offering approximately 900 square feet of comfortable living space in the desirable Bonaventure community. This move-in-ready home features a spacious living area with a wood-burning fireplace, ceramic tile flooring throughout the main living areas, and wood laminate flooring in both bedrooms. The kitchen is equipped with newer stainless steel appliances, including a refrigerator, range, microwave, and dishwasher. Enjoy the convenience of an enclosed screened lanai complete with a full-size washer and dryer and additional storage space. Recent updates include: • Central air conditioning replaced approximately 2 years ago • Water heater replaced approximately 4 years ago • Newer stainless steel kitchen appliances Community amenities include: • Swimming pool • Hot tub • Sauna • Fitness center • Clubhouse • Dog park The Bonaventure community is conveniently located adjacent to the Pinellas Trail, offering easy access to walking, jogging, and biking. The unit includes one assigned parking space along with ample guest parking. Offered at $184,900, this turnkey home is ready for its next owner. Schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
900
Sqft
0 ac
Lot size
1987
Year built
One
Levels
$205
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,586 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,586/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.6%
$/sqft vs Palm Harbor actives
$205 vs $259
Days on market
15 vs 42 typical
Where $205/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bonaventure
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Bonaventure — neighborhood snapshot
Population
1,292
Median age
41
Median income
$51,250
Median home value
$227,400
Avg household
2
Households w/ children
168
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$425K → $450K
Palm Harbor median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
212 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% below the PALM HARBOR 34684 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 3004 BONAVENTURE CIRCLE UNIT 102
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$209,000
2969 BONAVENTURE CIRCLE UNIT 104 · same community
2 bd · 2 ba · 900 sqft · $232/sqft · 72 DOM
Sold · Jan ’26$200,000
3020 BONAVENTURE CIRCLE UNIT 204 · same community
2 bd · 2 ba · 900 sqft · $222/sqft · 119 DOM
Sold · Nov ’25$150,000
36 FOX TRAIL COURT UNIT 71
2 bd · 2 ba · 864 sqft · $174/sqft · 310 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3004 BONAVENTURE CIRCLE UNIT 102 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3004 BONAVENTURE CIRCLE UNIT 102 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3004 BONAVENTURE CIRCLE UNIT 102 FAQs
What would the monthly payment be for 3004 BONAVENTURE CIRCLE UNIT 102?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,586/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3004 BONAVENTURE CIRCLE UNIT 102?+
The most recent tax bill on record (2025) was $3,064. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3004 BONAVENTURE CIRCLE UNIT 102?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $184,900, this home is listed about 51% below the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3004 BONAVENTURE CIRCLE UNIT 102?+
Curlew Creek Elementary School (elementary), Palm Harbor Middle School (middle), Countryside High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KRKJ PARADISE REAL ESTATE, LLC · Mark Dicken. MLS #TB8525348.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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