3024 BONAVENTURE CIRCLE UNIT 204, PALM HARBOR, FL, 34684
Active45 days on marketListed Jun 18, 2026MLS #O6418238
About this home
3024 BONAVENTURE CIRCLE UNIT 204
TURNKEY and move-in ready! Welcome to Bonaventure, a pet-friendly community in the heart of Palm Harbor. This beautifully updated 2-bedroom, 2-bathroom second-floor condo includes a desirable split-bedroom floor plan, approximately 900 square feet of living space, and a convenient parking space located directly in front of the building. The updated kitchen features elegant quartz countertops, newer appliances, and ample cabinet space. Throughout the home you'll find luxury vinyl plank flooring in the main living areas, tile flooring in the kitchen and bathrooms, and a stunning stacked stone fireplace feature wall that creates a warm and inviting focal point. The spacious primary suite includes a large walk-in closet, while the secondary bedroom has a custom closet organization system. A brand-new washer and dryer are included, making this home truly move-in ready. Enjoy relaxing on the enclosed front porch featuring brand-new tile flooring. Additional updates include an HVAC system replaced in 2018. Bonaventure residents enjoy resort-style amenities including a sparkling pool, hot tub, sauna, fitness center, and dog park. The monthly HOA fee includes cable, water, sewer, trash, exterior maintenance, and access to all community amenities for easy, maintenance-free living. Located in a non-flood zone and just minutes from shopping, dining, Gulf beaches, Clearwater, Tampa, and St. Petersburg, this condo has the perfect combination of comfort, convenience, and Florida lifestyle. Whether you're looking for a primary residence, seasonal retreat, or low-maintenance home, this one is not to be missed!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
900
Sqft
1985
Year built
One
Levels
$233
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,154 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,154/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5%
$/sqft vs Palm Harbor actives
$233 vs $259
Days on market
45 vs 42 typical
Where $233/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bonaventure
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Bonaventure — neighborhood snapshot
Population
1,292
Median age
41
Median income
$51,250
Median home value
$227,400
Avg household
2
Households w/ children
168
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$425K → $450K
Palm Harbor median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
203 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% below the PALM HARBOR 34684 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 3024 BONAVENTURE CIRCLE UNIT 204
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$209,000
2969 BONAVENTURE CIRCLE UNIT 104 · same community
2 bd · 2 ba · 900 sqft · $232/sqft · 72 DOM
Sold · Jan ’26$200,000
3020 BONAVENTURE CIRCLE UNIT 204 · same community
2 bd · 2 ba · 900 sqft · $222/sqft · 119 DOM
Sold · Nov ’25$150,000
36 FOX TRAIL COURT UNIT 71
2 bd · 2 ba · 864 sqft · $174/sqft · 310 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3024 BONAVENTURE CIRCLE UNIT 204 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3024 BONAVENTURE CIRCLE UNIT 204 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3024 BONAVENTURE CIRCLE UNIT 204 FAQs
What would the monthly payment be for 3024 BONAVENTURE CIRCLE UNIT 204?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,154/mo — principal and interest, the actual property-tax bill, the $440/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3024 BONAVENTURE CIRCLE UNIT 204?+
The association fee works out to $440 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3024 BONAVENTURE CIRCLE UNIT 204?+
The most recent tax bill on record (2025) was $2,695. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3024 BONAVENTURE CIRCLE UNIT 204?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $209,999, this home is listed about 44% below the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3024 BONAVENTURE CIRCLE UNIT 204?+
Curlew Creek Elementary School (elementary), Palm Harbor Middle School (middle), Countryside High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PALM HARBOR 34684 market on paper
$209,999 is 16% below the PALM HARBOR 34684 median of $250,000, and at $233/sqft it sits under the Palm Harbor average of $269.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Curlew Creek Elementary School, Palm Harbor Middle School, Countryside High School — Curlew Creek Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $219,999, now $209,999 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BEYCOME OF FLORIDA LLC · Steven Koleno. MLS #O6418238.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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