David Ramirez
Short-Term Rental Eligible
$499,0003 bd2 ba2,008 sqft$249 /sqft$3,502 /mo all-in ↓

12220 WILD ACRES ROAD, LARGO, FL, 33773

Active28 days on marketListed Jul 3, 2026MLS #TB8525298

Est. $55K/yr short-term rental revenueSingle Family ResidenceSOMERSET LAKES UNIT THREE PH TWO

About this home

12220 WILD ACRES ROAD

Virtually Staged. Mrs. Clean lives here! This house has it all! Corner lot, 3 bedroom, 2 bath, 2 car garage, BOTH a living room AND a family room with a fireplace, a Florida room and a bonus room! The Florida room is connected to the central heating and air conditioning system and is comfortable year round! Upgrades include impact windows, newer roof (2020), and ALL NEW kitchen appliances. The kitchen is a home chef’s dream! Plenty of space on the solid surface countertops and hardwood cabinets, and a Breakfast bar for casual dining. Open versatile floor plan to accommodate both casual and formal settings. This house is as great as it sounds. Primary bedroom has an en-suite bathroom including a new dual granite vanity, a large walk-in closet with built-in organizer, and a tiled walk-in shower. Bathroom off of the Florida room would make a great pool-bath. Garage has tons of storage space and a brand-new custom floor finish. The expansive backyard is an oasis of tranquility and has plenty of space to play or putter in your garden. No Flood Zone, High & dry, SAVES YOU MONEY $$ !! Great location - Close to restaurants, shopping and award-winning beaches.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,008

Sqft

0.19 ac

Lot size

2

Garage

1988

Year built

One

Levels

$249

Per sqft

FireplacePets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Electric Water Heater · Range · Refrigerator
InteriorOpen Floorplan · Solid Wood Cabinets · Split Bedroom · Stone Counters · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air · Mini-Split Unit(s)
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationBlock
FacesEast
ParkingDriveway · Garage Door Opener
ExteriorPrivate Yard · Sidewalk

Community & fees

Taxes (2025)$2,210/yr
PetsCats OK, Dogs OK, Yes

Utilities & systems

UtilitiesElectricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,502 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,938
FHA mortgage insurance (est.)$221
Property tax — 2025 actual bill$184
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,465Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,465
Interest rate6.00%
Loan term

Estimated payment

$3,502/mo

Principal & interest$2,938
FHA mortgage insurance (est.)$221
Property taxes (actual bill)$184
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $499K
$479KedgeAI estimate $576,220 · range $556K$626K$651K

vs edgeAI estimate

−13.4%

$/sqft vs Largo actives

$249 vs $238

Days on market

28 vs 42 typical

Where $249/sqft sits among the 400 Largo actives

105
82
78 · this home
67
38
30
$111–170$170–229$229–288$288–347$347–406$406+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Somerset, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental · projected

$54,916/yr gross

Avg nightly rate$307
Occupancy (comp set)50%
CommunitySomerset
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,000/mo median

MarketLargo
Annual gross at median$24,000
Gross yield on this price4.8%
Homes for rent right now143

Live Largo rental listing data — this home’s rate depends on size, condition and furnishing.

The Pinellas Park short-term market

▼ Softening

47%

Occupancy

▼ 28% yr/yr

$231

Avg nightly rate

▲ 9% yr/yr

$27K/yr

Revenue per listing

$111

RevPAR

39 days

Booking lead time

5.5 nights

Avg stay

4

Typical min nights

186

Active rentals

▼ 3% supply

Seasonality — monthly occupancy

Peaks at 61% in Mar · bottoms at 38% in Jun

43%
54%
61%
51%
42%
38%
53%
47%
41%
45%
49%
43%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Pinellas Park — the projection above is specific to this home’s size.

Where it sits

Inside Somerset

Map of 12220 WILD ACRES ROAD inside its neighborhood boundary

Drive times from this address

Downtown Tampa29 min
Tampa Int’l Airport (TPA)29 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Somerset is a short-term-rental community. See the full guide →

LARGO 33773 — neighborhood snapshot

Population

16,918

Median age

46.5

Median income

$74,115

Median home value

$280,600

Avg household

2.39

Households w/ children

1,373

For the school run

Pinellas County School District

ElementarySouthern Oak Elementary School★★★★
MiddleOsceola Middle School★★★★★
HighPinellas Park High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Largo market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$340K$325K

Largo median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

205 of 400

Largo actives have cut their price

Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 115% above the LARGO 33773 median. See the full Largo market guide →

Paper trail

This home's history

Jul 3, 2026Listed at $499,000 · 28 days on market since
1988Built · SOMERSET LAKES UNIT THREE PH TWO

Reality check

What actually sold near 12220 WILD ACRES ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12172 WILD ACRES ROADSold · Feb ’26

$615,000

12172 WILD ACRES ROAD · same community

4 bd · 2 ba · 1,780 sqft · $346/sqft · 28 DOM

12172 WILD ACRES ROADSold · Sep ’25

$407,000

12172 WILD ACRES ROAD · same community

4 bd · 2 ba · 1,780 sqft · $229/sqft · 243 DOM

9611 107TH AVENUE NSold · Dec ’25

$559,900

9611 107TH AVENUE N

3 bd · 2 ba · 2,001 sqft · $280/sqft · 174 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 12220 WILD ACRES ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12220 WILD ACRES ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

12220 WILD ACRES ROAD FAQs

What would the monthly payment be for 12220 WILD ACRES ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,502/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 12220 WILD ACRES ROAD?+

The most recent tax bill on record (2025) was $2,210. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 12220 WILD ACRES ROAD be rented short-term?+

Yes — this home sits inside Somerset, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 12220 WILD ACRES ROAD?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Largo?+

At $499,000, this home is listed about 85% above the Largo median of $269,500. The market section on this page shows how the area is trending.

Which schools are assigned to 12220 WILD ACRES ROAD?+

Southern Oak Elementary School (elementary), Osceola Middle School (middle), Pinellas Park High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$499,000 runs 115% above the LARGO 33773 median — but at 2,008 sqft it's also 64% larger than the typical Largo listing.

02Zoned for nightly rentals

Somerset is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Strong assigned schools

Southern Oak Elementary School, Osceola Middle School, Pinellas Park High School — Southern Oak Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of REALTY EXPERTS · Forrest Murphy, Jr. MLS #TB8525298.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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