960 STARKEY ROAD UNIT 3406, LARGO, FL, 33771
Active517 days on marketListed Feb 22, 2025MLS #TB8353821
About this home
960 STARKEY ROAD UNIT 3406
Are you searching for a beautiful, high quality, better than new, turn-key lakeside condominium home? Step inside #3406 to discover an inviting open-concept living space, the large great room seamlessly connects to a big Euro-style kitchen all with sleek high-quality vinyl plank floors. See exquisite lighting fixtures with custom shades and blinds flooded with natural light. The gourmet kitchen is huge, with high-end finishes, custom soft-close cabinetry, finished with stainless steel Samsung appliances and waterfall quartz countertops. This condo is a haven for those who appreciate the finer things in modern upgraded living. The screened corner lanai for breathtaking sunsets is accessed from the living room and the expansive main bedroom suite. This is a truly a treat retreat, complete with two walk-in closets and luxurious 5-piece bathroom. For owner privacy guest bedrooms are split, with 2nd bathroom, multiple closet storage plus direct access to kitchen and laundry room. Versatile bedroom 3 has double doors and can be a dining room or study with Murphy bed! ALMOST NEW EVERYTHING including in 2023 NEW AC; Electric Tankless Water Heater; Whole Home Water Softener. Building Three has a NEW ROOF! Your under-building over-sized garage G16 is just a 25 yd covered walk from the elevator. Building Three is situated to give quick & easy access in & out of the community. This home blends accessibility with tranquility. DO NOT WORRY about Milestone inspections, not needed here for another 11 years. The first Structural Integrity Reserve Study is complete - no big deal. Golf Lake building are built to last with strength, security, community pride of ownership and peace of mind for owners. 3406 is equipped with hurricane-rated windows and upgraded glass sliders. High and dry in a non-flood zone and on the 4th floor - this community was built to withstand Cat 5 hurricanes. 3406 was unaffected by the back to back Hurricanes of 2024 - NO EVACUATION IS NECESSARY - adding to the peace of mind for all. The HOA management is strong and proven, a dedicated professional property manager is on site most weekdays. Building Three is FULLY FUNDED and fiscally well managed - reserves are high & healthy. Golf Lake has resort-style amenities including two pools, a hot tub, clubhouse and is conveniently located just minutes from world-class beaches, shopping, dining, and top Tampa Bay attractions. Golf Lake is in a great location - close to ER & medical services, entertainment, shopping & fine dining at new Seminole City Center or Largo Mall. Just 20 to 30 mins from St Pete, Tampa, Clearwater & airports with easy access to the white sands of our beautiful beaches in just 15 minutes. For a decade GLC was one of the best kept secrets of Tampa Bay, a hidden oasis but good news got around so Golf Lake is now a sought after Pinellas County community. This is an a one-of-a-kind, high-class, high-quality and desirable home in which to live a busy lifestyle of all that Tampa Bay Florida has to offer on your doorstep. Or this lovely place can simply provide a private quiet retreat to relax and appreciate nature in the tranquil beauty of this fine safe community. Live here as if you are on vacation or just relax in peaceful privacy - it does not get much better than #3406 at Golf Lake. Golf Lake Condominiums are excellent value and a sound investment. Please schedule your private showing today and DISCOVER IF GL 3406 IS YOUR IDEAL PLACE TO CALL HOME!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,836
Sqft
0.21 ac
Lot size
1
Garage
2006
Year built
One
Levels
$272
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,544 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,544/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12%
$/sqft vs Largo actives
$272 vs $236
Days on market
517 vs 42 typical
Where $272/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside East Bay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
East Bay — neighborhood snapshot
Population
2,218
Median age
62
Median income
$66,065
Median home value
$105,365
Avg household
2
Households w/ children
104
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
199 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 127% above the LARGO 33771 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 960 STARKEY ROAD UNIT 3406
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$539,000
9466 127TH AVENUE
3 bd · 2 ba · 1,850 sqft · $291/sqft · 11 DOM
Sold · Mar ’26$395,000
10493 WHITTINGTON COURT
3 bd · 2.5 ba · 1,870 sqft · $211/sqft · 19 DOM
Sold · Jan ’26$440,000
2306 CHERYL ROAD
3 bd · 2 ba · 1,870 sqft · $235/sqft · 159 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 960 STARKEY ROAD UNIT 3406 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 960 STARKEY ROAD UNIT 3406 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
960 STARKEY ROAD UNIT 3406 FAQs
What would the monthly payment be for 960 STARKEY ROAD UNIT 3406?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,544/mo — principal and interest, the actual property-tax bill, the $565/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 960 STARKEY ROAD UNIT 3406?+
The association fee works out to $565 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 960 STARKEY ROAD UNIT 3406?+
The most recent tax bill on record (2024) was $7,848. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 960 STARKEY ROAD UNIT 3406?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $499,990, this home is listed about 86% above the Largo median of $269,500. The market section on this page shows how the area is trending.
Which schools are assigned to 960 STARKEY ROAD UNIT 3406?+
Largo Middle School (middle), Largo High School (high), Southern Oak Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$499,990 runs 127% above the LARGO 33771 median — but at 1,836 sqft it's also 50% larger than the typical Largo listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $565/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
517 days on market against a Largo median of 42 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Largo Middle School, Largo High School, Southern Oak Elementary School — Southern Oak Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of ILES REALTORS · Steve Iles. MLS #TB8353821.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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