1600 LORETTA AVENUE NW, LARGO, FL, 33770
Active33 days on marketListed Jun 30, 2026MLS #TB8524077
About this home
1600 LORETTA AVENUE NW
This Beautiful Well Maintained Pool Home is an Active AirBnB AND an Ideal Vacation Home. Turnkey and Fully Furnished, this is a perfect home for an Investor, or Family who wants to enjoy the wonderful Florida Climate and Beaches of the Gulf Coast for family get-togethers. Located in Largo FL, just minutes from the SANDY BEACHES of the Gulf Coast, like Indian Rocks Beach or Belleair Beach, it is a quick drive or short bike ride to the ocean. NO HOA FEES! And SHORT TERM RENTALS ARE ALLOWED! Home is registered with the city of Largo as a short term rental and has passed inspection to operate as such. There is a newer and fully automated inground POOL & JACUZZI, and a children's park is only a block away, in the quiet neighborhood. The famouse Pinellas trail is only a minute from the home for biking and walking. Home improvements include: ELECTIRIC PANEL REPLACED, 2025, NEW ROOF, 2022. New water heater, 2024, new external paint, 2022, Heated Pool with Spa, Pool Screen Enclosure, 2023, Irrigation System, Pavers on both sides of house, Vinyl Fence, Hard wired smoke detectors, Emergency lighting, Ceiling fans, telelvision, and spotlights on porch. Included in sale if desired: washer and dryer (new in 2024) refrigerator (new in 2022) furniture, 4 televisions and supplies (dishes, towels, sheets, blankets, pool toys ect.)
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,507
Sqft
0.17 ac
Lot size
1949
Year built
One
Levels
$325
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,867 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,867/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.8%
$/sqft vs Largo actives
$325 vs $239
Days on market
33 vs 42 typical
Where $325/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Largo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
LARGO 33770 — neighborhood snapshot
Population
25,005
Median age
49.3
Median income
$58,071
Median home value
$245,200
Avg household
2.22
Households w/ children
2,227
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
204 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 114% above the LARGO 33770 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 1600 LORETTA AVENUE NW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$520,000
530 16TH ST NW · same community
3 bd · 2.5 ba · 1,940 sqft · $268/sqft · 0 DOM
Sold · Jul ’26$379,000
110 14TH AVENUE SW
2 bd · 1 ba · 1,510 sqft · $251/sqft · 8 DOM
Sold · May ’26$474,500
3370 HARBOR LAKE DR
3 bd · 2 ba · 1,500 sqft · $316/sqft · 41 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1600 LORETTA AVENUE NW — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1600 LORETTA AVENUE NW — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1600 LORETTA AVENUE NW FAQs
What would the monthly payment be for 1600 LORETTA AVENUE NW?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,867/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1600 LORETTA AVENUE NW?+
The most recent tax bill on record (2024) was $7,265. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Largo?+
At $490,000, this home is listed about 82% above the Largo median of $269,500. The market section on this page shows how the area is trending.
Which schools are assigned to 1600 LORETTA AVENUE NW?+
Largo High School (high), Largo Middle School (middle), Ponce De Leon Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$490,000 runs 114% above the LARGO 33770 median — but at 1,507 sqft it's also 23% larger than the typical Largo listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Largo High School, Largo Middle School, Ponce De Leon Elementary School — Ponce De Leon Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FUTURE HOME REALTY INC · Ena Ebanks. MLS #TB8524077.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Largo homes, in your inbox
Like 1600 LORETTA AVENUE NW but not quite? A daily digest of every new listing in Largo — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →