5246 NEIL DRIVE, ST PETERSBURG, FL, 33714
Active34 days on marketListed Jul 3, 2026MLS #TB8525274
About this home
5246 NEIL DRIVE
Flood Zone X, 2021-built, with a first floor primary suite: a combination almost nothing under $450k in Pinellas County offers. This townhome is centrally located in St. Pete, and the roof, AC, and water heater are all just under five years old. Inside: 3 bedrooms, 2.5 baths, 1,713 sq ft. The first-floor primary suite has dual closets, a large en suite bath, and sliders to a screened patio backing to green space. The main level is an open kitchen with quartz counters and Whirlpool appliances, plus dining and living in one connected space. Upstairs holds two more bedrooms, a full bath, and a 12x13 loft that works as an office, playroom, or second living room. The gated community welcomes big dogs, most breeds, up to 101+ lbs. And because it's a townhome, not a condo, there are no milestone inspections and no structural reserve studies needed. The $550/month HOA covers water, sewer, trash, pool, and clubhouse. The location is the quiet superpower: centrally located in Pinellas County, 2 minutes from I-275, you can get anywhere from here. Tampa in 15, Downtown St. Pete in 10, St. Pete Beach in 15, and the airports, the Gulf beaches, and north county are all an easy shot. Five years old, in the dry zone.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,713
Sqft
0.05 ac
Lot size
2
Garage
2021
Year built
Two
Levels
$236
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,840 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,840/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.8%
$/sqft vs St Petersburg actives
$236 vs $323
Days on market
34 vs 55 typical
Where $236/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33714 — neighborhood snapshot
Population
20,103
Median age
40.9
Median income
$47,221
Median home value
$177,500
Avg household
2.41
Households w/ children
1,835
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $420K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
215 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 94% above the ST PETERSBURG 33714 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 5246 NEIL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$420,000
5299 NEIL DRIVE · same community
3 bd · 2.5 ba · 1,713 sqft · $245/sqft · 47 DOM
Sold · Jul ’26$405,000
5293 NEIL DRIVE · same community
3 bd · 2.5 ba · 1,713 sqft · $236/sqft · 64 DOM
Sold · Nov ’25$246,000
5346 NEIL DRIVE · same community
3 bd · 2.5 ba · 1,700 sqft · $145/sqft · 180 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5246 NEIL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5246 NEIL DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5246 NEIL DRIVE FAQs
What would the monthly payment be for 5246 NEIL DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,840/mo — principal and interest, the actual property-tax bill, the $550/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5246 NEIL DRIVE?+
The association fee works out to $550 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5246 NEIL DRIVE?+
The most recent tax bill on record (2025) was $6,795. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5246 NEIL DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $405,000, this home is listed about 7% below the St Petersburg median of $437,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5246 NEIL DRIVE?+
Lealman Avenue Elementary School (elementary), Dixie M. Hollins High School (high), Pinellas Park Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of NEXTHOME GULF COAST · Carly Majorana. MLS #TB8525274.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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